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ActiveSummary
dotcircle has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €24k. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency100▲+11
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 8.45 against 2.77 in 2024; short-term debt: 11.5% and cash: 32.9% of total assets), and 12.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
24.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
45 d early
2024
128 d early
2023
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 38.6%
2024 · €61k
Total assets
€97k▲ 1.9%
2024 · €95k
Net result
€24k▼ 19.3%
2024 · €29k
Working capital
€83k▲ 43.8%
2024 · €58k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€41k-€42k▲ 2.1%€31k▼ 25.4%
Net result€29k-€29k▼ 0.5%€24k▼ 19.3%
Equity€32k-€61k▲ 91.7%€85k▲ 38.6%
Total assets€74k-€95k▲ 29.0%€97k▲ 1.9%
Debt€42k-€34k▼ 18.7%€12k▼ 63.9%
Working capital€31k-€58k▲ 84.3%€83k▲ 43.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€3k ▼ 44.9%
Current assets
€94k ▲ 4.3%
Equity and liabilities €97k
Equity
€85k ▲ 38.6%
Debt
€12k ▼ 63.9%
Debt's share of the balance-sheet total falls from 35.8% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €43k
Cash flow
€26k▼
2024 · €31k
Current ratio
8.45▲
2024 · 2.77
Debt to equity
0.15▼
2024 · 0.56
ROE
27.9%▼
2024 · 47.8%
ROA
24.3%▼
2024 · 30.7%
Interest coverage
26.25▼
2024 · 32.43
Debt ≤ 1 year
€11k▼
2024 · €33k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €244 | €1k | €2k | ▲ 52.6% |
| Other operating charges640/8 | €348 | €525 | €531 | ▲ 1.2% |
| Gross operating margin9900 | €41k | €43k | €34k | ▼ 22.7% |
| Operating profit (loss)9901 | €41k | €42k | €31k | ▼ 25.4% |
| Financial income75/76B | €0 | €68 | €3k | ▲ 4,257% |
| Recurring financial income75 | €0 | €68 | €3k | ▲ 4,257% |
| Financial charges65/66B | €25 | €1k | €1k | ▼ 4.8% |
| Recurring financial charges65 | €25 | €1k | €1k | ▼ 4.8% |
| Profit (loss) for the period before taxes9903 | €41k | €40k | €33k | ▼ 18.8% |
| Income taxes67/77 | €11k | €11k | €9k | ▼ 17.5% |
| Profit (loss) for the period9904 | €29k | €29k | €24k | ▼ 19.3% |
| Profit (loss) for the period to be appropriated9905 | €29k | €29k | €24k | ▼ 19.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €74k | €95k | €97k | ▲ 1.9% |
| Fixed assets21/28 | €585 | €5k | €3k | ▼ 44.9% |
| Tangible fixed assets22/27 | €585 | €5k | €3k | ▼ 44.9% |
| Furniture and vehicles24 | €585 | €5k | €3k | ▼ 44.9% |
| Current assets29/58 | €73k | €91k | €94k | ▲ 4.3% |
| Amounts receivable within one year40/41 | €31k | €61k | €59k | ▼ 2.2% |
| Trade receivables40 | €11k | €11k | €8k | ▼ 21.5% |
| Other amounts receivable41 | €20k | €50k | €51k | ▲ 1.9% |
| Cash at bank and in hand54/58 | €42k | €30k | €32k | ▲ 7.8% |
| Deferred charges and accrued income490/1 | - | €64 | €3k | ▲ 4,570% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €74k | €95k | €97k | ▲ 1.9% |
| Equity10/15 | €32k | €61k | €85k | ▲ 38.6% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €29k | €59k | €82k | ▲ 40.3% |
| Distributable reserves133 | €29k | €59k | €82k | ▲ 40.3% |
| Amounts payable17/49 | €42k | €34k | €12k | ▼ 63.9% |
| Amounts payable within one year42/48 | €42k | €33k | €11k | ▼ 65.8% |
| Trade debts44 | €2k | €2k | €2k | ▼ 8.3% |
| Suppliers440/4 | €2k | €2k | €2k | ▼ 8.3% |
| Taxes, remuneration and social security45 | €24k | €14k | €9k | ▼ 32.4% |
| Taxes450/3 | €21k | €12k | €7k | ▼ 39.0% |
| Remuneration and social security454/9 | €2k | €2k | €2k | = |
| Other amounts payable47/48 | €16k | €17k | €110 | ▼ 99.4% |
| Accrued charges and deferred income492/3 | €150 | €1k | €1k | ▼ 19.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €29k | €24k | ▼ 19.3% |
| + Depreciation and write-downs630 | €244 | €1k | €2k | ▲ 52.6% |
| Operating cash flow (approximation) | €30k | €31k | €26k | ▼ 16.1% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | ▲ 100% |
| Change in cash | - | €-12k | €2k | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €24k ▼19.3%
Net result drops to €24k, the lowest in the series.
30-09
Financial
Liquidity triplescurrent ratio 8.45
Current ratio from 2.77 to 8.45; short-term debt falls from €33k to €11k.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
564 m²
Building footprint
218 m²
Volume, LiDAR
1,995 m³
Parcel 44362B0204/00T011, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
dotcircle
since 20222.337.738.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0204/00T011 | Flanders | 564 m² | 1 · 218 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BENIM
BE 0790.312.250
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SYSTELIA
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2022
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.