Equity
€197,844 ▲ 13.2%
DOCTEUR MICHEL has made a profit without a break since 2018.
DOCTEUR MICHEL
Lifetime
16 annual accounts with figures on one time axispeak €101,258 (2010)
€42,105▼ 2.9%
lowest -€7,992 (2017)
€23,910▼ 0.3%
peak €197,844 (2025)
€197,844▲ 13.2%
€19,217▼ 61.3%
Board1 name since 2021
1 directorMICHEL Marianne
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Dividend €833Equity from €174,767 to €197,844Debts from €49,606 to €19,217Cash from €81,737 to €16,813
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 52% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Equity €197,844 (91.1% of total assets)
Figures for financial year 2025 (filed on 04-08-2026)
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 37% on liquidity, 31% on profitability and 56% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DOCTEUR MICHEL has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DOCTEUR MICHEL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DOCTEUR MICHEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.68 (3.79 in 2024), above the usual 1.5. Short-term debt is 8.9% and cash 7.7% of total assets. 8.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
24 days early
2023
14 days early
2022
53 days late
2021
17 days early
2020
4 days early
2019
12 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0820226555
Capital conversion · Amendment of the articles · Legal-form change · Resignations & appointments
Reappointment: MICHEL Marianne (director) · 100 shares · General meeting of 14-12-2023 · Gazette deed
First establishment
Drève du Château de La Motte 1, Genappe
Incorporation
published on 12-11-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DOCTEUR MICHEL Genappe | €217,061 | €42,105 | 91.1% | - |
| DOKTER BENOIT VAN INNIS - ORTHOPEDIST Wortegem-Petegem | €230,179 | €43,375 | 23.2% | - |
| TIMALVEOLE Aywaille | €202,423 | €44,639 | 75.6% | - |
| DR. ELS DECROP Sint-Katelijne-Waver | €194,171 | €43,480 | 95.8% | - |
| Dr. Sevenants Lieve, pediatrie Aarschot | €195,491 | €42,556 | 81.7% | - |
| DOKTER VERMEIREN FRANS, bedrijfsarts Ghent | €222,553 | €43,967 | 91.2% | - |
| Docteur Gilles CEYSENS Mons | €192,563 | €39,994 | 53.1% | - |
These companies have the same main activity as DOCTEUR MICHEL: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €193,000 and €230,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 26-10-2009Normal situation
- Activity
- Specialist medical practiceNACE 86220and 1 other
- Establishment unit
- 2.187.364.6481470 Genappe, since 30-10-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- ≈ €130,000estimated
- €217,061▼ 3.3%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on DOCTEUR MICHEL
DOCTEUR MICHEL files the micro format. That format states no turnover. The gross margin fell from €101,258 in 2010 to €42,105 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DOCTEUR MICHEL
- What is the company number of DOCTEUR MICHEL?
- The company number of DOCTEUR MICHEL is 0820.226.555. The VAT number is the same number with BE in front: BE 0820.226.555.
- Where is DOCTEUR MICHEL based?
- The registered office is at Drève du Château de La Motte 1A, 1470 Genappe.Company details
- What does DOCTEUR MICHEL do?
- According to the KBO register, the main activity is specialist medical practice (NACE 86220).
- What is the legal form of DOCTEUR MICHEL?
- DOCTEUR MICHEL is a private limited company (BV).
- When was DOCTEUR MICHEL founded?
- DOCTEUR MICHEL was founded on 26-10-2009.
- Is DOCTEUR MICHEL still active?
- Yes, DOCTEUR MICHEL is an active enterprise in the KBO register.
- What is the turnover of DOCTEUR MICHEL?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €42,105 and 47 comparable companies (NACE 86). It probably lies between €93,000 and €180,000.Financials
- Is DOCTEUR MICHEL profitable?
- In financial year 2025, DOCTEUR MICHEL made a profit of €23,910.
- Where can I find the annual accounts of DOCTEUR MICHEL?
- DOCTEUR MICHEL filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DOCTEUR MICHEL due?
- DOCTEUR MICHEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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