Dokter Laurens Zelderloo
ActiveSummary
The computed 12-month bankruptcy probability of Dokter Laurens Zelderloo is 2.1% (moderate). The 2025 annual accounts show equity of €228k and a net result of €223k. Equity is growing by ~44.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+3
Solvency40▼-29
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.73 against 6.44 in 2024; short-term debt: 16.7% and cash: 1.7% of total assets), and 84.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
169 d early
2023
176 d early
2022
34 d early
2021
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€228k▼ 76.0%
2024 · €948k
2021: €264k
2022: €422k
2023: €693k
2024: €948k
2021 → 2025
Total assets
€1.51M▼ 29.3%
2024 · €2.14M
2021: €434k
2022: €645k
2023: €1.30M
2024: €2.14M
2021 → 2025
Net result
€223k▼ 12.6%
2024 · €255k
2021: €259k
2022: €158k
2023: €271k
2024: €255k
2021 → 2025
Working capital
€-68k
2024 · €709k
2021: €249k
2022: €390k
2023: €619k
2024: €709k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€264k-€422k▲ 59.8%€693k▲ 64.1%€948k▲ 36.7%€228k▼ 76.0%
Operating result€344k-€274k▼ 20.3%€292k▲ 6.5%€351k▲ 20.3%€327k▼ 6.7%
Net result€259k-€158k▼ 39.1%€271k▲ 71.4%€255k▼ 6.0%€223k▼ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.33M ▲ 2.2%
Current assets
€184k ▼ 78.1%
Equity and liabilities €1.51M
Equity
€228k ▼ 76.0%
Debt
€1.29M ▲ 7.8%
Debt's share of the balance-sheet total rises from 55.7% to 84.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€406k▲
2024 · €391k
Cash flow
€301k▲
2024 · €295k
Current ratio
0.73▼
2024 · 6.44
Debt to equity
5.64▲
2024 · 1.26
ROE
97.8%▲
2024 · 26.9%
ROA
14.7%▲
2024 · 11.9%
Interest coverage
11.10▼
2024 · 14.16
Debt ≤ 1 year
€252k▲
2024 · €130k
Debt > 1 year
€1.03M▼
2024 · €1.06M
Income taxes
€70k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.14M€1.51M▼
Fixed assets21/28€1.30M€1.33M▲
Tangible fixed assets22/27€1.30M€1.33M▲
Land and buildings22€1.15M€1.16M▲
Plant, machinery and equipment23€7k€7k▲
Furniture and vehicles24€142k€165k▲
Current assets29/58€839k€184k▼
Amounts receivable within one year40/41€293k€6k▼
Trade receivables40-€1k
Other amounts receivable41€293k€5k▼
Current investments50/53€530k€146k▼
Cash at bank and in hand54/58€5k€25k▲
Deferred charges and accrued income490/1€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.14M€1.51M▼
Equity10/15€948k€228k▼
Contributions10/11€5k€5k=
Reserves13€943k€223k▼
Distributable reserves133€943k€223k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€1.19M€1.29M▲
Amounts payable after more than one year17€1.06M€1.03M▼
Financial debts170/4€1.06M€1.03M▼
Amounts payable within one year42/48€130k€252k▲
Current portion of amounts payable after more than one year42€72k€74k▲
Financial debts43€660€2k▲
Credit institutions430/8€660€2k▲
Trade debts44€58k€28k▼
Suppliers440/4€58k€28k▼
Taxes, remuneration and social security45-€36k
Taxes450/3-€36k
Other amounts payable47/48€0€112k▲
Income statement
Code20242025
Non-recurring operating income76A€73€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€79k▲
Other operating charges640/8€479€1k▲
Non-recurring operating charges66A€88€0▼
Gross operating margin9900€392k€408k▲
Operating profit (loss)9901€351k€327k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€28k€37k▲
Recurring financial charges65€28k€37k▲
Profit (loss) for the period before taxes9903€327k€293k▼
Income taxes67/77€73k€70k▼
Profit (loss) for the period9904€255k€223k▼
Profit (loss) for the period to be appropriated9905€255k€223k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€223k▼
Transfer from equity791/2-€943k
Transfer to equity691/2€255k€223k▼
To other reserves6921€255k€223k▼
Profit to be distributed694/7-€943k
Return on contributions (dividend)694-€943k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €271k ▲71.4%
Net result €271k, the highest in the series.
31-12
Financial
Equity above €500kEq €693k ▲64.1%
3 profitable years in a row build equity to €693k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €158k ▼39.1%
Net result drops to €158k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.73
Current ratio from 3.08 to 13.73; short-term debt falls from €119k to €31k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodestraat 421570 PajottegemGround area
1,410 m²
Building footprint
187 m²
Parcel 23023D0372/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dokter Laurens Zelderloo
since 20202.310.219.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23023D0372/00H000 | Flanders | 1,410 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500WC17KA4K6I5V52
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.