DOKTER STEPHANIE BORET
ActiveDOKTER STEPHANIE BORET has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €115k. Equity is growing by ~154.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.99 against 4.49 in 2024; short-term debt: 19.6% and cash: 44.5% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
55.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 228%
2024 · €50k
2023: €10k
2024: €50k
2023 → 2025
Total assets
€205k▲ 215%
2024 · €65k
2023: €14k
2024: €65k
2023 → 2025
Net result
€115k▲ 182%
2024 · €41k
2023: €5k
2024: €41k
2023 → 2025
Working capital
€160k▲ 220%
2024 · €50k
2023: €9k
2024: €50k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€50k▲ 420%€165k▲ 228%
Operating result€6k-€51k▲ 778%€147k▲ 187%
Net result€5k-€41k▲ 770%€115k▲ 182%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 187% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€5k▲ 489%
Current assets
€200k▲ 211%
Equity and liabilities €205k
Equity
€165k▲ 228%
Debt
€40k▲ 170%
The debt ratio falls from 22.8% to 19.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€147k▲
2024 · €51k
Cash flow
€115k▲
2024 · €41k
Solvency
80.4%▲
2024 · 77.2%
Current ratio
4.99▲
2024 · 4.49
Quick ratio
4.99▲
2024 · 4.49
Debt / equity
0.24▼
2024 · 0.30
ROE
69.5%▼
2024 · 80.8%
ROA
55.9%▼
2024 · 62.3%
Interest coverage
1841.12▲
2024 · 1141.75
Debt
€40k▲
2024 · €15k
Debt ≤ 1 year
€40k▲
2024 · €14k
Income taxes
€33k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€205k▲
Fixed assets21/28€811€5k▲
Tangible fixed assets22/27€811€5k▲
Furniture and vehicles24€811€5k▲
Current assets29/58€64k€200k▲
Amounts receivable within one year40/41€49k€108k▲
Trade receivables40€275€0▼
Other amounts receivable41€49k€108k▲
Cash at bank and in hand54/58€15k€91k▲
Deferred charges and accrued income490/1€488€1k▲
Equity and liabilities
Total equity and liabilities10/49€65k€205k▲
Equity10/15€50k€165k▲
Contributions10/11€5k€5k=
Reserves13€45k€160k▲
Distributable reserves133€45k€160k▲
Amounts payable17/49€15k€40k▲
Amounts payable within one year42/48€14k€40k▲
Trade debts44€967€541▼
Suppliers440/4€967€541▼
Taxes, remuneration and social security45€13k€40k▲
Taxes450/3€13k€36k▲
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3€558€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€215€689▲
Other operating charges640/8€230€294▲
Gross operating margin9900€52k€148k▲
Operating profit (loss)9901€51k€147k▲
Financial income75/76B€472€1k▲
Recurring financial income75€472€1k▲
Financial charges65/66B€45€80▲
Recurring financial charges65€45€80▲
Profit (loss) for the period before taxes9903€52k€148k▲
Income taxes67/77€11k€33k▲
Profit (loss) for the period9904€41k€115k▲
Profit (loss) for the period to be appropriated9905€41k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€115k▲
Transfer to equity691/2€41k€115k▲
To other reserves6921€41k€115k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €115k ▲182%
Operating result €147k, net result €115k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲228%
3 profitable years in a row build equity to €165k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oosthinderstraat 188400 OostendeGround area
641 m²
Building footprint
157 m²
Volume, LiDAR
1,026 m³
Parcel 35382D0795/00Y006, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dokter Stephanie Boret
since 20232.350.966.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0795/00Y006 | Flanders | 641 m² | 1 · 157 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,974. 6,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2023
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.