DPZ TOITURES
ActiveSummary
The computed 12-month bankruptcy probability of DPZ TOITURES is 3.0% (moderate). The 2024 annual accounts show equity of €21k and a net result of €11k. Its solvency ranks better than 46% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+17
Solvency68▲+32
Growth78
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.08 in 2023; short-term debt: 26.7% and cash: 32.2% of total assets), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.3%
Return on assets
22.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€21k▲ 110%
2023 · €10k
2023: €10k
2023 → 2024
Total assets
€47k▼ 48.7%
2023 · €92k
2023: €92k
2023 → 2024
Net result
€11k▲ 29.9%
2023 · €8k
2023: €8k
2023 → 2024
Working capital
€26k▼ 38.3%
2023 · €42k
2023: €42k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€10k-€21k▲ 110%
Operating result€12k-€15k▲ 24.3%
Net result€8k-€11k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 24% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47k
Fixed assets
€9k ▼ 23.1%
Current assets
€38k ▼ 52.3%
Equity and liabilities €47k
Equity
€21k ▲ 110%
Debt
€27k ▼ 67.4%
Debt's share of the balance-sheet total falls from 89.4% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2023 · €14k
Cash flow
€13k▲
2023 · €10k
Current ratio
3.04▲
2023 · 2.08
Debt to equity
1.31▼
2023 · 8.44
ROE
52.4%▼
2023 · 84.7%
ROA
22.7%▲
2023 · 9.0%
Interest coverage
23.29▲
2023 · 9.53
Debt ≤ 1 year
€13k▼
2023 · €39k
Debt > 1 year
€14k▼
2023 · €20k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€92k€47k▼
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€81k€38k▼
Amounts receivable within one year40/41€65k€23k▼
Trade receivables40€65k€22k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€16k€15k▼
Deferred charges and accrued income490/1-€18
Equity and liabilities
Total equity and liabilities10/49€92k€47k▼
Equity10/15€10k€21k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€8k€19k▲
Amounts payable17/49€83k€27k▼
Amounts payable after more than one year17€20k€14k▼
Financial debts170/4€20k€14k▼
Amounts payable within one year42/48€39k€13k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€23k€187▼
Suppliers440/4€23k€187▼
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€23k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€0€672▲
Gross operating margin9900€14k€18k▲
Operating profit (loss)9901€12k€15k▲
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€1k€744▼
Recurring financial charges65€1k€744▼
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€11k▲
Profit (loss) for the period to be appropriated9905€8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€19k▲
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 4211600 Sint-Pieters-LeeuwGround area
9,395 m²
Building footprint
1,368 m²
Volume, LiDAR
298 m³
2 parcels, Flanders, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DPZ TOITURES
since 20232.345.955.391
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | - |
| 52022B0347/00Z003 | Wallonia | 1,084 m² | 1 · 37 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NJ toiture
BE 0803.428.135
Jodoigne · Eq €20,562
Marc Hick Toiture
BE 1009.685.569
Plombières · Eq €20,566
NAEGELS DAKWERKEN
BE 0430.902.209
Berlaar · Eq €20,460
A12
BE 0559.974.070
Antwerpen · Eq €20,460
DM CHARPENTE
BE 0679.508.556
Gembloux · Eq €20,460
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43421Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.