DOT Product
ActiveSummary
DOT Product has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232k and a net result of €147k. Its solvency ranks better than 34% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency65▲+18
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 2.42 in 2024; short-term debt: 16.3% and cash: 12.5% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
25.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
7 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€232k▲ 174%
2024 · €85k
2024: €85k
2024 → 2025
Total assets
€584k▲ 48.8%
2024 · €393k
2024: €393k
2024 → 2025
Net result
€147k▲ 80.8%
2024 · €82k
2024: €82k
2024 → 2025
Working capital
€207k▲ 225%
2024 · €64k
2024: €64k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€85k-€232k▲ 174%
Operating result€111k-€206k▲ 85.4%
Net result€82k-€147k▲ 80.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584k
Fixed assets
€282k ▼ 0.7%
Current assets
€302k ▲ 178%
Equity and liabilities €584k
Equity
€232k ▲ 174%
Debt
€352k ▲ 14.4%
Debt's share of the balance-sheet total falls from 78.5% to 60.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€218k▲
2024 · €114k
Cash flow
€159k▲
2024 · €85k
Current ratio
3.17▲
2024 · 2.42
Debt to equity
1.52▼
2024 · 3.65
ROE
63.6%▼
2024 · 96.5%
ROA
25.2%▲
2024 · 20.8%
Interest coverage
15.32▲
2024 · 15.01
Debt ≤ 1 year
€95k▲
2024 · €45k
Debt > 1 year
€257k▼
2024 · €263k
Income taxes
€45k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€393k€584k▲
Fixed assets21/28€284k€282k▼
Tangible fixed assets22/27€284k€282k▼
Land and buildings22€273k€270k▼
Furniture and vehicles24€11k€12k▲
Current assets29/58€109k€302k▲
Amounts receivable within one year40/41€21k€25k▲
Trade receivables40€21k€25k▲
Current investments50/53-€204k
Cash at bank and in hand54/58€78k€73k▼
Deferred charges and accrued income490/1€9k€706▼
Equity and liabilities
Total equity and liabilities10/49€393k€584k▲
Equity10/15€85k€232k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€82k€229k▲
Amounts payable17/49€308k€352k▲
Amounts payable after more than one year17€263k€257k▼
Financial debts170/4€263k€257k▼
Amounts payable within one year42/48€45k€95k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€34k€80k▲
Taxes450/3€31k€80k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€360€6k▲
Non-recurring operating charges66A€52k€44k▼
Gross operating margin9900€167k€268k▲
Operating profit (loss)9901€111k€206k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€8k€14k▲
Recurring financial charges65€8k€14k▲
Profit (loss) for the period before taxes9903€104k€192k▲
Income taxes67/77€22k€45k▲
Profit (loss) for the period9904€82k€147k▲
Profit (loss) for the period to be appropriated9905€82k€147k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€229k▲
Profit (loss) brought forward from the previous period14P-€82k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €200kEq €232k ▲174%
2 profitable years in a row build equity to €232k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Pinsons 334400 FlémalleGround area
306 m²
Parcel 62036A1375/00G003, Wallonia. Linked by address, not a title deed.
1 establishment unit
DOT Product
since 20232.348.561.030
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62036A1375/00G003 | Wallonia | 306 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994001KXH5ESESB7U66
Similar companies · same sector, comparable size
Cameleon Consulting
BE 0537.494.519
Oosterzele · Eq €231,891
ACCETRANS
BE 0469.296.688
Brussel · Eq €231,866
NEXT7
BE 0740.624.692
Elsene · Eq €231,843
BCON
BE 0822.032.834
Herselt · Eq €231,812
Charlotte Dekens
BE 0758.991.544
Duffel · Eq €231,999
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.dotproduct.be
E-mail:hello@dotproduct.be