Losses
Every financial year from 2019 to 2025 closed with a loss. 2019 was the heaviest.
Every financial year from 2019 to 2025 closed with a loss. 2019 was the heaviest.
The 2021 accounts came latest: 17 days after the end of the period.
Higher solvency than 89% of companies in real estate. Sector median 31.0% · 19,830 companies.
In July 2024, 3,445 companies had the same profile as Domoverum has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,445 companies, not a prediction for Domoverum. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Domoverum Lochristi | €283,694 | €5,811 | 87.0% | - |
| BECAFLO IMMO Arlon | €323,314 | €8,434 | 1.9% | - |
| IMMOBILIERE DU CHENEUX Waimes | €226,950 | €7,968 | 40.3% | - |
| CDOR Tongeren-Borgloon | €199,326 | €6,845 | 74.0% | 0 |
| GARUDA Leuven | €283,080 | €8,136 | -0.8% | - |
| F & Co Holdings Antwerp | €425,464 | €7,519 | 99.3% | 0 |
| BIFOSA Tremelo | €229,646 | €3,964 | -5.1% | - |
These companies have the same main activity as Domoverum: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €199,000 and €425,000, founded between 2017 and 2020.
Domoverum files the micro format. That format states no turnover. The gross margin rose from -€14,389 in 2019 to €5,811 in 2025.
The balance sheet grew most in 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €16,000. Estimated: probably between €10,000 and €26,000.
Higher than 89% of 19,830 companies in 2025.
Higher than 23% of 19,006 companies in 2025.
Higher than 29% of 19,472 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
283,694 | 286,041 | 482,373 | 490,259 | 505,105 | 316,394 | 317,731 | |
21/28 |
272,999 | 280,124 | 287,126 | 480,393 | 486,589 | 296,056 | 302,749 | |
22/27 |
272,999 | 280,124 | 287,126 | 480,393 | 486,589 | 296,056 | 302,749 | |
22 |
262,152 | 268,695 | 275,238 | 281,782 | 288,325 | 294,868 | 301,411 | |
23 |
1,087 | - | - | - | - | - | - | |
24 |
9,761 | 11,429 | 11,887 | 198,612 | 198,264 | 1,188 | 1,338 | |
29/58 |
10,695 | 5,917 | 195,247 | 9,866 | 18,516 | 20,338 | 14,983 | |
40/41 |
- | - | 192,000 | - | - | - | 11 | |
40 |
- | - | 192,000 | - | - | - | - | |
41 |
- | - | - | - | - | - | 11 | |
54/58 |
10,579 | 5,794 | 3,110 | 6,970 | 18,516 | 20,227 | 14,863 | |
490/1 |
116 | 123 | 137 | 2,895 | - | 111 | 108 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
283,694 | 286,041 | 482,373 | 490,259 | 505,105 | 316,394 | 317,731 | |
10/15 |
246,785 | 250,506 | 256,076 | 263,423 | 295,928 | 299,228 | 307,059 | |
10/11 |
360,000 | 360,000 | 360,000 | 360,000 | 360,000 | 360,000 | 360,000 | |
100 |
- | - | - | - | - | - | 390,000 | |
101 |
- | - | - | - | - | - | 30,000 | |
14 |
-113,215 | -109,494 | -103,924 | -96,577 | -64,072 | -60,772 | -52,941 | |
17/49 |
36,909 | 35,535 | 226,297 | 226,836 | 209,177 | 17,166 | 10,673 | |
42/48 |
34,852 | 33,478 | 224,240 | 224,779 | 207,120 | 15,109 | 8,973 | |
44 |
- | - | - | - | - | 2,920 | 2,975 | |
440/4 |
- | - | - | - | - | 2,920 | 2,975 | |
45 |
- | - | - | 54 | 54 | 54 | - | |
450/3 |
- | - | - | 54 | 54 | 54 | - | |
47/48 |
