DOTS & STRIPES
ActiveSummary
DOTS & STRIPES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,389 and a net result of €51,845. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.7 against 2.15 in 2024; short-term debt: 24.8% and cash: 54.7% of total assets), and 25% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
42.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
9 d late
2022
2 d late
2021
3 d late
2020
11 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€92,389▲ 79.3%
2024 · €51,540
Total assets
€123,221▲ 40.2%
2024 · €87,894
Net result
€51,845▲ 8.8%
2024 · €47,653
Working capital
€82,554▲ 97.3%
2024 · €41,843
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€650▼ 96.0%€17,750▲ 2,629%-€24,228€59,533€72,136▲ 21.2%
Net result-€1,204below the sector's middle half€10,887within the sector's middle half-€24,853below the sector's middle half€47,653within the sector's middle half€51,845within the sector's middle half▲ 8.8%
Equity€43,935within the sector's middle half▼ 2.7%€54,823within the sector's middle half▲ 24.8%€29,969within the sector's middle half▼ 45.3%€51,540within the sector's middle half▲ 72.0%€92,389within the sector's middle half▲ 79.3%
Total assets€77,982below the sector's middle half▼ 16.9%€77,798below the sector's middle half▼ 0.2%€49,685below the sector's middle half▼ 36.1%€87,894within the sector's middle half▲ 76.9%€123,221within the sector's middle half▲ 40.2%
Debt€34,047▼ 30.0%€22,976▼ 32.5%€19,715▼ 14.2%€36,355▲ 84.4%€30,832▼ 15.2%
Working capital€36,494within the sector's middle half▼ 19.2%€53,949within the sector's middle half▲ 47.8%€31,043within the sector's middle half▼ 42.5%€41,843within the sector's middle half▲ 34.8%€82,554within the sector's middle half▲ 97.3%
Solvency56.3%within the sector's middle half▲ 8.2pp70.5%within the sector's middle half▲ 14.1pp60.3%within the sector's middle half▼ 10.1pp58.6%within the sector's middle half▼ 1.7pp75.0%within the sector's middle half▲ 16.3pp
Current ratio2.60within the sector's middle half▲ 0.485.60above the sector's middle half▲ 2.994.09within the sector's middle half▼ 1.502.15within the sector's middle half▼ 1.943.70within the sector's middle half▲ 1.55
Return on assets (ROA)-1.5%below the sector's middle half▼ 13.3pp14.0%within the sector's middle half▲ 15.5pp-50.0%below the sector's middle half▼ 64.0pp54.2%above the sector's middle half▲ 104.2pp42.1%above the sector's middle half▼ 12.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123,221
Fixed assets
€10,116 ▲ 4.3%
Current assets
€113,105 ▲ 44.6%
Equity and liabilities €123,221
Equity
€92,389 ▲ 79.3%
Debt
€30,832 ▼ 15.2%
Debt's share of the balance-sheet total falls from 41.4% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75,669▲
2024 · €61,757
Cash flow
€55,378▲
2024 · €49,877
Debt to equity
0.33▼
2024 · 0.71
ROE
56.1%▼
2024 · 92.5%
Interest coverage
269.99▼
2024 · 325.62
Debt ≤ 1 year
€30,551▼
2024 · €36,355
Income taxes
€21,214▲
2024 · €12,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,891 | €6,582 | €5,162 | €2,224 | €3,533 | ▲ 58.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €31,380 | €0 | - | - |
| Other operating charges640/8 | €912 | €685 | €769 | €1,088 | €1,074 | ▼ 1.3% |
| Gross operating margin9900 | €4,453 | €25,017 | €13,082 | €62,845 | €76,743 | ▲ 22.1% |
| Operating profit (loss)9901 | €650 | €17,750 | -€24,228 | €59,533 | €72,136 | ▲ 21.2% |
| Financial income75/76B | €398 | - | €89 | €473 | €1,203 | ▲ 155% |
| Recurring financial income75 | €398 | - | €89 | €473 | €1,203 | ▲ 155% |
| Financial charges65/66B | €305 | - | €372 | €190 | €280 | ▲ 47.8% |
| Recurring financial charges65 | €305 | - | €372 | €190 | €280 | ▲ 47.8% |
| Profit (loss) for the period before taxes9903 | €744 | €17,750 | -€24,512 | €59,816 | €73,058 | ▲ 22.1% |
| Income taxes67/77 | €1,948 | €6,863 | €341 | €12,163 | €21,214 | ▲ 74.4% |
| Profit (loss) for the period9904 | -€1,204 | €10,887 | -€24,853 | €47,653 | €51,845 | ▲ 8.8% |
| Profit (loss) for the period to be appropriated9905 | -€1,204 | €10,887 | -€24,853 | €47,653 | €51,845 | ▲ 8.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €77,982 | €77,798 | €49,685 | €87,894 | €123,221 | ▲ 40.2% |
