DOCSAM
ActiveSummary
The computed 12-month bankruptcy probability of DOCSAM is 1.8% (moderate). The 2024 annual accounts show equity of €789,980 and a net result of €54,751. Equity is growing by ~8.9% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability72=
Solvency66▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days only on tighter terms
Liquidity ample (current ratio 76.82 against 23.31 in 2023; short-term debt: 0.2% and cash: 0% of total assets), but 58.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 151 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline28-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 29-04-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
1 d early
2023
on the day
2022
33 d early
2021
39 d early
2020
37 d early
2019
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€54,751▲ 3.1%
2023 · €53,119
Working capital
€311,076▲ 0.5%
2023 · €309,535
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€60,909▲ 10.8%€2,144▼ 96.5%€79,402▲ 3,604%€114,792▲ 44.6%€109,094▼ 5.0%
Net result€116,718▲ 451%-€14,527€92,174€53,119▼ 42.4%€54,751▲ 3.1%
Equity€604,463▲ 23.9%€589,936▼ 2.4%€682,110▲ 15.6%€735,229▲ 7.8%€789,980▲ 7.4%
Total assets€736,025▲ 21.4%€1.3m▲ 83.2%€1.5m▲ 12.1%€1.9m▲ 28.3%€1.9m▼ 1.1%
Debt€81,562▲ 18.9%€708,207▲ 768%€778,495▲ 9.9%€1.2m▲ 48.1%€1.1m▼ 6.6%
Working capital€273,308▼ 22.0%€241,827▼ 11.5%€257,698▲ 6.6%€309,535▲ 20.1%€311,076▲ 0.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.6m ▼ 0.8%
Current assets
€315,178 ▼ 2.5%
Equity and liabilities €1.9m
Equity
€789,980 ▲ 7.4%
Provisions
€50,000 =
Debt
€1.1m ▼ 6.6%
Debt's share of the balance-sheet total falls from 59.5% to 56.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€232,960▲
2023 · €187,442
Cash flow
€178,617▲
2023 · €125,769
Current ratio
76.82▲
2023 · 23.31
Debt to equity
1.36▼
2023 · 1.57
ROE
6.9%▼
2023 · 7.2%
ROA
2.9%▲
2023 · 2.7%
Interest coverage
11.11▲
2023 · 9.88
Debt ≤ 1 year
€4,103▼
2023 · €13,873
Debt > 1 year
€1.0m▼
2023 · €1.1m
Income taxes
€33,378▼
2023 · €42,710
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €1,519 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,358 | €115,027 | €102,125 | €72,650 | €123,866 | ▲ 70.5% |
| Other operating charges640/8 | - | - | €3,354 | €2,775 | €7,614 | ▲ 174% |
| Gross operating margin9900 | €89,508 | €128,999 | €186,399 | €190,217 | €240,574 | ▲ 26.5% |
| Operating profit (loss)9901 | €60,909 | €2,144 | €79,402 | €114,792 | €109,094 | ▼ 5.0% |
| Recurring financial income75 | €74,042 | - | - | - | - | - |
| Financial charges65/66B | - | - | €5,748 | €18,962 | €20,964 | ▲ 10.6% |
| Recurring financial charges65 | €233 | €5,466 | €5,748 | €18,962 | €20,964 | ▲ 10.6% |
| Profit (loss) for the period before taxes9903 | €134,718 | -€3,322 | €73,654 | €95,829 | €88,130 | ▼ 8.0% |
| Income taxes67/77 | €18,000 | €11,205 | -€18,520 | €42,710 | €33,378 | ▼ 21.8% |
| Profit (loss) for the period9904 | €116,718 | -€14,527 | €92,174 | €53,119 | €54,751 | ▲ 3.1% |
| Profit (loss) for the period to be appropriated9905 | €116,718 | -€14,527 | €92,174 | €53,119 | €54,751 | ▲ 3.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €736,025 | €1.3m | €1.5m | €1.9m | €1.9m | ▼ 1.1% |
| Fixed assets21/28 | €381,154 | €1.1m | €1.2m | €1.6m | €1.6m | ▼ 0.8% |
| Tangible fixed assets22/27 | €190,932 | €867,187 | €1.0m | €1.4m | €1.4m | ▼ 0.9% |
| Land and buildings22 | - | - | €673,370 | €653,633 | €633,896 | ▼ 3.0% |
| Plant, machinery and equipment23 | - | - | €319,400 | €758,697 | €750,680 | ▼ 1.1% |
| Furniture and vehicles24 | - | - | €19,016 | €12,395 | €27,163 | ▲ 119% |
| Financial fixed assets28 | €190,222 | €190,222 | €190,222 | €190,222 | €190,222 | = |
| Current assets29/58 | €354,871 | €290,734 | €308,597 | €323,408 | €315,178 | ▼ 2.5% |
