Docteur Charlotte Mauclet
ActiveThe computed 12-month bankruptcy probability of Docteur Charlotte Mauclet is 2.6% (moderate). The 2025 annual accounts show equity of €301k and a net result of €110k. Equity is growing by ~52.1% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 9.54 against 2.77 in 2024; short-term debt: 8.5% and cash: 54.9% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
63 d early
2024
23 d early
2023
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€301k▲ 58.1%
2024 · €190k
2023: €102k
2024: €190k
2023 → 2025
Total assets
€329k▲ 28.3%
2024 · €256k
2023: €179k
2024: €256k
2023 → 2025
Net result
€110k▲ 25.8%
2024 · €88k
2023: €99k
2024: €88k
2023 → 2025
Working capital
€239k▲ 105%
2024 · €116k
2023: €19k
2024: €116k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€190k▲ 85.7%€301k▲ 58.1%
Operating result€127k-€112k▼ 11.7%€143k▲ 27.2%
Net result€99k-€88k▼ 11.7%€110k▲ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€62k▼ 15.8%
Current assets
€266k▲ 46.2%
Equity and liabilities €329k
Equity
€301k▲ 58.1%
Debt
€28k▼ 57.6%
The debt ratio falls from 25.7% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€156k▲
2024 · €125k
Cash flow
€124k▲
2024 · €100k
Solvency
91.5%▲
2024 · 74.3%
Current ratio
9.54▲
2024 · 2.77
Quick ratio
9.54▲
2024 · 2.77
Debt / equity
0.09▼
2024 · 0.35
ROE
36.7%▼
2024 · 46.2%
ROA
33.6%▼
2024 · 34.3%
Interest coverage
418.96▼
2024 · 1342.18
Debt
€28k▼
2024 · €66k
Debt ≤ 1 year
€28k▼
2024 · €66k
Income taxes
€32k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€329k▲
Fixed assets21/28€74k€62k▼
Intangible fixed assets21€66k€58k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€285€111▼
Furniture and vehicles24€6k€2k▼
Other tangible fixed assets26€2k€2k▲
Current assets29/58€182k€266k▲
Amounts receivable within one year40/41€2k-
Other amounts receivable41€2k-
Current investments50/53-€4k
Cash at bank and in hand54/58€114k€181k▲
Deferred charges and accrued income490/1€67k€82k▲
Equity and liabilities
Total equity and liabilities10/49€256k€329k▲
Equity10/15€190k€301k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€187k€298k▲
Amounts payable17/49€66k€28k▼
Amounts payable within one year42/48€66k€28k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3-€3k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€61k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€236€184▼
Gross operating margin9900€125k€156k▲
Operating profit (loss)9901€112k€143k▲
Financial income75/76B-€100
Recurring financial income75-€100
Financial charges65/66B€93€372▲
Recurring financial charges65€93€372▲
Profit (loss) for the period before taxes9903€112k€142k▲
Income taxes67/77€24k€32k▲
Profit (loss) for the period9904€88k€110k▲
Profit (loss) for the period to be appropriated9905€88k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€187k€298k▲
Profit (loss) brought forward from the previous period14P€99k€187k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €110k ▲25.8%
Operating result €143k, net result €110k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 9.54
Current ratio from 2.77 to 9.54; short-term debt falls from €66k to €28k.
31-12
Financial
Equity above €200kEq €301k ▲58.1%
3 profitable years in a row build equity to €301k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €88k ▼11.7%
Net result drops to €88k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.77
Current ratio from 1.26 to 2.77; short-term debt falls from €75k to €66k.
31-12
Financial
Equity above €150kEq €190k ▲85.7%
2 profitable years in a row build equity to €190k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Fusillés 131490 Court-Saint-EtienneGround area
481 m²
Building footprint
60 m²
Volume, LiDAR
538 m³
Parcel 25023H0079/00E011, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Docteur Charlotte Mauclet
since 20232.344.668.756
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0079/00E011 | Wallonia | 481 m² | 1 · 60 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.