Skip to content

Dr. AC

Active
Private limited companyfounded 2024active for 2 yearsNeetstraat 30, 2490 Balen, BelgiumKBO/BCE: BE 1014.898.528
Summary

Dr. AC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,497 and a net result of €41,415. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Activity not known1 site
Size
€74,918total assets 2025
Equity
€45,497
Profit
€41,415
Turnover not published (micro format)
Financial health
72 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts 170 days early
Why 72raises riskFounded in 2024No main activity registeredlowers riskLiquidity: current ratio 1.87, cash €31,241Size: total assets €74,918Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 79% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 86+8
equity 60.7% of total assets
Liquidity 82-12
short-term debt 39.3% · cash 41.7%
Profitability 100+96
return on assets 55.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2025: 0.7% 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026highest value 03-2026: 0.5%▼ -0.2 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026lowest value 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.6%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.87, compared with 4.03 in 2024, above the usual 1.5; short-term debt: 39.3% and cash: 41.7% of total assets), and 39.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 51% on solvency, 74% on liquidity, 90% on profitability and 99% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.87, cash €31,241
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €74,918
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-02-2026, 170 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
170 days early
2024
158 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 164 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €41,415
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€45,497▲ 11×
2024 · €4,082
Total assets
€74,918▲ 879%
2024 · €7,650
Net result
€41,415
2024 · -€918
Working capital
€25,678▲ 476%
2024 · €4,456
Trend over the years

2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €53,145 after a loss of €819 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€53,145 2025 Net result€41,415 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€819-€53,145
Net result-€918-€41,415
Equity€4,082-€45,497▲ 11×
Total assets€7,650-€74,918▲ 879%
Debt€3,569-€29,421▲ 724%
Working capital€4,456-€25,678▲ 476%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74,918
Fixed assets €19,819 ▲ 11×
Current assets €55,099 ▲ 830%
Equity and liabilities €74,918
Equity €45,497 ▲ 11×
Debt €29,421 ▲ 724%
Debt's share of the balance-sheet total falls from 46.6% to 39.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54,209▲
2024 · -€710
Cash flow
€42,479▲
2024 · -€810
Current ratio
1.87▼
2024 · 4.03
Debt to equity
0.65▼
2024 · 0.87
ROE
91.0%▲
2024 · -22.5%
ROA
55.3%▲
2024 · -12.0%
Interest coverage
over 100▲
2024 · -94.29
Debt ≤ 1 year
€29,421▲
2024 · €1,469
Income taxes
€12,078▲
2024 · €92
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€7,650€74,918▲
Fixed assets21/28€1,725€19,819▲
Tangible fixed assets22/27€1,725€19,819▲
Plant, machinery and equipment23€1,725€3,350▲
Other tangible fixed assets26-€16,469
Current assets29/58€5,925€55,099▲
Amounts receivable after more than one year29-€15,000
Other amounts receivable291-€15,000
Amounts receivable within one year40/41€2,197€8,857▲
Trade receivables40€2,197€3,135▲
Other amounts receivable41-€5,723
Cash at bank and in hand54/58€3,728€31,241▲
Equity and liabilities
Total equity and liabilities10/49€7,650€74,918▲
Equity10/15€4,082€45,497▲
Contributions10/11€5,000€5,000=
Reserves13-€40,497
Distributable reserves133-€40,497
Profit (loss) carried forward14-€918-
Amounts payable17/49€3,569€29,421▲
Amounts payable within one year42/48€1,469€29,421▲
Trade debts44-€17,251
Suppliers440/4-€17,251
Taxes, remuneration and social security45€92€12,170▲
Taxes450/3€92€12,170▲
Other amounts payable47/48€1,376-
Accrued charges and deferred income492/3€2,100-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109€1,064▲
Other operating charges640/8€427€2,322▲
Gross operating margin9900-€283€56,531▲
Operating profit (loss)9901-€819€53,145▲
Financial income75/76B-€450
Recurring financial income75-€450
Financial charges65/66B€8€102▲
Recurring financial charges65€8€102▲
Profit (loss) for the period before taxes9903-€826€53,493▲
Income taxes67/77€92€12,078▲
Profit (loss) for the period9904-€918€41,415▲
Profit (loss) for the period to be appropriated9905-€918€41,415▲
Appropriation of the result
Profit (loss) to be appropriated9906-€918€40,497▲
Profit (loss) brought forward from the previous period14P--€918
Transfer to equity691/2-€40,497
To other reserves6921-€40,497