| Amounts receivable within one year40/41 | €342,532 | €290,032 | €308,032 | €315,047 | €315,047 | = |
| Trade receivables40 | - | - | €308,032 | €315,047 | €315,047 | = |
| Cash at bank and in hand54/58 | €12,339 | €702 | €565 | €8,361 | €132 | ▼ 98.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €736,025 | €1.3m | €1.5m | €1.9m | €1.9m | ▼ 1.1% |
| Equity10/15 | €604,463 | €589,936 | €682,110 | €735,229 | €789,980 | ▲ 7.4% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Share premium1100/10 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | €18,600 | - | - | - |
| Reserves13 | €29,069 | €10,469 | €10,469 | €10,469 | €10,469 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | €8,609 | €8,609 | €8,609 | = |
| Profit (loss) carried forward14 | €575,394 | €560,867 | €653,041 | €706,160 | €760,912 | ▲ 7.8% |
| Provisions and deferred taxes16 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Provisions for liabilities and charges160/5 | - | - | €50,000 | €50,000 | €50,000 | = |
| Other liabilities and charges164/5 | - | - | €50,000 | €50,000 | €50,000 | = |
| Amounts payable17/49 | €81,562 | €708,207 | €778,495 | €1.2m | €1.1m | ▼ 6.6% |
| Amounts payable after more than one year17 | - | €659,300 | €667,596 | €1.1m | €1.0m | ▼ 6.1% |
| Financial debts170/4 | - | - | €667,596 | €1.1m | €1.0m | ▼ 6.1% |
| Amounts payable within one year42/48 | €81,562 | €48,907 | €50,899 | €13,873 | €4,103 | ▼ 70.4% |
| Trade debts44 | €3,303 | €3,303 | €3,303 | €3,303 | €3,303 | = |
| Suppliers440/4 | - | - | €3,303 | €3,303 | €3,303 | = |
| Other amounts payable47/48 | - | - | €47,596 | €10,570 | €800 | ▼ 92.4% |
| Accrued charges and deferred income492/3 | - | - | €60,000 | €60,000 | €60,000 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €116,718 | -€14,527 | €92,174 | €53,119 | €54,751 | ▲ 3.1% |
| + Depreciation and write-downs630 | €14,358 | €115,027 | €102,125 | €72,650 | €123,866 | ▲ 70.5% |
| Operating cash flow (approximation) | €131,076 | €100,500 | €194,299 | €125,769 | €178,617 | ▲ 42.0% |
| Investment in fixed assets (approximation) | - | -€791,281 | -€246,723 | -€485,590 | -€110,879 | ▲ 77.2% |
| Change in cash | - | -€11,637 | -€136 | €7,796 | -€8,230 | ▼ 206% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Liquidity triplescurrent ratio 76.82
Current ratio from 23.31 to 76.82; short-term debt falls from €13,873 to €4,103.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Liquidity quadruplescurrent ratio 23.31
Current ratio from 6.06 to 23.31; short-term debt falls from €50,899 to €13,873.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Back to profitnet €92,174
Net result €92,174 after one loss-making year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Weakest financial yearnet -€14,527
Net result drops to -€14,527, the lowest in the series; recovery starts the following year.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Highest result since 2018net €116,718 ▲451%
Net result €116,718, the highest in the series.
30-09
Financial
Equity above €500,000Eq €604,463 ▲23.9%
3 profitable years in a row build equity to €604,463.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
12-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
07-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
Ground area
250 m²
Building footprint
118 m²
Volume, LiDAR
1,077 m³
Parcel 21302A0052/00R024, Brussels · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0052/00R024 | Brussels | 250 m² | 1 · 118 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-05-2008
Fiscal year end30-09
E-invoicing
Reachable via Peppol
Peppol ID
0208:0898044014
Also
9925:BE0898044014
Registered
23-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.