| Fixed assets21/28 | €18,691 | €12,109 | €8,600 | €9,697 | €10,116 | ▲ 4.3% |
| Tangible fixed assets22/27 | €15,735 | €9,153 | €5,644 | €6,741 | €7,160 | ▲ 6.2% |
| Plant, machinery and equipment23 | €897 | €336 | €0 | €3,150 | €2,788 | ▼ 11.5% |
| Furniture and vehicles24 | €11,511 | €6,155 | €3,648 | €2,260 | €3,707 | ▲ 64.0% |
| Other tangible fixed assets26 | €3,326 | €2,661 | €1,996 | €1,331 | €665 | ▼ 50.0% |
| Financial fixed assets28 | €2,956 | €2,956 | €2,956 | €2,956 | €2,956 | = |
| Current assets29/58 | €59,291 | €65,689 | €41,085 | €78,197 | €113,105 | ▲ 44.6% |
| Amounts receivable after more than one year29 | €7,004 | - | - | - | - | - |
| Other amounts receivable291 | €7,004 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €31,326 | €47,651 | €17,953 | €33,922 | €44,811 | ▲ 32.1% |
| Trade receivables40 | €31,326 | €47,651 | €12,746 | €12,180 | €22,933 | ▲ 88.3% |
| Other amounts receivable41 | - | - | €5,208 | €21,742 | €21,878 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €19,818 | €17,677 | €21,915 | €43,882 | €67,396 | ▲ 53.6% |
| Deferred charges and accrued income490/1 | €1,143 | €362 | €1,216 | €393 | €898 | ▲ 128% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €77,982 | €77,798 | €49,685 | €87,894 | €123,221 | ▲ 40.2% |
| Equity10/15 | €43,935 | €54,823 | €29,969 | €51,540 | €92,389 | ▲ 79.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €38,939 | €48,623 | €48,623 | €45,340 | €86,189 | ▲ 90.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €37,079 | €46,763 | €48,623 | €45,340 | €86,189 | ▲ 90.1% |
| Profit (loss) carried forward14 | -€1,204 | - | -€24,853 | €0 | €0 | - |
| Amounts payable17/49 | €34,047 | €22,976 | €19,715 | €36,355 | €30,832 | ▼ 15.2% |
| Amounts payable within one year42/48 | €22,797 | €11,740 | €10,041 | €36,355 | €30,551 | ▼ 16.0% |
| Financial debts43 | - | €109 | €0 | - | €4,389 | - |
| Credit institutions430/8 | - | €109 | €0 | - | €4,389 | - |
| Trade debts44 | €7,798 | €872 | €1,289 | €2,090 | €4,102 | ▲ 96.3% |
| Suppliers440/4 | €7,798 | €872 | €1,289 | €2,090 | €4,102 | ▲ 96.3% |
| Taxes, remuneration and social security45 | €9,490 | €9,189 | €8,752 | €8,182 | €11,065 | ▲ 35.2% |
| Taxes450/3 | €8,006 | €9,189 | €8,752 | €8,182 | €10,760 | ▲ 31.5% |
| Remuneration and social security454/9 | €1,484 | - | - | - | €305 | - |
| Other amounts payable47/48 | €5,510 | €1,570 | €0 | €26,083 | €10,996 | ▼ 57.8% |
| Accrued charges and deferred income492/3 | €11,250 | €11,236 | €9,674 | €0 | €281 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,204 | €10,887 | -€24,853 | €47,653 | €51,845 | ▲ 8.8% |
| + Depreciation and write-downs630 | €2,891 | €6,582 | €5,162 | €2,224 | €3,533 | ▲ 58.9% |
| Operating cash flow (approximation) | €1,687 | €17,469 | -€19,691 | €49,877 | €55,378 | ▲ 11.0% |
| Investment in fixed assets (approximation) | - | €0 | -€1,653 | -€3,321 | -€3,952 | ▼ 19.0% |
| Change in cash | - | -€2,141 | €4,238 | €21,967 | €23,513 | ▲ 7.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €51,845 ▲8.8%
Operating result €72,136, net result €51,845, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47,653
Net result €47,653 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet -€24,853
Net result drops to -€24,853, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Back to profitnet €10,887
Net result €10,887 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 5.60
Current ratio from 2.60 to 5.60; short-term debt falls from €22,797 to €11,740.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €29,021
Net result €29,021 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2011
Ground area
2,071 m²
Building footprint
136 m²
Volume, LiDAR
1,058 m³
Parcel 23033B1156/00E000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dots & Stripes
since 20112.197.672.976
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B1156/00E000 | Flanders | 2,071 m² | 1 · 136 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 40,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834834260
Also
9925:BE0834834260
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.