DOCTEUR PATINY FLORENTINE
ActiveSummary
The computed 12-month bankruptcy probability of DOCTEUR PATINY FLORENTINE is 3.4% (moderate). The 2024 annual accounts show equity of €174k and a net result of €-9k. Equity is growing by ~34.5% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability43▼-39
Solvency63▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.67 in 2023; short-term debt: 7.7% and cash: 6.2% of total assets), but 62.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.5%
Return on assets
-1.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
58 d late
2022
4 d early
2021
4 d early
2020
68 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€174k▼ 4.9%
2023 · €183k
2020: €41k
2021: €87k
2022: €136k
2023: €183k
2020 → 2024
Total assets
€464k▼ 6.7%
2023 · €497k
2020: €77k
2021: €120k
2022: €454k
2023: €497k
2020 → 2024
Net result
€-9k
2023 · €54k
2020: €34k
2021: €46k
2022: €49k
2023: €54k
2020 → 2024
Working capital
€31k▲ 17.2%
2023 · €27k
2020: €33k
2021: €77k
2022: €77k
2023: €27k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€87k▲ 113%€136k▲ 55.8%€183k▲ 34.9%€174k▼ 4.9%
Operating result€45k-€65k▲ 44.7%€64k▼ 0.2%€83k▲ 29.5%€5k▼ 94.3%
Net result€34k-€46k▲ 36.7%€49k▲ 5.0%€54k▲ 11.8%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 94% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €464k
Fixed assets
€397k ▼ 7.8%
Current assets
€67k ▲ 0.4%
Equity and liabilities €464k
Equity
€174k ▼ 4.9%
Debt
€290k ▼ 7.8%
Debt's share of the balance-sheet total falls from 63.2% to 62.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▼
2023 · €113k
Cash flow
€25k▼
2023 · €84k
Current ratio
1.88▲
2023 · 1.67
Debt to equity
1.66▼
2023 · 1.72
ROE
-5.2%▼
2023 · 29.7%
ROA
-1.9%▼
2023 · 10.9%
Interest coverage
3.15▼
2023 · 8.84
Debt ≤ 1 year
€36k▼
2023 · €40k
Debt > 1 year
€254k▼
2023 · €274k
Income taxes
€2k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€497k€464k▼
Fixed assets21/28€431k€397k▼
Tangible fixed assets22/27€430k€396k▼
Land and buildings22€407k€384k▼
Furniture and vehicles24€23k€13k▼
Financial fixed assets28€1k€1k=
Current assets29/58€66k€67k▲
Amounts receivable within one year40/41€13k€34k▲
Other amounts receivable41€13k€34k▲
Cash at bank and in hand54/58€46k€29k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€497k€464k▼
Equity10/15€183k€174k▼
Contributions10/11€10k€10k=
Reserves13€135k€135k=
Distributable reserves133€135k€135k=
Profit (loss) carried forward14€38k€29k▼
Amounts payable17/49€314k€290k▼
Amounts payable after more than one year17€274k€254k▼
Financial debts170/4€274k€254k▼
Amounts payable within one year42/48€40k€36k▼
Current portion of amounts payable after more than one year42€24k€21k▼
Trade debts44€3k€14k▲
Suppliers440/4€3k€14k▲
Taxes, remuneration and social security45€6k€373▼
Taxes450/3€6k€373▼
Other amounts payable47/48€7k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€34k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€115k€41k▼
Operating profit (loss)9901€83k€5k▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€71k€-7k▼
Income taxes67/77€16k€2k▼
Profit (loss) for the period9904€54k€-9k▼
Profit (loss) for the period to be appropriated9905€54k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€29k▼
Profit (loss) brought forward from the previous period14P€31k€38k▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
Profit to be distributed694/7€7k-
Directors or managers695€7k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼117%
Net result drops to €-9k, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2020net €54k ▲11.8%
Operating result €83k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €183k ▲34.9%
4 profitable years in a row build equity to €183k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €136k ▲55.8%
3 profitable years in a row build equity to €136k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Ternes(ML) 295020 NamurGround area
2,344 m²
Building footprint
239 m²
Volume, LiDAR
999 m³
Parcel 92082A0232/00H000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DOCTEUR PATINY FLORENTINE
since 20192.296.616.144
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92082A0232/00H000 | Wallonia | 2,344 m² | 1 · 239 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2019
Fiscal year end31-12
Abbreviation FR
PATINY FLORENTINE
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.