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Dr. AFL

Active
Private limited companyfounded 20241 yr activeLeopoldstraat 41, 2570 Duffel, BelgiumKBO/BCE: BE 1014.551.407
Summary

Dr. AFL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,545 and a net result of €102,045. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 16.2; short-term debt: 5.7% and cash: 52.1% of total assets), and 5.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.3%
Return on assets
92%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 October 2024, Dr. AFL was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€104,545
Total assets
€110,906
Net result
€102,045
Working capital
€96,703

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €110,906
Fixed assets €7,842
Current assets €103,064
Equity and liabilities €110,906
Equity €104,545
Debt €6,361
Debt finances 5.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€135,238
Cash flow
€103,863
Current ratio
16.20
Debt to equity
0.06
ROE
97.6%
ROA
92.0%
Interest coverage
8839.10
Debt ≤ 1 year
€6,361
Income taxes
€31,361

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€110,906
Fixed assets21/28€7,842
Tangible fixed assets22/27€7,842
Plant, machinery and equipment23€5,885
Furniture and vehicles24€1,957
Current assets29/58€103,064
Amounts receivable within one year40/41€45,235
Trade receivables40€37,845
Other amounts receivable41€7,390
Cash at bank and in hand54/58€57,829
Equity and liabilities
Total equity and liabilities10/49€110,906
Equity10/15€104,545
Contributions10/11€2,500
Reserves13€102,045
Distributable reserves133€102,045
Amounts payable17/49€6,361
Amounts payable within one year42/48€6,361
Taxes, remuneration and social security45€6,361
Taxes450/3€6,361
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,818
Other operating charges640/8€2,402
Gross operating margin9900€137,640
Operating profit (loss)9901€133,420
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€133,406
Income taxes67/77€31,361
Profit (loss) for the period9904€102,045
Profit (loss) for the period to be appropriated9905€102,045
Appropriation of the result
Profit (loss) to be appropriated9906€102,045
Transfer to equity691/2€102,045
To other reserves6921€102,045

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,818
Other operating charges640/8€2,402
Gross operating margin9900€137,640
Operating profit (loss)9901€133,420
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€133,406
Income taxes67/77€31,361
Profit (loss) for the period9904€102,045
Profit (loss) for the period to be appropriated9905€102,045
Line2025
Assets
Total assets20/58€110,906
Fixed assets21/28€7,842
Tangible fixed assets22/27€7,842
Plant, machinery and equipment23€5,885
Furniture and vehicles24€1,957
Current assets29/58€103,064
Amounts receivable within one year40/41€45,235
Trade receivables40€37,845
Other amounts receivable41€7,390
Cash at bank and in hand54/58€57,829
Equity and liabilities
Total equity and liabilities10/49€110,906
Equity10/15€104,545
Contributions10/11€2,500
Reserves13€102,045
Distributable reserves133€102,045
Amounts payable17/49€6,361
Amounts payable within one year42/48€6,361
Taxes, remuneration and social security45€6,361
Taxes450/3€6,361
Line2025
Profit (loss) for the period9904€102,045
+ Depreciation and write-downs630€1,818
Operating cash flow (approximation)€103,863

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
284 m²
Building footprint
189 m²
Volume, LiDAR
1,150 m³
Parcel 12009A0526/00K005, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Dr. AFL
Leopoldstraat 41, 2570 DuffelSpecialist medical practice
since 20242.364.495.358
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12009A0526/00K005 Flanders 284 m² 1 · 189 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 1,680 EUR awarded · 1,680 EUR paid
Year Entries awardedpaid
2025 1 840 EUR840 EUR
2024 1 840 EUR840 EUR
Schemes
2 entries · 1,680 EUR · 1,680 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded02-10-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014551407
Also 9925:BE1014551407
Registered 02-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.