Docteur D. BOURSEAU
ActiveDocteur D. BOURSEAU has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €582k and a net result of €75k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.76 against 3.64 in 2024; short-term debt: 19.6% and cash: 14.7% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
10.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d early
2023
20 d early
2022
9 d early
2021
3 d early
2020
32 d early
2019
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€582k▲ 14.9%
2024 · €507k
2018: €435k
2019: €496k
2020: €573k
2021: €674k
2022: €747k
2023: €420k
2024: €507k
2018 → 2025
Total assets
€737k▲ 5.9%
2024 · €696k
2018: €458k
2019: €528k
2020: €596k
2021: €736k
2022: €787k
2023: €689k
2024: €696k
2018 → 2025
Net result
€75k▼ 13.0%
2024 · €87k
2018: €78k
2019: €79k
2020: €80k
2021: €133k
2022: €73k
2023: €76k
2024: €87k
2018 → 2025
Working capital
€544k▲ 18.8%
2024 · €458k
2018: €414k
2019: €481k
2020: €559k
2021: €666k
2022: €746k
2023: €358k
2024: €458k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€674k-€747k▲ 10.8%€420k▼ 43.8%€507k▲ 20.6%€582k▲ 14.9%
Operating result€192k-€142k▼ 25.8%€87k▼ 39.0%€116k▲ 34.0%€113k▼ 2.7%
Net result€133k-€73k▼ 45.1%€76k▲ 3.4%€87k▲ 14.5%€75k▼ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €737k
Fixed assets
€49k▼ 24.7%
Current assets
€689k▲ 9.1%
Equity and liabilities €737k
Equity
€582k▲ 14.9%
Debt
€155k▼ 18.0%
The debt ratio falls from 27.2% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129k▼
2024 · €132k
Cash flow
€91k▼
2024 · €102k
Solvency
79.0%▲
2024 · 72.8%
Current ratio
4.76▲
2024 · 3.64
Quick ratio
4.76▲
2024 · 3.64
Debt / equity
0.27▼
2024 · 0.37
ROE
12.9%▼
2024 · 17.1%
ROA
10.2%▼
2024 · 12.4%
Interest coverage
11.02▼
2024 · 60.64
Debt
€155k▼
2024 · €189k
Debt ≤ 1 year
€145k▼
2024 · €174k
Income taxes
€31k▼
2024 · €31k
Staff costs
€63k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€696k€737k▲
Fixed assets21/28€65k€49k▼
Tangible fixed assets22/27€64k€49k▼
Furniture and vehicles24€57k€42k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€190€190=
Current assets29/58€631k€689k▲
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€196€508▲
Other amounts receivable41€5k€10k▲
Current investments50/53€563k€563k▲
Cash at bank and in hand54/58€55k€108k▲
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€696k€737k▲
Equity10/15€507k€582k▲
Contributions10/11€83k€83k=
Reserves13€424k€500k▲
Distributable reserves133€424k€500k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€189k€155k▼
Amounts payable within one year42/48€174k€145k▼
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€4k€784▼
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€158k€125k▼
Accrued charges and deferred income492/3€16k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€59k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€195k€194k▼
Operating profit (loss)9901€116k€113k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Non-recurring financial income76B€0-
Financial charges65/66B€2k€12k▲
Recurring financial charges65€2k€12k▲
Profit (loss) for the period before taxes9903€118k€106k▼
Income taxes67/77€31k€31k▼
Profit (loss) for the period9904€87k€75k▼
Profit (loss) for the period to be appropriated9905€87k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€75k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€87k€75k▼
To other reserves6921€87k€75k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €500kEq €507k ▲20.6%
7 profitable years in a row build equity to €507k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €73k ▼45.1%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €133k ▲67.5%
Operating result €192k, net result €133k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500kEq €573k ▲15.4%
3 profitable years in a row build equity to €573k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Wagner 634100 SeraingGround area
2,267 m²
Building footprint
196 m²
Volume, LiDAR
1,332 m³
Parcel 62019B0532/00K000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Wagner 63, 4100 Seraing
since 20052.209.518.854
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019B0532/00K000 | Wallonia | 2,267 m² | 1 · 196 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755001YCS3HNS3OEN72
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DR. D'hOORE POL
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,762 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2005
Fiscal year end30-09
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.