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DOKTER PETERMANS STÉPHANIE

Active
Private limited companyfounded 2018active for 7 yearsGorsemweg 209, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0713.874.567
Summary

DOKTER PETERMANS STÉPHANIE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,966 and a net result of €128,366. Equity has been growing by about 11% per year since 2019. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-11-2018 Normal situation
Activity
“De uitoefening van de geneeskunde, met specialisatie gynaecologie, door de arts-aandeelhouder of arts-aandeelhouders, in…” (deed in Dutch)From the articlesNo NACE code in the KBO yet
Establishment unit
2.282.238.764 3800 Sint-Truiden, since 26-11-2018
Financial year end
31 December
Peppol
Reachable since 08-12-2025

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€166,750
▲ 11.5%
Turnover
≈ €420,000
estimated
Profit
€128,366
▲ 11.3%
Equity
€146,966
▲ 9.7%
Total assets
€448,776
▲ 34.0%
Score breakdownraises riskFounded in 2018lowers riskSize: total assets €448,776Liquidity: current ratio 1.47, cash €352,109No main activity registeredShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 58-7
equity 32.7% of total assets
Liquidity 64-5
short-term debt 67.3% · cash 78.5%
Profitability 100=
return on assets 28.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.64 in 2024), below the usual 1.5. Short-term debt is 67.3% and cash 78.5% of total assets. 67.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 34% of them on solvency, 61% on liquidity, 90% on profitability and 67% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €448,776
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.47, cash €352,109
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
35 days early
2024
35 days early
2023
29 days early
2022
14 days early
2021
12 days early
2020
4 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 4 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €128,366 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Appointment: PETERMANS Stéphanie (director)
  2. · Gazette deed Incorporation
All 13 events

Key facts about DOKTER PETERMANS STÉPHANIE

What is the company number of DOKTER PETERMANS STÉPHANIE?
The company number of DOKTER PETERMANS STÉPHANIE is 0713.874.567. The VAT number is the same number with BE in front: BE 0713.874.567.
Where is DOKTER PETERMANS STÉPHANIE based?
The registered office is at Gorsemweg 209, 3800 Sint-Truiden.Company details
What is the legal form of DOKTER PETERMANS STÉPHANIE?
DOKTER PETERMANS STÉPHANIE is a private limited company (BV).
When was DOKTER PETERMANS STÉPHANIE founded?
DOKTER PETERMANS STÉPHANIE was founded on 26-11-2018.
Is DOKTER PETERMANS STÉPHANIE still active?
Yes, DOKTER PETERMANS STÉPHANIE is an active enterprise in the KBO register.
What is the turnover of DOKTER PETERMANS STÉPHANIE?
The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €166,750 and 2,216 comparable companies of the same size. It probably lies between €280,000 and €650,000. It is a rough estimate.Financials
Is DOKTER PETERMANS STÉPHANIE profitable?
In financial year 2025, DOKTER PETERMANS STÉPHANIE made a profit of €128,366.
Where can I find the annual accounts of DOKTER PETERMANS STÉPHANIE?
DOKTER PETERMANS STÉPHANIE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DOKTER PETERMANS STÉPHANIE due?
DOKTER PETERMANS STÉPHANIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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