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DOCK

Active
Private limited companyfounded 2024active for 1 yearRue du Pot d'Etain(TOU) 10, 7500 Tournai, BelgiumKBO/BCE: BE 1015.880.406
Summary

The computed 12-month bankruptcy probability of DOCK is 3.1% (moderate). The 2025 annual accounts show equity of €3,690 and a net result of €690. Its solvency ranks better than 29% of 16,925 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
2 sites
Size
€458,960turnover 2025
Staff
≈ 2 FTE, estimated
Equity
€3,690
Profit
€690
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Structure
2025 accounts filed 4 days late
Why 50raises riskFounded in 2024Sector: Food and beverage service activities (NACE 56)Size: turnover €458,960, total assets €82,628lowers riskLiquidity: current ratio 0.64, cash €44,421Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 56, micro)
Financial strength
Average
Solvency 29
equity 4.5% of total assets
Liquidity 50
short-term debt 95.5% · cash 53.8%
Profitability 55
return on assets 0.8%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,772 companies, NACE 56, micro)
Last 24 months 12-2025: 4.4% 01-2026: 4.5%▲ +0.1 percentage points vs 12-2025 02-2026: 5.0%▲ +0.5 percentage points vs 01-2026 03-2026: 5.1%▲ +0.1 percentage points vs 02-2026 04-2026: 5.1%● unchanged vs 03-2026 05-2026: 5.5%▲ +0.4 percentage points vs 04-2026 06-2026: 6.0%▲ +0.5 percentage points vs 05-2026highest value 07-2026: 6.0%● unchanged vs 06-2026 08-2026: 5.8%▼ -0.2 percentage points vs 07-2026 09-2026: 2.9%▼ -2.9 percentage points vs 08-2026lowest value 10-2026: 3.1%▲ +0.2 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 29% on solvency, 49% on liquidity and 38% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.64, cash €44,421
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: turnover €458,960, total assets €82,628
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
4 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: EL MAKDESSI Charbel ibrahim (director)Resignation: DEMETS Cédric johnny (director)…
  3. IncorporationAppointments: EL MAKDESSI Charbel Ibrahim…

Financials · financial year 2025, micro format

2025 annual accounts filed late (4 days) Filed on 4 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00378506.

Turnover
€458,960
EBIT margin
0.2%
Net result
€690
Working capital
-€28,553
Balance-sheet composition
Assets €82,628
Fixed assets €32,243
Current assets €50,385
Equity and liabilities €82,628
Equity €3,690
Debt €78,938
Debt finances 95.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€5,366
Cash flow
€5,076
Current ratio
0.64
Quick ratio
0.56
Debt to equity
21.39
ROE
18.7%
ROA
0.8%
Interest coverage
45.57
Debt ≤ 1 year
€78,938
Income taxes
€172
Staff costs
€76,183

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96.9% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
96.9% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€82,628
Fixed assets21/28€32,243
Intangible fixed assets21€2,400
Tangible fixed assets22/27€19,575
Plant, machinery and equipment23€5,261
Furniture and vehicles24€14,314
Financial fixed assets28€10,268
Current assets29/58€50,385
Stocks and contracts in progress3€5,933
Stocks30/36€5,933
Cash at bank and in hand54/58€44,421
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€82,628
Equity10/15€3,690
Contributions10/11€3,000
Profit (loss) carried forward14€690
Amounts payable17/49€78,938
Amounts payable within one year42/48€78,938
Trade debts44€21,736
Suppliers440/4€21,736
Taxes, remuneration and social security45€57,035
Taxes450/3€35,456
Remuneration and social security454/9€21,580
Other amounts payable47/48€167
Income statement Code2025
Turnover70€458,960
Goods, raw materials, services and sundry goods60/61€375,844
Remuneration, social security and pensions62€76,183
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,386
Other operating charges640/8€3,072
Non-recurring operating charges66A€63
Gross operating margin9900€84,686
Operating profit (loss)9901€980
Financial charges65/66B€118
Recurring financial charges65€118
Profit (loss) for the period before taxes9903€862
Income taxes67/77€172
Profit (loss) for the period9904€690
Profit (loss) for the period to be appropriated9905€690
Appropriation of the result
Profit (loss) to be appropriated9906€690

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€458,960
Goods, raw materials, services and sundry goods60/61€375,844
Remuneration, social security and pensions62€76,183
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,386
Other operating charges640/8€3,072
Non-recurring operating charges66A€63
Gross operating margin9900€84,686
Operating profit (loss)9901€980
Financial charges65/66B€118
Recurring financial charges65€118
Profit (loss) for the period before taxes9903€862
Income taxes67/77€172
Profit (loss) for the period9904€690
Profit (loss) for the period to be appropriated9905€690
Line2025
Assets
Total assets20/58€82,628
Fixed assets21/28€32,243
Intangible fixed assets21€2,400
Tangible fixed assets22/27€19,575
Plant, machinery and equipment23€5,261
Furniture and vehicles24€14,314
Financial fixed assets28€10,268
Current assets29/58€50,385
Stocks and contracts in progress3€5,933
Stocks30/36€5,933
Cash at bank and in hand54/58€44,421
Deferred charges and accrued income490/1€30
Equity and liabilities
Total equity and liabilities10/49€82,628
Equity10/15€3,690
Contributions10/11€3,000
Profit (loss) carried forward14€690
Amounts payable17/49€78,938
Amounts payable within one year42/48€78,938
Trade debts44€21,736
Suppliers440/4€21,736
Taxes, remuneration and social security45€57,035
Taxes450/3€35,456
Remuneration and social security454/9€21,580
Other amounts payable47/48€167
Line2025
Profit (loss) for the period9904€690
+ Depreciation and write-downs630€4,386
Operating cash flow (approximation)€5,076

