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DPlanAid

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 2012active for 14 yearsKalkhoevestraat 1, 8790 Waregem, Belgium25 active companies are registered at this addressKBO/BCE: BE 0846.480.495

The file of DPlanAid contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 0.1% (very low). The 2025 annual accounts show equity of €228,071 and a net result of -€7,431. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 59% of 817 sector peers (NACE 58, financial year 2025).

Overview

Activity
Other software publishing
NACE 58290
1 site
Size
€373,728total assets 2025
Equity
€228,071
Loss
-€7,431
Turnover not published (micro format)
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Largest shareholder
United Experts · 50%
Accounts 32 days early1 of 5 deeds read
Why 91raises riskLoss of €7,431, the second in a row (financial year 2025)Legal form: coöperatieve vennootschap met beperkte aansprakelijkheidlowers riskSize: total assets €373,728Sector: Publishing activities (NACE 58)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 58, micro)
Financial strength · tick = 2024
Strong
Solvency 86+5
equity 61.0% of total assets
Liquidity 46+7
short-term debt 28.6% · cash 5.9%
Profitability 66+66
return on assets -2.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,275 companies, NACE 58, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025highest value 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications
Liquidity insufficient (current ratio 0.32, compared with 0.15 in 2024, below 1; short-term debt: 28.6% and cash: 5.9% of total assets), and 39% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro): better than 62% on solvency, 32% on liquidity, 45% on profitability and 39% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €373,728
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Publishing activities (NACE 58)
KBO
raises risk · Loss of €7,431, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Legal form: coöperatieve vennootschap met beperkte aansprakelijkheid
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,431
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
41 days early
2023
8 days early
2022
33 days early
2021
30 days early
2020
1 day early
2019
95 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 58) for financial year 2024 is 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€7,431 View
  • Positive: Result rose in 2025from -€87,413 to -€7,431 ▲ 91.5% View
  • Positive: Among the best 17% on equitysector median €40,863 · 818 companies €228,071 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€373,728
Loss
-€7,431
Solvency
61.0%
Total assets▼ 11.8%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2014
Next accounts
by 31-07-2027
  1. 09-07-2024Resignation: Stefaan Colman (director)
  2. 29-03-2024Bankruptcy reversal
  3. 29-01-2024Opening
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Other software publishingNACE 58290
Founded
30-05-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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