DOKTER JULES FRANÇOIS
ActiveThe computed 12-month bankruptcy probability of DOKTER JULES FRANÇOIS is 2.0% (moderate). The 2025 annual accounts show equity of €79k and a net result of €353k. Equity is growing by ~27.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+53
Solvency29▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.85 in 2024; short-term debt: 5.1% and cash: 12.3% of total assets), but 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
19.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
92 d early
2024
55 d early
2023
22 d early
2022
80 d early
2021
103 d early
2020
32 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 43.4%
2024 · €139k
2019: €8k
2020: €17k
2021: €74k
2022: €101k
2023: €106k
2024: €139k
2019 → 2025
Total assets
€1.81M▲ 6.8%
2024 · €1.69M
2019: €12k
2020: €32k
2021: €90k
2022: €126k
2023: €1.56M
2024: €1.69M
2019 → 2025
Net result
€353k▲ 974%
2024 · €33k
2019: €7k
2020: €9k
2021: €57k
2022: €87k
2023: €70k
2024: €33k
2019 → 2025
Working capital
€174k▲ 112%
2024 · €82k
2019: €6k
2020: €15k
2021: €50k
2022: €79k
2023: €948k
2024: €82k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€101k▲ 37.6%€106k▲ 5.0%€139k▲ 30.9%€79k▼ 43.4%
Operating result€73k-€112k▲ 54.0%€117k▲ 4.0%€94k▼ 19.2%€525k▲ 456%
Net result€57k-€87k▲ 52.9%€70k▼ 19.0%€33k▼ 53.3%€353k▲ 974%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 456% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.81M
Fixed assets
€1.54M▲ 1.8%
Current assets
€267k▲ 49.6%
Equity and liabilities €1.81M
Equity
€79k▼ 43.4%
Debt
€1.73M▲ 11.3%
The debt ratio rises from 91.8% to 95.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€540k▲
2024 · €107k
Cash flow
€368k▲
2024 · €46k
Solvency
4.4%▼
2024 · 8.2%
Current ratio
2.86▲
2024 · 1.85
Quick ratio
2.86▲
2024 · 1.85
Debt / equity
21.97▲
2024 · 11.17
ROE
447.5%▲
2024 · 23.6%
ROA
19.5%▲
2024 · 1.9%
Interest coverage
10.57▲
2024 · 2.26
Debt
€1.73M▲
2024 · €1.56M
Debt ≤ 1 year
€93k▼
2024 · €97k
Debt > 1 year
€1.64M▲
2024 · €1.46M
Income taxes
€121k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.81M▲
Fixed assets21/28€1.52M€1.54M▲
Tangible fixed assets22/27€1.52M€1.54M▲
Land and buildings22€1.52M€1.54M▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€161€4k▲
Current assets29/58€178k€267k▲
Amounts receivable within one year40/41€40k€41k▲
Other amounts receivable41€40k€41k▲
Cash at bank and in hand54/58€136k€223k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.81M▲
Equity10/15€139k€79k▼
Contributions10/11€2k€2k=
Reserves13€138k€77k▼
Distributable reserves133€138k€77k▼
Amounts payable17/49€1.56M€1.73M▲
Amounts payable after more than one year17€1.46M€1.64M▲
Financial debts170/4€1.45M€1.38M▼
Other amounts payable178/9€8k€260k▲
Amounts payable within one year42/48€97k€93k▼
Current portion of amounts payable after more than one year42€70k€72k▲
Financial debts43€12k-
Credit institutions430/8€12k-
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Accrued charges and deferred income492/3€469-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€224k€6k▼
Gross operating margin9900€331k€546k▲
Operating profit (loss)9901€94k€525k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€47k€51k▲
Recurring financial charges65€47k€51k▲
Profit (loss) for the period before taxes9903€47k€474k▲
Income taxes67/77€14k€121k▲
Profit (loss) for the period9904€33k€353k▲
Profit (loss) for the period to be appropriated9905€33k€353k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€353k▲
Transfer from equity791/2-€113k
Transfer to equity691/2€33k€53k▲
To other reserves6921€33k€53k▲
Profit to be distributed694/7-€413k
Return on contributions (dividend)694-€413k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €353k ▲974%
Operating result €525k, net result €353k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 10.20
Current ratio from 4.23 to 10.20.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲37.6%
4 profitable years in a row build equity to €101k.
19-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bommelsrede(HEU) 529070 DestelbergenGround area
1,906 m²
Parcel 44028D0617/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dokter Jules François
since 20192.296.297.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0617/00A000 | Flanders | 1,906 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.