DOCTEUR LINGIER PIERRE
ActiveDOCTEUR LINGIER PIERRE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €15k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 3.57 in 2024; short-term debt: 32.8% and cash: 21.6% of total assets), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
33.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-05-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
31 d late
2022
26 d late
2021
30 d late
2020
31 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 18.3%
2024 · €37k
2018: €14k
2019: €15k
2020: €15k
2021: €15k
2022: €14k
2023: €39k
2024: €37k
2018 → 2025
Total assets
€45k▼ 9.9%
2024 · €50k
2018: €46k
2019: €53k
2020: €43k
2021: €55k
2022: €70k
2023: €45k
2024: €50k
2018 → 2025
Net result
€15k▼ 30.3%
2024 · €22k
2018: €20k
2019: €23k
2020: €14k
2021: €27k
2022: €48k
2023: €24k
2024: €22k
2018 → 2025
Working capital
€25k▼ 25.6%
2024 · €33k
2018: €15k
2019: €15k
2020: €15k
2021: €15k
2022: €9k
2023: €34k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€14k▼ 0.7%€39k▲ 168%€37k▼ 5.4%€30k▼ 18.3%
Operating result€37k-€57k▲ 54.9%€33k▼ 42.4%€29k▼ 9.9%€21k▼ 29.6%
Net result€27k-€48k▲ 79.6%€24k▼ 49.2%€22k▼ 9.9%€15k▼ 30.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€5k▲ 50.7%
Current assets
€40k▼ 14.6%
Equity and liabilities €45k
Equity
€30k▼ 18.3%
Debt
€15k▲ 13.4%
The debt ratio rises from 26.5% to 33.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €31k
Cash flow
€16k▼
2024 · €24k
Solvency
66.6%▼
2024 · 73.5%
Current ratio
2.68▼
2024 · 3.57
Quick ratio
2.68▼
2024 · 3.57
Debt / equity
0.50▲
2024 · 0.36
ROE
50.9%▼
2024 · 59.7%
ROA
33.9%▼
2024 · 43.8%
Interest coverage
98.09▼
2024 · 171.22
Debt
€15k▲
2024 · €13k
Debt ≤ 1 year
€15k▲
2024 · €13k
Income taxes
€5k▼
2024 · €7k
Staff costs
€23k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€45k▼
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€500€374▼
Furniture and vehicles24€172€3k▲
Other tangible fixed assets26€3k€3k▼
Current assets29/58€46k€40k▼
Amounts receivable within one year40/41€15k€29k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€29k€10k▼
Deferred charges and accrued income490/1€2k€375▼
Equity and liabilities
Total equity and liabilities10/49€50k€45k▼
Equity10/15€37k€30k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€16k▼
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€13k€15k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€737€2k▲
Suppliers440/4€737€2k▲
Taxes, remuneration and social security45€5k€5k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€256€256=
Income statement
Code20242025
Remuneration, social security and pensions62€23k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€384€686▲
Gross operating margin9900€55k€46k▼
Operating profit (loss)9901€29k€21k▼
Financial charges65/66B€182€224▲
Recurring financial charges65€182€224▲
Profit (loss) for the period before taxes9903€29k€21k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€22k€15k▼
Profit (loss) for the period to be appropriated9905€22k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€38k▼
Profit (loss) brought forward from the previous period14P€25k€22k▼
Profit to be distributed694/7€24k€22k▼
Return on contributions (dividend)694€24k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Liquidity times 6current ratio 6.46
Current ratio from 1.17 to 6.46; short-term debt falls from €56k to €6k.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
30-09
Financial
Highest result since 2018net €48k ▲79.6%
Operating result €57k, net result €48k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
Financial
Weakest financial yearnet €14k ▼38%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 289 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Dury (Emile) 1881410 Waterloo1 establishment unit
Rue Dury (Emile) 188, 1410 Waterloo
since 20122.209.597.345
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Of 16,621 companies in sector 86220 we hold annual accounts for 7,972. 3,989 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2012
Fiscal year end30-09
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.