DOCISAVER
ActiveSummary
DOCISAVER has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,128 and a net result of €41,128. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €46,128
- Profit
- €41,128
Why 88raises riskFounded in 2024lowers riskSize: total assets €114,681Liquidity: current ratio 1.48, cash €78,295Figures for financial year 2025 (filed 23-06-2026)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 39% on solvency, 65% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VERGARI Isabelle (administrateurnonstatutaire) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,467 |
| Other operating charges640/8 | €853 |
| Gross operating margin9900 | €60,209 |
| Operating profit (loss)9901 | €55,889 |
| Financial charges65/66B | €263 |
| Recurring financial charges65 | €263 |
| Profit (loss) for the period before taxes9903 | €55,626 |
| Income taxes67/77 | €14,498 |
| Profit (loss) for the period9904 | €41,128 |
| Profit (loss) for the period to be appropriated9905 | €41,128 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €114,681 | |
| Fixed assets21/28 | €13,533 | |
| Tangible fixed assets22/27 | €13,533 | |
| Plant, machinery and equipment23 | €13,200 | |
| Furniture and vehicles24 | €333 | |
| Current assets29/58 | €101,147 | |
| Amounts receivable within one year40/41 | €219 | |
| Trade receivables40 | €219 | |
| Cash at bank and in hand54/58 | €78,295 | |
| Deferred charges and accrued income490/1 | €22,633 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €114,681 | |
| Equity10/15 | €46,128 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €41,128 | |
| Amounts payable17/49 | €68,553 | |
| Amounts payable within one year42/48 | €68,553 | |
| Trade debts44 | €1,673 | |
| Suppliers440/4 | €1,673 | |
| Taxes, remuneration and social security45 | €14,498 | |
| Taxes450/3 | €14,498 | |
| Other amounts payable47/48 | €52,381 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €41,128 |
| + Depreciation and write-downs630 | €3,467 |
| Operating cash flow (approximation) | €44,594 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 23-06-2026 | 2026-00186784 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VERGARI Isabelle |
|
Owners and capital
Capital and shareholders
- VERGARI Isabelle 120 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 30-12-2024 Incorporation · €5,000 · 120 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
30-12
Gazette deed
IncorporationAppointment: VERGARI Isabelle (administrateurnonstatutaire) · Registered office clause · Pre-incorporation commitments12 facts ▸
- Other provision, “entrée-en-vigueur-décisions-finales, neprendronteffetqu'àdaterdudépôtgreffed'uneexpéditionacteconstitutifconformémentloi” (deed in French)
- Registered office clause, “7032Mons(Spiennes),ChausséedeBeaumont,numéro188” (deed in French)
- Director appointment, VERGARI Isabelle (administrateurnonstatutaire)
- Pre-incorporation commitments, “takeover, tousengagementsetobligationsquienrésultentettoutesactivitésentreprisesparcomparanteaunometpourcomptesociétéenformation” (deed in French)
- Other provision, “frais-constitution-informations”, 1392.74 (deed in French)
- Power of attorney, Christophe CAUCHIES
- Other provision, “mention-légale-intérêts-contradictoires, notaireaattiréattentionexistenceintérêtscontradictoiresouengagementsdisproportionnés,loisiblechacunedédésignerunautreno…” (deed in French)
- Founder, VERGARI Isabelle (comparante)
- Incorporation, 26-12-2024
- Founding capital, €5,000
- Registered office clause, “7032 Mons (Spiennes), Chaussée de Beaumont, numéro 188” (deed in French)
- Shareholding, 26-12-2024, 120
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53405C0200/00D000indicative | Wallonia | 2,647 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “En assurant la gestion d'un centre médical ou d'un cabinet médical, en ce compris l'acquisition, la location et l'entretien du matériel…” (deed in French)
9 activities (deed in French)
- En assurant la gestion d'un centre médical ou d'un cabinet médical, en ce compris l'acquisition, la location et l'entretien du matériel médical et des biens d'équipement, la facturation et la perception d'honoraires médicaux, la mise à disposition de tout ce qui est nécessaire à la pratique de l'art de guérir
- En permettant la création, la construction, la location, l'acquisition, l'organisation et le fonctionnement d'un cabinet médical ou d'un centre médical de nature à faciliter l'exercice de la profession de médecin
- En assurant la défense des intérêts professionnels, moraux et matériels des médecins travaillant dans le cadre de la société
- Favoriser la recherche scientifique en organisant des activités de recyclage et en nouant des contacts avec tous les organismes poursuivant les mêmes buts
- Conseil, consultance, enseignement et formation des diverses matières relative à l’exercice de la médecine ainsi que gestion administrative des soins de santé
- Toutes opérations mobilières ou immobilières en relation avec objet ou facilitant sa réalisation, y compris achat ou location biens immeubles meubles matériel médical ou non, engagement personnel administratif soignant pratiquant
- Si unipersonnelle et associée, exercer fonctions de liquidateur dans d’autres sociétés par associé médecin, avec assistance médecin inscrit Tableau pour matières médicales vie privée dossiers secret
- Être administrateur d’une autre société professionnelle de médecins pour affaires non-médicales exclusivement
- Constitution, gestion et valorisation patrimoine mobilier et immobilier à titre accessoire, achat vente location mise en location construction sens large
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DOCISAVER
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, un ou plusieurs administrateurs” (deed in French)“1” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Article 10, statuts et contrat au Conseil provincial duquel ils ressortent” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission nouvelles actions, Article 7” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed