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Dokter EERDEKENS Christa

Active
Private limited companyfounded 200620 yrs activeZepperen-Dorp 41, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0878.549.487
Summary

Dokter EERDEKENS Christa has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €690k and a net result of €34k. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.6 against 19.62 in 2024; short-term debt: 8.7% and cash: 7.2% of total assets), and 8.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.3%
Return on assets
4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
8 d late
2023
2 d late
2022
18 d late
2021
17 d late
2020
18 d late
2019
66 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€690k▼ 13.7%
2024 · €800k
2018: €724k 2019: €881k 2020: €836k 2021: €814k 2022: €813k 2023: €823k 2024: €800k
2018 → 2025
Total assets
€756k▼ 9.8%
2024 · €838k
2018: €734k 2019: €895k 2020: €887k 2021: €923k 2022: €920k 2023: €855k 2024: €838k
2018 → 2025
Net result
€34k▼ 33.4%
2024 · €51k
2018: €135k 2019: €157k 2020: €65k 2021: €125k 2022: €75k 2023: €63k 2024: €51k
2018 → 2025
Working capital
€634k▼ 11.3%
2024 · €715k
2018: €596k 2019: €772k 2020: €745k 2021: €741k 2022: €693k 2023: €711k 2024: €715k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€814k-€813k▼ 0.2%€823k▲ 1.2%€800k▼ 2.8%€690k▼ 13.7%
Operating result€189k-€105k▼ 44.4%€108k▲ 2.9%€103k▼ 4.6%€107k▲ 3.7%
Net result€125k-€75k▼ 39.8%€63k▼ 15.9%€51k▼ 19.1%€34k▼ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2021: €189k€189kNet result 2021: €125k€125kOperating result 2022: €105k€105kNet result 2022: €75k€75kOperating result 2023: €108k€108kNet result 2023: €63k€63kOperating result 2024: €103k€103kNet result 2024: €51k€51kOperating result 2025: €107k€107kNet result 2025: €34k€34k20212022202320242025€0€50k€100kOperating result 2023: €108k€108kNet result 2023: €63k€63kOperating result 2024: €103k€103kNet result 2024: €51k€51kOperating result 2025: €107k€107kNet result 2025: €34k€34k202320242025
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €756k
Fixed assets €55k ▼ 34.6%
Current assets €701k ▼ 7.0%
Equity and liabilities €756k
Equity €690k ▼ 13.7%
Debt €66k ▲ 72.1%
Debt's share of the balance-sheet total rises from 4.6% to 8.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€136k
2024 · €132k
Cash flow
€63k
2024 · €81k
Current ratio
10.60
2024 · 19.62
Debt to equity
0.10
2024 · 0.05
ROE
4.9%
2024 · 6.4%
ROA
4.5%
2024 · 6.1%
Interest coverage
124.18
2024 · 118.30
Debt ≤ 1 year
€66k
2024 · €38k
Income taxes
€79k
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€838k€756k
Fixed assets21/28€85k€55k
Tangible fixed assets22/27€83k€53k
Land and buildings22€39k€27k
Plant, machinery and equipment23€5k€744
Furniture and vehicles24€25k€14k
Other tangible fixed assets26€14k€12k
Financial fixed assets28€2k€2k=
Current assets29/58€754k€701k
Amounts receivable within one year40/41€92k€112k
Other amounts receivable41€92k€112k
Current investments50/53€513k€513k=
Cash at bank and in hand54/58€101k€54k
Deferred charges and accrued income490/1€47k€21k
Equity and liabilities
Total equity and liabilities10/49€838k€756k
Equity10/15€800k€690k
Contributions10/11€19k€19k=
Reserves13€781k€671k
Tax-exempt reserves132€84k€0
Distributable reserves133€697k€671k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€38k€66k
Amounts payable within one year42/48€38k€66k
Financial debts43€771€12
Credit institutions430/8€771€12
Trade debts44€2k€11k
Suppliers440/4€2k€11k
Taxes, remuneration and social security45€36k€36k
Taxes450/3€36k€36k
Other amounts payable47/48-€19k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k
Other operating charges640/8€2k€2k
Gross operating margin9900€135k€138k
Operating profit (loss)9901€103k€107k
Financial income75/76B€14k€8k
Recurring financial income75€14k€8k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€116k€113k
Income taxes67/77€65k€79k
Profit (loss) for the period9904€51k€34k
Transfer from tax-exempt reserves789€84k€84k=
Profit (loss) for the period to be appropriated9905€135k€118k
Appropriation of the result
Profit (loss) to be appropriated9906€135k€118k
Transfer from equity791/2€74k€144k
Transfer to equity691/2€135k€118k
To other reserves6921€135k€118k
Profit to be distributed694/7€74k€144k
Return on contributions (dividend)694-€144k
Directors or managers695€74k€0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €34k ▼33.4%
Net result drops to €34k, the lowest in the series.
08-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
02-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial Liquidity triplescurrent ratio 23.33
Current ratio from 7.44 to 23.33; short-term debt falls from €108k to €32k.
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
17-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial Highest result since 2018net €157k ▲16.2%
Operating result €237k, net result €157k, both a record.
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
16-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 3 establishment units since 2006
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zepperen-Dorp 413800 Sint-Truiden
Ground area
4.3 ha
Building footprint
1.0 ha
Volume, LiDAR
113,257 m³
3 parcels, Flanders · tallest building 24.2 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Diestersteenweg 100, 3800 Sint-Truiden
NACE 85120
since 20062.327.888.251
Dokter EERDEKENS Christa
Zepperen-Dorp 41, 3800 Sint-TruidenNACE 85120
since 20062.327.888.350
Zepperen-Dorp 17, 3800 Sint-Truiden
NACE 85120
since 20062.327.888.449
3 parcels
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053G0266/00N003 Flanders 4.1 ha 1 · 9,813 m² 24.2 m · 5 fl.
71064C0306/00V002 Flanders 1,344 m² 1 · 208 m² 8.9 m · 2 fl.
71064C0654/00P000 Flanders 201 m² 1 · 72 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-01-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.