Docteur Patrick MESTERS
ActiveDocteur Patrick MESTERS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €10k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+5
Solvency46▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.12 in 2024; short-term debt: 77.4% and cash: 73.1% of total assets), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16511 sector peers (2025).
NBB · sector comparisonPosition among 16511 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
18 d late
2024
4 d late
2023
5 d late
2022
59 d late
2021
25 d late
2020
22 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 37.8%
2024 · €27k
2019: €24k
2020: €14k
2021: €16k
2022: €8k
2023: €24k
2024: €27k
2019 → 2025
Total assets
€172k▲ 9.3%
2024 · €157k
2019: €160k
2020: €137k
2021: €152k
2022: €156k
2023: €166k
2024: €157k
2019 → 2025
Net result
€10k▲ 232%
2024 · €3k
2019: €11k
2020: €-10k
2021: €3k
2022: €-9k
2023: €16k
2024: €3k
2019 → 2025
Working capital
€27k▲ 70.3%
2024 · €16k
2019: €-89k
2020: €-69k
2021: €-59k
2022: €-33k
2023: €6k
2024: €16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€8k▼ 53.4%€24k▲ 209%€27k▲ 12.9%€37k▲ 37.8%
Operating result€3k-€-8k€21k€7k▼ 64.8%€17k▲ 128%
Net result€3k-€-9k€16k€3k▼ 81.0%€10k▲ 232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 128% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€12k▲ 6.9%
Current assets
€160k▲ 9.5%
Equity and liabilities €172k
Equity
€37k▲ 37.8%
Debt
€135k▲ 3.5%
The debt ratio falls from 83.1% to 78.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €16k
Cash flow
€18k▲
2024 · €11k
Solvency
21.3%▲
2024 · 16.9%
Current ratio
1.20▲
2024 · 1.12
Quick ratio
1.20▲
2024 · 1.12
Debt / equity
3.69▼
2024 · 4.90
ROE
27.4%▲
2024 · 11.4%
ROA
5.9%▲
2024 · 1.9%
Interest coverage
91.38▲
2024 · 65.03
Debt
€135k▲
2024 · €131k
Debt ≤ 1 year
€133k▲
2024 · €130k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€172k▲
Fixed assets21/28€11k€12k▲
Tangible fixed assets22/27€11k€12k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€1k▼
Other tangible fixed assets26-€8k
Current assets29/58€146k€160k▲
Amounts receivable within one year40/41€14k€34k▲
Trade receivables40€14k€34k▲
Other amounts receivable41€1€30▲
Cash at bank and in hand54/58€131k€126k▼
Deferred charges and accrued income490/1€2k€283▼
Equity and liabilities
Total equity and liabilities10/49€157k€172k▲
Equity10/15€27k€37k▲
Contributions10/11€12k€12k=
Reserves13€14k€24k▲
Distributable reserves133€14k€24k▲
Profit (loss) carried forward14€96€161▲
Amounts payable17/49€131k€135k▲
Amounts payable within one year42/48€130k€133k▲
Trade debts44€7k€28k▲
Suppliers440/4€7k€28k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€117k€100k▼
Accrued charges and deferred income492/3€212€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€27k▲
Operating profit (loss)9901€7k€17k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€241€276▲
Recurring financial charges65€241€276▲
Profit (loss) for the period before taxes9903€7k€17k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€3k€10k▲
Profit (loss) for the period to be appropriated9905€3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€10k▲
Profit (loss) brought forward from the previous period14P€92€96▲
Transfer to equity691/2€3k€10k▲
To other reserves6921€3k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
30-06
Financial
Weakest financial yearnet €-10k ▼189%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 3 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engelandstraat 3531180 UkkelGround area
10.7 ha
Building footprint
5,238 m²
Volume, LiDAR
48,736 m³
3 parcels, Brussels, Wallonia · tallest building 22.0 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Engelandstraat 353, 1180 Ukkel
since 20172.272.053.863
Avenue Reine Fabiola 9, 1340 Ottignies-Louvain-la-Neuve
since 20172.272.053.962
Psy Pluriel
since 20172.272.054.061
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083F0130/00K000 | Wallonia | 7.4 ha | 1 · 707 m² | - |
| 21612D0491/00D012 | Brussels | 3.2 ha | 1 · 4,432 m² | 22.0 m · 4 fl. |
| 21614F0252/00R005 | Brussels | 274 m² | 1 · 99 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2017
Fiscal year end30-06
Activities, NACEBEL
86904Human health activities
86931Psychology services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.