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 04-08-2026 2026-00378506

Similar companies · same sector, comparable size

Of the 13,714 active companies whose main activity is cafés and bars (NACE 56301), figures are known for 5,119. 2,617 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025
EL MAKDESSI Charbel Ibrahim
Director · since 07-11-2024
Current
ETER Issam
Director (not named in the articles) · since 07-11-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

3 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
EL MAKDESSI Charbel Ibrahim
  • Director (not named in the articles), from 07-11-2024 to date
ETER Issam
  • Director (not named in the articles), from 07-11-2024 to date
DEMETS Cédric Johnny
  • Director (not named in the articles), from 07-11-2024 to 30-06-2025
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-11-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-11-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

DOCK was incorporated on 5 November 2024 as a private limited company by three natural persons, with a starting capital of €3,000.12 The board currently has 2 members; 2 of them have served since 2024.3 The company has filed annual accounts once, for financial year 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-11-2024
  3. 3Belgian Official Gazette, 06-10-2025
  4. 4National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
04-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 4 days late
2025
06-10
Gazette deed Appointment: EL MAKDESSI Charbel ibrahim (director)
Resignation: DEMETS Cédric johnny (director) · Shareholding · Power of attorney8 facts ▸
  • General meeting, 30-06-2025
  • Shareholding, “actions”, 0 (deed in French)
  • Shareholding, “actions”, 95 (deed in French)
  • Shareholding, “actions”, 5 (deed in French)
  • Power of attorney
  • Director appointment, EL MAKDESSI Charbel ibrahim (director)
  • Director resignation, DEMETS Cédric johnny (director)
  • Director discharge, DEMETS Cédric johnny (director)
2024
07-11
Gazette deed Incorporation
Appointments: EL MAKDESSI Charbel Ibrahim, DEMETS Cédric Johnny and ETER Issam · Permanent representative: Cédric DESMETS · Founder12 facts ▸
  • Founder, EL MAKDESSI Charbel Ibrahim (comparant)
  • Founder, DEMETS Cédric Johnny (comparant)
  • Founder, ETER Issam (comparant)
  • Incorporation, “DOCK” (deed in French)
  • Founding capital, €3,000
  • Bank account, “Fintro, société en formation” (deed in French)
  • Capital
  • Director appointment, EL MAKDESSI Charbel Ibrahim (director (not named in the articles))
  • Director appointment, DEMETS Cédric Johnny (director (not named in the articles))
  • Director appointment, ETER Issam (director (not named in the articles))
  • Permanent representative, Cédric DESMETS (représentant permanent de la société)
  • Pre-incorporation commitments, “takeover, engagements souscrits au nom de la société en formation” (deed in French)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded05-11-2024
Financial year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Contact
E-mail sprl.dock@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015880406
Registered 05-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Tournaiunit no. 2.325.193.235
1 permission
Drankgelegenheid · since 02-04-2025
Tournaiunit no. 2.366.441.197
1 permission
Drankgelegenheid · since 30-11-2024

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2022
registered office establishment All 2 establishment units on the map
Ground area
219 m²
Building footprint
154 m²
Building volume
1,735 m³
2 parcels, Wallonia · tallest building 14.1 m. Linked by address, not a title deed.
2 establishment units
O Rhum
Quai du Marché au Poisson(TOU) 16, 7500 TournaiCafés and bars
since 2022unit no. 2.325.193.235
O DOCK
Quai du Marché au Poisson(TOU) 15, 7500 TournaiCafés and bars
since 2024unit no. 2.366.441.197
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
57081F0420/00A000
ProtectedMonumentLes façades, les charpentes et les toitures de l'immeuble sis quai Marché-aux-Poissons n°14 à TournaiSource ↗
Wallonia 123 m² 2 · 105 m² 14.1 m · 4
57081F0421/00_000
ProtectedMonumentLes façades, les charpentes et les toitures de l'immeuble sis quai Marché-aux-Poissons n°15 à TournaiSource ↗
Wallonia 97 m² 1 · 49 m² 12.4 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.
2 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DOCK
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, établir ou supprimer sièges administratifs,agences,succursales en Belgique et à l'étranger par simple décision de l'organe…” (deed in French)

deed of 07-11-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Les délibérations de l'organe d'administration sont consignées dans un registre spécial. Les procèsverbaux sont signés par les…”
Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 07-11-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Monday of June at 18:00

deed of 07-11-2024

Oversight and winding up

Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Pouvoirs et rémunération, simple majorité des voix” (deed in French)

deed of 07-11-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Délibérations de l'organe d'administration, produire en justice ou ailleurs” (deed in French)
Liquidation distribution: “Existence d'actions non entièrement libérées, apurement dettes,charges et frais ou consignation des montants nécessaires” (deed in French)
3 more provisions in the deed, see the deed of 07-11-2024

deed of 07-11-2024