DR. ANN VANTRAPPEN
ActiveDR. ANN VANTRAPPEN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €670k and a net result of €124k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.48 against 4.11 in 2024; short-term debt: 15.3% and cash: 48.2% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
15.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
41 d early
2023
37 d early
2022
14 d early
2021
33 d early
2020
22 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€670k▲ 22.7%
2024 · €546k
2018: €217k
2019: €242k
2020: €288k
2021: €306k
2022: €354k
2023: €436k
2024: €546k
2018 → 2025
Total assets
€815k▲ 16.9%
2024 · €697k
2018: €553k
2019: €478k
2020: €473k
2021: €474k
2022: €486k
2023: €577k
2024: €697k
2018 → 2025
Net result
€124k▲ 12.6%
2024 · €110k
2018: €16k
2019: €25k
2020: €46k
2021: €18k
2022: €48k
2023: €83k
2024: €110k
2018 → 2025
Working capital
€559k▲ 36.9%
2024 · €408k
2018: €-19k
2019: €17k
2020: €70k
2021: €92k
2022: €160k
2023: €271k
2024: €408k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€354k▲ 15.5%€436k▲ 23.4%€546k▲ 25.2%€670k▲ 22.7%
Operating result€28k-€69k▲ 147%€120k▲ 74.3%€159k▲ 32.5%€174k▲ 9.6%
Net result€18k-€48k▲ 166%€83k▲ 73.7%€110k▲ 33.1%€124k▲ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €815k
Fixed assets
€131k▼ 17.0%
Current assets
€684k▲ 26.8%
Equity and liabilities €815k
Equity
€670k▲ 22.7%
Debt
€145k▼ 4.1%
The debt ratio falls from 21.7% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€203k▲
2024 · €187k
Cash flow
€152k▲
2024 · €138k
Solvency
82.2%▲
2024 · 78.3%
Current ratio
5.48▲
2024 · 4.11
Quick ratio
5.48▲
2024 · 4.11
Debt / equity
0.22▼
2024 · 0.28
ROE
18.5%▼
2024 · 20.1%
ROA
15.2%▼
2024 · 15.8%
Interest coverage
56.12▼
2024 · 97.64
Debt
€145k▼
2024 · €151k
Debt ≤ 1 year
€125k▼
2024 · €131k
Debt > 1 year
€20k=
2024 · €20k
Income taxes
€54k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€697k€815k▲
Fixed assets21/28€158k€131k▼
Tangible fixed assets22/27€158k€131k▼
Land and buildings22€141k€115k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€10k€10k▼
Other tangible fixed assets26€5k€5k=
Current assets29/58€539k€684k▲
Amounts receivable within one year40/41€104k€137k▲
Trade receivables40€104k€129k▲
Other amounts receivable41-€7k
Current investments50/53€250k€147k▼
Cash at bank and in hand54/58€177k€393k▲
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€697k€815k▲
Equity10/15€546k€670k▲
Contributions10/11€12k€12k=
Reserves13€534k€658k▲
Distributable reserves133€534k€658k▲
Amounts payable17/49€151k€145k▼
Amounts payable after more than one year17€20k€20k=
Financial debts170/4€20k€20k=
Amounts payable within one year42/48€131k€125k▼
Current portion of amounts payable after more than one year42€8k€10k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€40k€33k▼
Taxes450/3€38k€31k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€81k€80k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€191k€206k▲
Operating profit (loss)9901€159k€174k▲
Financial income75/76B€1k€7k▲
Recurring financial income75€1k€7k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€158k€178k▲
Income taxes67/77€48k€54k▲
Profit (loss) for the period9904€110k€124k▲
Profit (loss) for the period to be appropriated9905€110k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€124k▲
Transfer to equity691/2€110k€124k▲
To other reserves6921€110k€124k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €124k ▲12.6%
Operating result €174k, net result €124k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €546k ▲25.2%
7 profitable years in a row build equity to €546k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pleinstraat 193001 LeuvenGround area
193 m²
Building footprint
86 m²
Volume, LiDAR
472 m³
Parcel 24433E0046/00W004, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pleinstraat 19, 3001 Leuven
since 20042.293.647.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0046/00W004 | Flanders | 193 m² | 1 · 85 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 150 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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BE 0890.706.854
Vorst · Eq €670k
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BE 0810.444.995
Hasselt · Eq €670k
CENTRE DE MEDECINE DE MEHAIGNE
BE 0442.604.565
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DOKTER GINA DHAENENS
BE 0884.706.514
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DR. JAN VAN HECKE
BE 0841.879.232
Antwerpen · Eq €671k
Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2004
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.