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DOKTER ANDRZEJ ZAROWSKI

Active
Private limited company (pre-2019)founded 2007active for 18 yearsLaarstraat 96, 2610 Antwerpen, BelgiumKBO/BCE: BE 0894.565.474

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DOKTER ANDRZEJ ZAROWSKI has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356,349 and a net result of €1,452. Equity has been growing by about 6.8% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 31-12-2007 Normal situation
Activity
No activity registered in the KBO
Establishment units
2.302.113.371 2610 Antwerpen, since 27-12-2007
2.302.113.272 2610 Antwerpen, since 01-10-2015
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Zarowski AndrzejDirector · since 27-12-2007

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€68,022
▼ 39.7%
Turnover
≈ €200,000
estimated
Profit
€1,452
▼ 68.3%
Equity
€356,349
▲ 0.4%
Total assets
€367,907
▲ 2.0%
Filed on 14-10-2026, 75 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 75 days late; 2 of the last 3 accounts latelowers riskSize: total assets €367,907Equity €356,349 (96.9% of total assets)Founded in 2007Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.9% of total assets
Liquidity 74-3
short-term debt 3.1% · cash 18.9%
Profitability 69-1
return on assets 0.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.9 percentage points vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 21.14 (32.43 in 2024), above the usual 1.5. Short-term debt is 3.1% and cash 18.9% of total assets. 3.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 68% on liquidity, 48% on profitability and 49% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €367,907
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €356,349 (96.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
82 days late
2023
26 days late
2022
23 days late
2021
17 days late
2020
18 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 27 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €1,452 8 years View

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about DOKTER ANDRZEJ ZAROWSKI

What is the company number of DOKTER ANDRZEJ ZAROWSKI?
The company number of DOKTER ANDRZEJ ZAROWSKI is 0894.565.474. The VAT number is the same number with BE in front: BE 0894.565.474.
Where is DOKTER ANDRZEJ ZAROWSKI based?
The registered office is at Laarstraat 96, 2610 Antwerpen.Company details
What is the legal form of DOKTER ANDRZEJ ZAROWSKI?
The legal form of DOKTER ANDRZEJ ZAROWSKI is Private limited company (pre-2019) (BVBA).
When was DOKTER ANDRZEJ ZAROWSKI founded?
DOKTER ANDRZEJ ZAROWSKI was founded on 31-12-2007.
Is DOKTER ANDRZEJ ZAROWSKI still active?
Yes, DOKTER ANDRZEJ ZAROWSKI is an active enterprise in the KBO register.
What is the turnover of DOKTER ANDRZEJ ZAROWSKI?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €68,022 and 2,678 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.Financials
Is DOKTER ANDRZEJ ZAROWSKI profitable?
In financial year 2025, DOKTER ANDRZEJ ZAROWSKI made a profit of €1,452.
Where can I find the annual accounts of DOKTER ANDRZEJ ZAROWSKI?
DOKTER ANDRZEJ ZAROWSKI filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DOKTER ANDRZEJ ZAROWSKI due?
DOKTER ANDRZEJ ZAROWSKI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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