DPCARS
ActiveSummary
DPCARS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222,312 and a net result of €16,251. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 78.28 against 5.66 in 2024; short-term debt: 1.3% and cash: 64.5% of total assets), and 1.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-02-2026, 170 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
170 d early
2024
85 d early
2023
71 d early
2022
70 d early
2021
68 d early
2020
9 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 72 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€222,312▲ 7.5%
2024 · €206,894
Total assets
€225,189▼ 10.4%
2024 · €251,324
Net result
€16,251▼ 29.1%
2024 · €22,925
Working capital
€222,312▲ 7.5%
2024 · €206,894
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€171▼ 97.0%-€2,881€12,064€22,625▲ 87.5%€21,478▼ 5.1%
Net result€1,129within the sector's middle half▼ 83.7%-€1,393within the sector's middle half€12,944within the sector's middle half€22,925above the sector's middle half▲ 77.1%€16,251within the sector's middle half▼ 29.1%
Equity€173,252above the sector's middle half▲ 0.7%€171,859above the sector's middle half▼ 0.8%€184,803above the sector's middle half▲ 7.5%€206,894above the sector's middle half▲ 12.0%€222,312above the sector's middle half▲ 7.5%
Total assets€178,805within the sector's middle half▼ 7.6%€173,828within the sector's middle half▼ 2.8%€187,027within the sector's middle half▲ 7.6%€251,324within the sector's middle half▲ 34.4%€225,189within the sector's middle half▼ 10.4%
Debt€5,553▼ 74.0%€1,969▼ 64.5%€2,224▲ 12.9%€44,429▲ 1,898%€2,877▼ 93.5%
Working capital€173,252above the sector's middle half▲ 0.6%€171,859above the sector's middle half▼ 0.8%€184,803above the sector's middle half▲ 7.5%€206,894above the sector's middle half▲ 12.0%€222,312above the sector's middle half▲ 7.5%
Solvency96.9%above the sector's middle half▲ 8.0pp98.9%above the sector's middle half▲ 2.0pp98.8%above the sector's middle half▼ 0.1pp82.3%above the sector's middle half▼ 16.5pp98.7%above the sector's middle half▲ 16.4pp
Current ratio32.20above the sector's middle half▲ 23.0988.28above the sector's middle half▲ 56.0884.10above the sector's middle half▼ 4.185.66above the sector's middle half▼ 78.4478.28above the sector's middle half▲ 72.62
Return on assets (ROA)0.6%within the sector's middle half▼ 3.0pp-0.8%within the sector's middle half▼ 1.4pp6.9%within the sector's middle half▲ 7.7pp9.1%within the sector's middle half▲ 2.2pp7.2%within the sector's middle half▼ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €225,189
Equity
€222,312 ▲ 7.5%
Debt
€2,877 ▼ 93.5%
Debt's share of the balance-sheet total falls from 17.7% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
51.85▲
2024 · 3.95
Debt to equity
0.01▼
2024 · 0.21
ROE
7.3%▼
2024 · 11.1%
Debt ≤ 1 year
€2,877▼
2024 · €44,429
Income taxes
€5,417▲
2024 · €801
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | -€20,000 | €0 | - | - | - |
| Other operating charges640/8 | €1,431 | €20,619 | €1,798 | €1,564 | €1,612 | ▲ 3.0% |
| Gross operating margin9900 | €1,602 | -€2,262 | €13,862 | €24,189 | €23,089 | ▼ 4.5% |
| Operating profit (loss)9901 | €171 | -€2,881 | €12,064 | €22,625 | €21,478 | ▼ 5.1% |
| Financial income75/76B | €1,015 | €1,559 | €945 | €1,175 | €261 | ▼ 77.8% |
| Recurring financial income75 | €1,015 | €1,559 | €945 | €1,175 | €261 | ▼ 77.8% |
| Financial charges65/66B | €57 | €71 | €65 | €74 | €71 | ▼ 4.1% |
| Recurring financial charges65 | €57 | €71 | €65 | €74 | €71 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €1,129 | -€1,393 | €12,944 | €23,726 | €21,668 | ▼ 8.7% |
| Income taxes67/77 | - | - | - | €801 | €5,417 | ▲ 576% |
| Profit (loss) for the period9904 | €1,129 | -€1,393 | €12,944 | €22,925 | €16,251 | ▼ 29.1% |
