Losses
-€13,708 in 20 years
Every financial year from 2006 to 2025 closed with a loss. 2025 was the heaviest.
DOBBELAERE CONSTRUCT
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak -€141 (2009)
-€1,700▼ €1,228
lowest -€2,099 (2025)
-€2,099▼ €1,362
peak €17,811 (2006)
€4,303▼ 38.9%
€0▼ 100%
Board1 name since 2021
-
Owners
Documentsfilings and deeds
30-07-20261 day before the deadline
2025financial year
Gross margin from -€472 to -€1,700Loss of €2,099Equity from €7,039 to €4,303Debts from €126 to €0Cash from €318 to €133
Key points
from the 2025 annual accountsPayment terms
0 days to suppliers
DOBBELAERE CONSTRUCT pays its suppliers 97 days earlier than in 2024.
Filings
28 annual accounts since 1998
Four of the last ten came late. The 2019 accounts came latest: 11 days after the end of the period.
Checked score
86
Excellent
Financially stronger than 43% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €2,099, the second in a row (financial year 2025)
Liquidity: cash €133, halved
lowers risk
Size: total assets €4,303
Figures for financial year 2025 (filed on 04-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 63% on liquidity, 4% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as DOBBELAERE CONSTRUCT has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DOBBELAERE CONSTRUCT itself is lower: 0.3% within 12 months. It rests on far more data about DOBBELAERE CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for DOBBELAERE CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day late
2023
1 day early
2022
7 days early
2021
1 day early
2020
10 days late
2019
11 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointment: Pascal Dobbelaere (managing director)
General meeting of 30-06-2020 · Gazette deed
First establishment
DOBBELAERE CONSTRUCT NV, Oostendelaan 5, Koksijde
Incorporation
published on 31-05-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DOBBELAERE CONSTRUCT Koksijde | €4,303 | -€1,700 | 100.0% | - |
| NEW VILLAGE PARK Deinze | €4,302 | -€2,496 | 79.2% | - |
| J.M.F. CONSEILS Waterloo | €3,298 | -€1,078 | -14118.5% | - |
| EMPECON Pelt | €4,913 | -€7,520 | -1144.0% | - |
| VERMEULEN R. & C° Wichelen | €1,968 | -€1,040 | -2993.3% | - |
| HERI-BATI Châtelet | €2,519 | -€5,633 | -1740.1% | - |
| VAUSORT Jardin Hamois | €8,874 | -€71 | -32.9% | - |
These companies have the same main activity as DOBBELAERE CONSTRUCT: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1,970 and €8,870, founded between 1990 and 2007.
Official details
Source: KBO- Status
- Active since 20-05-1997Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.082.089.7568670 Koksijde, since 02-06-1997
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €4,303▼ 39.9%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on DOBBELAERE CONSTRUCT
The gross margin has fallen every year since 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DOBBELAERE CONSTRUCT
- What is the company number of DOBBELAERE CONSTRUCT?
- The company number of DOBBELAERE CONSTRUCT is 0460.686.751. The VAT number is the same number with BE in front: BE 0460.686.751.
- Where is DOBBELAERE CONSTRUCT based?
- The registered office is at Oostendelaan 5, 8670 Koksijde.Company details
- What does DOBBELAERE CONSTRUCT do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of DOBBELAERE CONSTRUCT?
- DOBBELAERE CONSTRUCT is a public limited company (NV).
- When was DOBBELAERE CONSTRUCT founded?
- DOBBELAERE CONSTRUCT was founded on 20-05-1997.
- Is DOBBELAERE CONSTRUCT still active?
- Yes, DOBBELAERE CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of DOBBELAERE CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is DOBBELAERE CONSTRUCT profitable?
- In financial year 2025, DOBBELAERE CONSTRUCT made a loss of €2,099.
- Where can I find the annual accounts of DOBBELAERE CONSTRUCT?
- DOBBELAERE CONSTRUCT filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DOBBELAERE CONSTRUCT due?
- DOBBELAERE CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.