Equity
€18,600 from €194,033 in 2020
Equity fell by 90% in 5 years.
Docteurs Tran-Bernard
Lifetime
8 annual accounts with figures on one time axispeak €133,616 (2021)
€87,192▲ 7.5%
peak €96,062 (2021)
€60,485▲ 14.3%
peak €194,033 (2020)
€18,600▼ 76.8%
€66,873▲ 6.8%
Board2 names since 2018
2 directorsBERNARD Aurore Colette Marguerite and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Dividend €121,985Equity from €80,100 to €18,600Cash from €47,973 to €6,359
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€66,873 78% of the balance sheet
Suppliers 0%Taxes and wages 5%Other 95%
Of this, €66,747 falls due within a year.
Liquidity
0.68 was 1.50 in 2024
Short-term debts rose from €62,639 to €66,747.
Filings
8 annual accounts 1 late
The 2024 accounts came 13 days late. The other seven were filed on time.
Position in the sector
€18,600
Less equity than 83% of companies in human health. Sector median €124,598 · 20,769 companies.
Checked score
91
Excellent
Financially stronger than 28% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.68, cash €6,359, halved
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €85,473
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 21% of them on solvency, 2% on liquidity, 80% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Docteurs Tran-Bernard has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Docteurs Tran-Bernard itself is lower: 0.1% within 12 months. It rests on far more data about Docteurs Tran-Bernard than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Docteurs Tran-Bernard. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.68 (1.5 in 2024), below 1. Short-term debt is 78.1% and cash 7.4% of total assets. 78.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 20767 sector peers (2025).
NBB · sector comparisonPosition among 20767 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
39 days early
2024
13 days late
2023
on the day
2022
34 days early
2021
48 days early
2020
31 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0694543754
Company renamed from Docteur Luan Tran to Docteurs Tran-Bernard
Registered office moved within Woluwe-Saint-Lambert · New registered office: 134 rue Theodore De Cuyper à 1200 Woluwe-Saint-Lambert · Previous registered office: Avenue Georges Henri 243, 1200 Woluwe-Saint-Lambert · General meeting of 29-03-2023 · Gazette deed
Incorporation
Founder: TRAN Trong Luan (associé unique) · Founding capital of €18,600, 186 shares · Appointments: TRAN Trong Luan (manager) and BERNARD Aurore Colette Marguerite (manager) · published on 11-04-2018 · Gazette deed
First establishment
Gustave Latinislaan 64, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Docteurs Tran-Bernard Woluwe-Saint-Lambert | €85,473 | €87,192 | 21.8% | - |
| MARGIVAL Woluwe-Saint-Pierre | €92,792 | €89,171 | 81.6% | - |
| L. Creemers Lummen | €82,050 | €84,150 | 22.7% | - |
| DR. MURIEL JANSSENS Hasselt | €87,649 | €81,205 | 21.2% | - |
| DR. SANNE CASIER HUISARTS Ghent | €91,956 | €85,575 | 82.7% | - |
| Huisartsenpraktijk As De Maesschalck Destelbergen | €91,245 | €93,522 | 26.4% | - |
| DR BOCHOUARI ZINEB Charleroi | €74,742 | €81,925 | 1.3% | - |
These companies have the same main activity as Docteurs Tran-Bernard: general medical practice (NACE 86210). They are comparable in size and age: total assets between €74,700 and €92,800, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 09-04-2018Normal situation
- Activity
- General medical practiceNACE 86210
- Establishment unit
- 2.274.874.8801030 Schaerbeek, since 09-04-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 19-06-2025
Annual accounts 2025
- €85,473▼ 40.1%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on Docteurs Tran-Bernard
Docteurs Tran-Bernard files the micro format. That format states no turnover. The gross margin rose from €52,128 in 2018 to €87,192 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Docteurs Tran-Bernard
- What is the company number of Docteurs Tran-Bernard?
- The company number of Docteurs Tran-Bernard is 0694.543.754. The VAT number is the same number with BE in front: BE 0694.543.754.
- Where is Docteurs Tran-Bernard based?
- The registered office is at Théodore De Cuyperstraat 134, 1200 Woluwe-Saint-Lambert.Company details
- What does Docteurs Tran-Bernard do?
- According to the KBO register, the main activity is general medical practice (NACE 86210).
- What is the legal form of Docteurs Tran-Bernard?
- Docteurs Tran-Bernard is a private limited company (BV).
- When was Docteurs Tran-Bernard founded?
- Docteurs Tran-Bernard was founded on 09-04-2018.
- Is Docteurs Tran-Bernard still active?
- Yes, Docteurs Tran-Bernard is an active enterprise in the KBO register.
- What is the turnover of Docteurs Tran-Bernard?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €87,192 and 32 comparable companies (NACE 862). It probably lies between €150,000 and €250,000.Financials
- Is Docteurs Tran-Bernard profitable?
- In financial year 2025, Docteurs Tran-Bernard made a profit of €60,485.
- Where can I find the annual accounts of Docteurs Tran-Bernard?
- Docteurs Tran-Bernard filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Docteurs Tran-Bernard due?
- Docteurs Tran-Bernard must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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