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DOKTER INGE COOLS

Active
Private limited companyfounded 20215 yrs activeHet Bergske 6, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0760.881.757

DOKTER INGE COOLS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €129k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.5%
Return on assets
75.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16527 sector peers (2025).
NBB · sector comparison
Position among 16527 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
65 d early
2024
27 d early
2023
28 d early
2022
13 d early
2021
4 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3k▼ 97.4%
2024 · €98k
2021: €58k 2022: €157k 2023: €244k 2024: €98k
2021 → 2025
Total assets
€171k▲ 42.4%
2024 · €120k
2021: €65k 2022: €167k 2023: €245k 2024: €120k
2021 → 2025
Net result
€129k▲ 34.8%
2024 · €95k
2021: €56k 2022: €99k 2023: €88k 2024: €95k
2021 → 2025
Working capital
€-9k
2024 · €94k
2021: €57k 2022: €156k 2023: €240k 2024: €94k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€58k-€157k▲ 168%€244k▲ 55.5%€98k▼ 59.8%€3k▼ 97.4%
Operating result€71k-€126k▲ 78.1%€110k▼ 12.3%€122k▲ 10.3%€168k▲ 38.4%
Net result€56k-€99k▲ 77.2%€88k▼ 11.4%€95k▲ 8.6%€129k▲ 34.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €71k€71kNet result 2021: €56k€56kOperating result 2022: €126k€126kNet result 2022: €99k€99kOperating result 2023: €110k€110kNet result 2023: €88k€88kOperating result 2024: €122k€122kNet result 2024: €95k€95kOperating result 2025: €168k€168kNet result 2025: €129k€129k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets €11k▲ 164%
Current assets €160k▲ 38.0%
Equity and liabilities €171k
Equity €3k▼ 97.4%
Debt €168k▲ 665%
The debt ratio rises from 18.3% to 98.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€170k
2024 · €123k
Cash flow
€130k
2024 · €96k
Solvency
1.5%
2024 · 81.7%
Current ratio
0.95
2024 · 5.26
Quick ratio
0.95
2024 · 5.26
Debt / equity
67.26
2024 · 0.22
ROA
75.3%
2024 · 79.6%
Interest coverage
74.12
2024 · 183.89
Debt
€168k
2024 · €22k
Debt ≤ 1 year
€168k
2024 · €22k
Income taxes
€38k
2024 · €26k
A ratio outside any meaningful range has been withheld (balance sheet total €171k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€120k€171k
Fixed assets21/28€4k€11k
Tangible fixed assets22/27€4k€11k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€1k€8k
Assets under construction and advance payments27-€480
Current assets29/58€116k€160k
Amounts receivable within one year40/41€68k€107k
Trade receivables40€57k€107k
Other amounts receivable41€11k€0
Cash at bank and in hand54/58€48k€53k
Equity and liabilities
Total equity and liabilities10/49€120k€171k
Equity10/15€98k€3k
Contributions10/11€3k€3k=
Reserves13€95k€0
Distributable reserves133€95k€0
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€168k
Amounts payable within one year42/48€22k€168k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€2k€34k
Taxes450/3€2k€34k
Other amounts payable47/48€18k€133k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k
Other operating charges640/8€623€2k
Gross operating margin9900€123k€172k
Operating profit (loss)9901€122k€168k
Financial income75/76B€538€0
Recurring financial income75€538€0
Financial charges65/66B€667€2k
Recurring financial charges65€667€2k
Profit (loss) for the period before taxes9903€122k€166k
Income taxes67/77€26k€38k
Profit (loss) for the period9904€95k€129k
Profit (loss) for the period to be appropriated9905€95k€129k
Appropriation of the result
Profit (loss) to be appropriated9906€95k€129k
Transfer from equity791/2€241k€95k
Transfer to equity691/2€95k€0
To other reserves6921€95k€0
Profit to be distributed694/7€241k€224k
Return on contributions (dividend)694€241k€224k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €129k ▲34.8%
Operating result €168k, net result €129k, both a record.
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 13current ratio 202.41
Current ratio from 16.03 to 202.41; short-term debt falls from €10k to €1k.
31-12
Financial Equity above €200kEq €244k ▲55.5%
3 profitable years in a row build equity to €244k.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €150kEq €157k ▲168%
2 profitable years in a row build equity to €157k.
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Het Bergske 62360 Oud-Turnhout
Ground area
1,966 m²
Building footprint
505 m²
Volume, LiDAR
313 m³
2 parcels, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DOKTER INGE COOLS
Polderstraat 4, 2360 Oud-TurnhoutOther education
since 20212.311.725.972
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13031C0550/00G002 Flanders 1,180 m² 1 · 373 m² -
13482F0115/00V000 Flanders 786 m² 1 · 132 m² 10.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 924 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.