DPPayroll has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€232,803) and a net result of -€977,803. Its solvency ranks better than 13% of 3,396 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.18, cash €5,351Negative equity -€232,803lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Founded in 2024Show the evidence
Checked score
Score 2025
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
53/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in computer programming and consultancy (NACE 62)
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Weak
Solvency19
equity -6.3% of total assets
Liquidity41
short-term debt 24.7% · cash 0.1%
Profitability0
return on assets -26.7%
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
1.3%Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months01-2026: 0.4%lowest value02-2026: 0.4%● unchanged vs 01-202603-2026: 0.4%● unchanged vs 02-202604-2026: 0.4%● unchanged vs 03-202605-2026: 0.4%● unchanged vs 04-202606-2026: 0.4%● unchanged vs 05-202607-2026: 0.5%▲ +0.1 percentage points vs 06-202608-2026: 1.2%▲ +0.7 percentage points vs 07-202609-2026: 1.2%● unchanged vs 08-202610-2026: 1.2%● unchanged vs 09-202611-2026: 1.3%▲ +0.1 percentage points vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.18, below 1. Short-term debt is 24.7% and cash 0.1% of total assets. Equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
75-100
Excellent
under 0.55%
60-74
Healthy
0.55% to 1.5%
45-59
Fair
1.5% to 4.2%
25-44
Weak
4.2% to 15.0%
0-24
Critical
over 15.0%
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 8% of them on solvency, 17% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
That holds for every publication since incorporation in 2024.
KBO publications
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 10-07-2026·at the NBB
Equity
Equity
Equity is what the company owns minus what it owes. It consists of the contributions and the reserves and profits built up. Negative equity means debts exceed assets.
The net result is what is left after all costs and taxes. One loss year is not an alarm on its own. After several loss years in a row, it pays to find out why.
Working capital is what is left when the company pays its short-term debts with its short-term assets. Positive means it can pay its bills in the short term.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
Assets €3.7m
95.5%
Fixed assets€3.5m
Current assets€164,258
Equity and liabilities
Equity-€232,803
Debt€3.9m
Equity is negative. Debt (€3.9m) exceeds the balance-sheet total (€3.7m).
Key figures and ratios
2025 value
EBITDA
-€563,186
Cash flow
-€605,171
Solvency
-6.3%
Current ratio
0.18
ROA
-26.7%
Interest coverage
-13.70
Debt
€3.9m
Debt ≤ 1 year
€906,154
Debt > 1 year
€3.0m
Income taxes
€871
Staff costs
€481,536
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Staff
social balance sheet
Item
31-12-2025
Employees at the balance-sheet date
5
full-time
4
part-time
1
in full-time equivalents
4.8
Average over the year, in full-time equivalents
4.8
On a permanent contract
5
Joined
5
Left
0
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired
Item
2025
Tangible fixed assets
€5,000
Intangible fixed assets
€3.9m
Depreciation and write-downs of the year
€372,632
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 · 39 lines
Balance sheetCode2025
Assets
Total assets20/58€3.7m
Fixed assets21/28€3.5m
Intangible fixed assets21€3.5m
Tangible fixed assets22/27€0.003m
Plant, machinery and equipment23€0.003m
Current assets29/58€0.2m
Amounts receivable within one year40/41€0.03m
Trade receivables40€0.03m
Cash at bank and in hand54/58€0.005m
Deferred charges and accrued income490/1€0.1m
Equity and liabilities
Total equity and liabilities10/49€3.7m
Equity10/15-€0.2m
Contributions10/11€0.7m
Profit (loss) carried forward14-€1.0m
Amounts payable17/49€3.9m
Amounts payable after more than one year17€3.0m
Trade debts175€3.0m
Amounts payable within one year42/48€0.9m
Financial debts43€0.04m
Credit institutions430/8€0.04m
Trade debts44€0.4m
Suppliers440/4€0.4m
Taxes, remuneration and social security45€0.2m
Taxes450/3€0.1m
Remuneration and social security454/9€0.08m
Other amounts payable47/48€0.3m
Accrued charges and deferred income492/3€0.04m
Income statementCode2025
Remuneration, social security and pensions62€0.5m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.4m
Gross operating margin9900-€0.08m
Operating profit (loss)9901-€0.9m
Financial charges65/66B€0.04m
Recurring financial charges65€0.04m
Profit (loss) for the period before taxes9903-€1.0m
Income taxes67/77€0.001m
Profit (loss) for the period9904-€1.0m
Profit (loss) for the period to be appropriated9905-€1.0m
Appropriation of the result
Profit (loss) to be appropriated9906-€1.0m
Social balance sheet
Average headcount (FTE)90874.8
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
The figures are counted, not predicted. They describe the group, not DPPayroll.
In July 2024, 1,322 companies had the same profile as DPPayroll has now. Two years later, 90.2% were still going and 4.2% had gone bankrupt.
Micro
under 2 years old
negative equity
a loss of 10% of the balance sheet or more
90.2%was still going
5.5%stopped otherwise
4.2%went bankrupt
That fits the bankruptcy probability of DPPayroll itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for DPPayroll. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Director · since 16-06-2025 · term without a fixed end · Private limited company · permanent representative: Joris Peumans · also on the board of 8 other companies · listed in the 2025 annual accounts, filed on 10-07-2026
Director · since 16-06-2025 · term without a fixed end · Private limited company · permanent representative: Yves Bovin · also on the board of 2 other companies · 1 other company bankrupt · listed in the 2025 annual accounts, filed on 10-07-2026
Director · current term since 16-06-2025 · term without a fixed end · Private limited company · permanent representative: Guido Dierckx · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 10-07-2026
Director · since 16-06-2025 · term without a fixed end · General partnership · permanent representative: Marc Surinx · also on the board of 3 other companies · listed in the 2025 annual accounts, filed on 10-07-2026
Managing director · appointed in the act of 01-07-2025 · earlier director, until 01-07-2025 · term without a fixed end · also on the board of 1 other company
Current
Permanent representatives 4
GD
Guido Dierckx
Permanent representative · appointed in the act of 09-12-2024 · also on the board of 1 other company · for G.D.S.
Current
JP
Joris Peumans
Permanent representative · appointed in the act of 01-07-2025 · for bOneA
Current
MS
Marc Surinx
Permanent representative · appointed in the act of 01-07-2025 · for Umani.blue
Current
YB
Yves Bovin
Permanent representative · appointed in the act of 01-07-2025 · for BOVINVEST
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it.
Mandate history
Mandate history
Each bar is one period in a function, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Change of role: Guido Dierckx, from director to managing director · Resignations: Pride Capital Partners (director) and O.B.S. BV (director) · Permanent representatives: Lars van 't Hoenderdaal, Bülent Ozden and 4 others12 points ▸
General meeting, 16-06-2025
Director resignation, Pride Capital Partners (director)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
DPPayroll was incorporated on 5 December 2024 as a private limited company by DILEOZ HOLDING BV.12The board currently has 4 members, 4 of whom have served since 2025.3The company has filed annual accounts once, for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.