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109€1,064▲ 880%
Other operating charges640/8€427€2,322▲ 443%
Gross operating margin9900-€283€56,531-
Operating profit (loss)9901-€819€53,145-
Financial income75/76B-€450-
Recurring financial income75-€450-
Financial charges65/66B€8€102▲ 14×
Recurring financial charges65€8€102▲ 14×
Profit (loss) for the period before taxes9903-€826€53,493-
Income taxes67/77€92€12,078▲ 131×
Profit (loss) for the period9904-€918€41,415-
Profit (loss) for the period to be appropriated9905-€918€41,415-
Line20242025Change
Assets
Total assets20/58€7,650€74,918▲ 879%
Fixed assets21/28€1,725€19,819▲ 11×
Tangible fixed assets22/27€1,725€19,819▲ 11×
Plant, machinery and equipment23€1,725€3,350▲ 94.2%
Other tangible fixed assets26-€16,469-
Current assets29/58€5,925€55,099▲ 830%
Amounts receivable after more than one year29-€15,000-
Other amounts receivable291-€15,000-
Amounts receivable within one year40/41€2,197€8,857▲ 303%
Trade receivables40€2,197€3,135▲ 42.7%
Other amounts receivable41-€5,723-
Cash at bank and in hand54/58€3,728€31,241▲ 738%
Equity and liabilities
Total equity and liabilities10/49€7,650€74,918▲ 879%
Equity10/15€4,082€45,497▲ 11×
Contributions10/11€5,000€5,000=
Reserves13-€40,497-
Distributable reserves133-€40,497-
Profit (loss) carried forward14-€918--
Amounts payable17/49€3,569€29,421▲ 724%
Amounts payable within one year42/48€1,469€29,421▲ 20×
Trade debts44-€17,251-
Suppliers440/4-€17,251-
Taxes, remuneration and social security45€92€12,170▲ 132×
Taxes450/3€92€12,170▲ 132×
Other amounts payable47/48€1,376--
Accrued charges and deferred income492/3€2,100--
Line20242025Change
Profit (loss) for the period9904-€918€41,415-
+ Depreciation and write-downs630€109€1,064▲ 880%
Operating cash flow (approximation)-€810€42,479-
Investment in fixed assets (approximation)--€19,157-
Change in cash-€27,513-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 11-02-2026 2026-00036893
31-12-2024 micro format 23-02-2025 2025-00037966

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
CANT Alexander
Director (not named in the articles) · since 14-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CANT Alexander
  • Director (not named in the articles), from 14-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 14-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 14-10-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 9 October 2024, Dr. AC was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 CANT Alexander has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
11-02
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Back to profitnet €41,415
Net result €41,415 after one loss-making year.
23-02
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
14-10
Gazette deed Incorporation
Appointment: CANT Alexander (director) · Registered office clause · Pre-incorporation commitments7 facts ▸
  • Registered office clause, “2490 Balen,Neetstraat 30” (deed in Dutch)
  • Director appointment, CANT Alexander (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten sinds heden in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
  • Incorporation, “Dr. AC” (deed in Dutch)
  • Founder, CANT Alexander
  • Founding capital, €5,000
  • Bank account, “elk ingetekend aandeel”, EUR (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded09-10-2024
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,204 m²
Building footprint
362 m²
Building volume
1,776 m³
2 parcels, Flanders · tallest building 6.5 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Dr. AC
Bergstraat 34, 3920 LommelGeneral medical practice
since 2024unit no. 2.365.032.818
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
13342B1324/00V013 Flanders 1,043 m² 1 · 159 m² 6.5 m · 2
72344D0320/00H002 Flanders 162 m² 1 · 202 m² 6.3 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Dr. AC
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Artikel 2” (deed in Dutch)

deed of 14-10-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“1” (deed in Dutch)
1 more provision on this in the deed

deed of 14-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
“Titel V - Algemene vergadering VAN AANDEEL-HOUDERS Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering…” (deed in Dutch)

deed of 14-10-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Naaste verwanten zorgen voor overdracht, indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 14-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Controle, Artikel14” (deed in Dutch)
Other provision: “Beraadslagingen, Artikel20” (deed in Dutch)
Other provision: “Bestuursorgaan, verdaging algemene vergadering” (deed in Dutch)
Other provision: “Binnen wettelijke grenzen, winstverdeling en uitkeringen” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie nodige sommen, netto-actief onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “Dagvaardingen en kennisgevingen inzake zaken,verantwoordelijkheid bestuur en toezicht, op zetel rechtspersoon voor materies mandaat” (deed in Dutch)
Other provision: “Professionele aansprakelijkheid–deontologie, Artikel 4” (deed in Dutch)
5 more provisions in the deed, see the deed of 14-10-2024

deed of 14-10-2024