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DORA TEXTILE

Active
Coöperatieve vennootschap (oud statuut)founded 198936 yrs activeBrabantstraat 136, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0438.944.695
Summary

DORA TEXTILE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,415) and a net result of €17,542. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
DORA TEXTILEActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household textiles and bedding
NACE 47512NACE 52410
1 site
Size
€65,211total assets 2025
Staff
1 FTE
Equity
-€5,415
Profit
€17,542
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts filed 27 d late0 of 4 deeds read
Why 56Capped at 59: negative equity- Sector Retail trade (NACE 47)- Negative equity -€5,415+ Size: total assets €65,211+ Founded in 1989Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 54% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 17+11
equity -8.3% of total assets
Liquidity 12-13
short-term debt 106.2% · cash 9.6%
Profitability 100+12
return on assets 26.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 14 months 09-2025: 0.6% 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.1% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%▲ +2.7% vs 03-2026 05-2026: 0.6%● 0.0% vs 04-2026 06-2026: 0.6%▼ -3.9% vs 05-2026lowest value 07-2026: 0.7%▲ +16.4% vs 06-2026 08-2026: 1.2%▲ +67.4% vs 07-2026highest value 09-2026: 0.8%▼ -29.9% vs 08-2026 10-2026: 0.8%● 0.0% vs 09-2026
  • Size: total assets €65,211 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Negative equity -€5,415 raises the probability
  • Founded in 1989 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.86 against 0.8 in 2024; short-term debt: 106.2% and cash: 9.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 16%, liquidity 12%, profitability 96%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €65,211
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€5,415
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20110 sector peers (2025).
NBB · sector comparison
Position among 20110 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
24 d early
2020
153 d late
2019
95 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €19,179 ▲68.4%

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€5,415 View
  • Caution: Among the weakest 19% on equitysector median €41,999 · 20,145 companies -€5,415 View
  • Active since 1989founded 14-12-1989 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€65,211
Profit
€17,542
Solvency
-8.3%
Turnover▲ 52.4%
Net result
20192021
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap (oud statuut)
Activity
Retail sale of household textiles and beddingNACE 47512
Founded
14-12-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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