| Profit (loss) for the period to be appropriated9905 | €1,129 | -€1,393 | €12,944 | €22,925 | €16,251 | ▼ 29.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €178,805 | €173,828 | €187,027 | €251,324 | €225,189 | ▼ 10.4% |
| Current assets29/58 | €178,805 | €173,828 | €187,027 | €251,324 | €225,189 | ▼ 10.4% |
| Stocks and contracts in progress3 | €66,199 | €87,205 | €59,117 | €75,701 | €76,040 | ▲ 0.4% |
| Stocks30/36 | €66,199 | €87,205 | €59,117 | €75,701 | €76,040 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €61,026 | €36,716 | €44,529 | €53,648 | €2,145 | ▼ 96.0% |
| Trade receivables40 | €29,200 | €5,000 | €15,600 | €40,664 | €0 | ▼ 100% |
| Other amounts receivable41 | €31,826 | €31,716 | €28,929 | €12,984 | €2,145 | ▼ 83.5% |
| Cash at bank and in hand54/58 | €49,817 | €46,746 | €81,604 | €119,933 | €145,276 | ▲ 21.1% |
| Deferred charges and accrued income490/1 | €1,763 | €3,161 | €1,777 | €2,042 | €1,728 | ▼ 15.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €178,805 | €173,828 | €187,027 | €251,324 | €225,189 | ▼ 10.4% |
| Equity10/15 | €173,252 | €171,859 | €184,803 | €206,894 | €222,312 | ▲ 7.5% |
| Contributions10/11 | €170,000 | €170,000 | €170,000 | €170,000 | €170,000 | = |
| Reserves13 | €17,000 | €17,000 | €17,000 | €36,800 | €52,300 | ▲ 42.1% |
| Distributable reserves133 | €17,000 | €17,000 | €17,000 | €36,800 | €52,300 | ▲ 42.1% |
| Profit (loss) carried forward14 | -€13,748 | -€15,141 | -€2,197 | €94 | €12 | ▼ 87.2% |
| Amounts payable17/49 | €5,553 | €1,969 | €2,224 | €44,429 | €2,877 | ▼ 93.5% |
| Amounts payable within one year42/48 | €5,553 | €1,969 | €2,224 | €44,429 | €2,877 | ▼ 93.5% |
| Trade debts44 | €1,729 | €1,951 | €2,224 | €42,795 | €1,627 | ▼ 96.2% |
| Suppliers440/4 | €1,729 | €1,951 | €2,224 | €42,795 | €1,627 | ▼ 96.2% |
| Taxes, remuneration and social security45 | €338 | €18 | €0 | €801 | €417 | ▼ 48.0% |
| Taxes450/3 | €338 | €18 | €0 | €801 | €417 | ▼ 48.0% |
| Other amounts payable47/48 | €3,486 | €0 | - | €833 | €833 | = |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,129 | -€1,393 | €12,944 | €22,925 | €16,251 | ▼ 29.1% |
| Operating cash flow (approximation) | €1,129 | -€1,393 | €12,944 | €22,925 | €16,251 | ▼ 29.1% |
| Change in cash | - | -€3,071 | €34,858 | €38,329 | €25,343 | ▼ 33.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 14current ratio 78.28
Current ratio from 5.66 to 78.28; short-term debt falls from €44,429 to €2,877.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €22,925 ▲77.1%
Operating result €22,625, net result €22,925, both a record.
31-12
Financial
Equity above €200,000Eq €206,894 ▲12%
2 profitable years in a row build equity to €206,894.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12,944
Net result €12,944 after one loss-making year.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 88.28
Current ratio from 32.20 to 88.28; short-term debt falls from €5,553 to €1,969.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 32.20
Current ratio from 9.11 to 32.20; short-term debt falls from €21,244 to €5,553.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Back to profitnet €6,948
Net result €6,948 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 9.11
Current ratio from 2.63 to 9.11; short-term debt falls from €102,129 to €21,244.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2006
Ground area
1,311 m²
Building footprint
199 m²
Volume, LiDAR
780 m³
Parcel 31028A0166/00X000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DPCARS
since 20062.155.806.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31028A0166/00X000 | Flanders | 1,311 m² | 1 · 199 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RAIGHAN TRADING
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Of 10,663 companies in sector 47811 we hold annual accounts for 5,225. 3,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882999215
Also
9925:BE0882999215
Registered
10-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.