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DOKTER ELS SERCU

Active
Private limited companyfounded 2006active for 19 yearsMaloulaan 22, 8900 Ieper, BelgiumKBO/BCE: BE 0886.027.296

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DOKTER ELS SERCU has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €980,892 and a net result of €134,337. Equity has been growing by about 10% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-12-2006 Normal situation
Activity
“De uitoefening van de geneeskunde,specialisatie kindergeneeskunde,door de geneesheer-aandeelhouder pediater met inachtname van de regels…” (deed in Dutch)From the articles, 16 activitiesNo NACE code in the KBO yet
Establishment unit
2.302.638.656 8900 Ieper, since 29-12-2006
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€159,959
▲ 19.4%
Turnover
≈ €400,000
estimated
Profit
€134,337
▲ 36.5%
Equity
€980,892
▲ 15.9%
Total assets
€1.0m
▲ 15.0%
Filed on 03-07-2026, 28 days before the deadlineat the National Bank
Score breakdownlowers riskSize: total assets €1.0mEquity €980,892 (95.7% of total assets)Liquidity: current ratio 24.19, cash €252,789Figures for financial year 2025 (filed on 03-07-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.7% of total assets
Liquidity 81+11
short-term debt 4.1% · cash 24.7%
Profitability 85+2
return on assets 13.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 24.19 (21.53 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 24.7% of total assets. 4.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 74% on liquidity, 68% on profitability and 73% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €980,892 (95.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 24.19, cash €252,789
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
on the day
2023
21 days early
2022
20 days early
2021
31 days early
2020
31 days early
2019
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 12 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €134,337 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about DOKTER ELS SERCU

What is the company number of DOKTER ELS SERCU?
The company number of DOKTER ELS SERCU is 0886.027.296. The VAT number is the same number with BE in front: BE 0886.027.296.
Where is DOKTER ELS SERCU based?
The registered office is at Maloulaan 22, 8900 Ieper.Company details
What is the legal form of DOKTER ELS SERCU?
The legal form of DOKTER ELS SERCU is Private limited company (BV).
When was DOKTER ELS SERCU founded?
DOKTER ELS SERCU was founded on 29-12-2006.
Is DOKTER ELS SERCU still active?
Yes, DOKTER ELS SERCU is an active enterprise in the KBO register.
What is the turnover of DOKTER ELS SERCU?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €159,959 and 2,213 comparable companies of the same size. It probably lies between €270,000 and €620,000. It is a rough estimate.Financials
Is DOKTER ELS SERCU profitable?
In financial year 2025, DOKTER ELS SERCU made a profit of €134,337.
Where can I find the annual accounts of DOKTER ELS SERCU?
DOKTER ELS SERCU filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DOKTER ELS SERCU due?
DOKTER ELS SERCU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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