Skip to content

Dokter Joke Ruys

Active
Private limited companyfounded 2009active for 17 yearsDurmestraat 32, 9140 Temse, BelgiumKBO/BCE: BE 0809.740.162
Summary

Dokter Joke Ruys has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576,414 and a net result of €120,897. Equity has been stable since 2018 (±0.6% per year). Its solvency ranks better than 95% of 20,700 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-02-2009 Normal situation
Activity
Specialist medical practice NACE 86220and 1 other
Establishment unit
2.191.121.914 9140 Temse, since 02-02-2009
Financial year end
31 December
Peppol
Reachable since 28-02-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€179,528
▲ 6.3%
Turnover
≈ €330,000
estimated
Profit
€120,897
▲ 6.0%
Equity
€576,414
▼ 5.9%
Total assets
€593,340
▼ 5.6%
Score breakdownlowers riskSector: Human health activities (NACE 86)Figures for financial year 2025 (filed on 29-06-2026)Size: total assets €593,340Equity €576,414 (97.1% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.1% of total assets
Liquidity 68-14
short-term debt 2.9% · cash 14.3%
Profitability 94+3
return on assets 20.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,160 companies, NACE 86, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 34.03 (37.39 in 2024), above the usual 1.5. Short-term debt is 2.9% and cash 14.3% of total assets. 2.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 48% on liquidity, 53% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
lowers risk · Size: total assets €593,340
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €576,414 (97.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
21 days early
2023
19 days late
2022
12 days early
2021
12 days early
2020
3 days early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in human healthsector median 63.0% · 20,700 companies 97.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €120,897 8 years View

Recent changes

  1. · Gazette deed Appointment: RUYS Joke (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Dokter Joke Ruys: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €560,000 and €635,000, founded between 2007 and 2010.

CompanyTotal assetsGross margin
Dokter Joke Ruys Temse€593,340€179,528
Dokter Veronique Meire, neuroloog Gent€635,164€181,364
Dr. Beelaert, psychiater Sint-Martens-Latem€559,569€191,756
Dr. Marthe Van den Berghe, reumatologie Lochristi€609,071€191,189
Dr. Veerle Dhondt, dermatologie Dendermonde€564,880€199,984
Dr. Elke Stevens Pelt€584,608€172,992
Dr. A. STINGLHAMBER - OPHTALMOLOGIE Ottignies-Louvain-la-Neuve€602,290€191,578
Full comparison

Key facts about Dokter Joke Ruys

What is the company number of Dokter Joke Ruys?
The company number of Dokter Joke Ruys is 0809.740.162. The VAT number is the same number with BE in front: BE 0809.740.162.
Where is Dokter Joke Ruys based?
The registered office is at Durmestraat 32, 9140 Temse.Company details
What does Dokter Joke Ruys do?
According to the KBO register, the main activity is specialist medical practice (NACE 86220).
What is the legal form of Dokter Joke Ruys?
The legal form of Dokter Joke Ruys is Private limited company (BV).
When was Dokter Joke Ruys founded?
Dokter Joke Ruys was founded on 11-02-2009.
Is Dokter Joke Ruys still active?
Yes, Dokter Joke Ruys is an active enterprise in the KBO register.
What is the turnover of Dokter Joke Ruys?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €179,528 and 43 comparable companies (NACE 86220). It probably lies between €280,000 and €440,000.Financials
Is Dokter Joke Ruys profitable?
In financial year 2025, Dokter Joke Ruys made a profit of €120,897.
Where can I find the annual accounts of Dokter Joke Ruys?
Dokter Joke Ruys filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Dokter Joke Ruys due?
Dokter Joke Ruys must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.