34,852 | 33,478 | 224,240 | 224,724 | 207,066 | 12,134 | 5,998 | |
492/3 |
2,057 | 2,057 | 2,057 | 2,057 | 2,057 | 2,057 | 1,700 | |
| Income statement | ||||||||
76A |
- | - | 6,829 | - | - | - | - | |
9900 |
5,811 | 3,307 | 1,545 | -18,089 | 6,612 | -918 | -14,389 | |
630 |
8,223 | 8,152 | 8,097 | 13,801 | 8,284 | 6,693 | 38,331 | |
640/8 |
1,235 | 657 | 726 | 550 | 1,578 | - | 223 | |
9901 |
-3,647 | -5,501 | -7,278 | -32,440 | -3,250 | -7,611 | -52,943 | |
75/76B |
- | - | - | - | - | - | 11 | |
75 |
- | - | - | - | - | - | 11 | |
65/66B |
74 | 69 | 69 | 64 | 50 | 219 | 9 | |
65 |
74 | 69 | 69 | 64 | 50 | 219 | 9 | |
9903 |
-3,721 | -5,570 | -7,347 | -32,505 | -3,301 | -7,830 | -52,941 | |
9904 |
-3,721 | -5,570 | -7,347 | -32,505 | -3,301 | -7,830 | -52,941 | |
9905 |
-3,721 | -5,570 | -7,347 | -32,505 | -3,301 | -7,830 | -52,941 | |
| Appropriation of the result | ||||||||
9906 |
-113,215 | -109,494 | -103,924 | -96,577 | -64,072 | -60,772 | -52,941 | |
14P |
-109,494 | -103,924 | -96,577 | -64,072 | -60,772 | - | - | |
| Document | ||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00100659 | |
| 30-09-2024 | micro format | 30-04-2025 | 2025-00091941 | |
| 30-09-2023 | micro format | 30-04-2024 | 2024-00081354 | |
| 30-09-2022 | micro format | 04-05-2023 | 2023-00080980 | |
| 30-09-2021 | micro format | 17-05-2022 | 2022-20028060 | |
| 30-09-2020 | micro format | 30-04-2021 | 2021-13400128 | |
| 30-09-2019 | micro format | 30-04-2020 | 2020-11500055 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 4,575 | 2,650 | 819 | -18,639 | 5,034 | -918 | -14,612 | ||
| 4,502 | 2,581 | 750 | -18,704 | 4,984 | -1,137 | -14,610 | ||
| 1,098 | 1,150 | -185,171 | 7,606 | 198,817 | 0 | 341,080 | ||
| 4,785 | 2,684 | -3,860 | -11,546 | -1,711 | 5,364 | - | ||
| -24,157 | -27,561 | -28,992 | -214,913 | -188,604 | 5,230 | 6,010 | ||
| 87.0% | 87.6% | 53.1% | 53.7% | 58.6% | 94.6% | 96.6% | ||
| 0.31 | 0.18 | 0.87 | 0.04 | 0.09 | 1.35 | 1.67 | ||
| 0.15 | 0.14 | 0.88 | 0.86 | 0.71 | 0.06 | 0.03 | ||
| -1.5% | -2.2% | -2.9% | -12.3% | -1.1% | -2.6% | -17.2% | ||
| -1.3% | -1.9% | -1.5% | -6.6% | -0.7% | -2.5% | -16.7% | ||
| 62.25 | 38.41 | 11.86 | -289.66 | 99.88 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,098 | €1,150 | - | €7,606 | €198,817 |
| €8,223 | €8,152 | €8,097 | €13,801 | €8,284 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €3,647, smaller than the loss of €5,501 in 2024.
Debt's share of the balance-sheet total rises from 12.4% to 13.0%. Equity is lower and debt is higher.
Domoverum has no parent and no holdings in its annual accounts. is the only director. Domoverum shares no director with another company.
| DR. LEMMERLING M.
registered office since 25-04-2003 · founded in 2003 |
0.8 FTE (2026) 0480.114.861 |
Deadline for the 2026 accounts: 30-04-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Ertbuerhoek 10 registered office 9080 Lochristi | 07-09-2018 | 2.279.390.825 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44008E0823/00D000 | 288 m² | 1 · 276 m² | 11.1 m · 2 |
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