Summary
DNS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €729k and a net result of €50k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 41% of 8023 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
29 d late
2023
27 d late
2022
12 d early
2021
31 d late
2020
51 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€729k▲ 7.4%
2024 · €679k
2018: €423k
2019: €493k
2020: €499k
2021: €519k
2022: €553k
2023: €585k
2024: €679k
2018 → 2025
Net result
€50k▼ 46.8%
2024 · €94k
2018: €-29k
2019: €70k
2020: €6k
2021: €20k
2022: €33k
2023: €32k
2024: €94k
2018 → 2025
Total assets
€1.82M▲ 5.7%
2024 · €1.72M
2018: €719k
2019: €2.00M
2020: €1.90M
2021: €1.83M
2022: €1.86M
2023: €1.77M
2024: €1.72M
2018 → 2025
Solvency
40.1%▲ 0.6pp
2024 · 39.5%
2018: 58.8%
2019: 24.6%
2020: 26.2%
2021: 28.4%
2022: 29.7%
2023: 33.1%
2024: 39.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€519k-€553k▲ 6.4%€585k▲ 5.9%€679k▲ 16.0%€729k▲ 7.4%
Operating result€-17k-€-10k▲ 45.0%€-11k▼ 14.7%€-6k▲ 47.3%€10k
Net result€20k-€33k▲ 65.1%€32k▼ 2.6%€94k▲ 190%€50k▼ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.74M ▲ 3.2%
Current assets
€80k ▲ 127%
Equity and liabilities €1.82M
Equity
€729k ▲ 7.4%
Debt
€1.09M ▲ 4.6%
Debt's share of the balance-sheet total falls from 60.5% to 59.9%. Equity and debt are higher.
Key figures and ratios
ROE
6.8%▼
2024 · 13.8%
ROA
2.7%▼
2024 · 5.5%
Debt ≤ 1 year
€220k▲
2024 · €133k
Debt > 1 year
€867k▼
2024 · €905k
Income taxes
€548▼
2024 · €786
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€1.82M▲
Fixed assets21/28€1.68M€1.74M▲
Tangible fixed assets22/27€461k€515k▲
Land and buildings22€461k€446k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€67k
Financial fixed assets28€1.22M€1.22M=
Current assets29/58€35k€80k▲
Amounts receivable within one year40/41€723€15▼
Other amounts receivable41€723€15▼
Cash at bank and in hand54/58€34k€80k▲
Deferred charges and accrued income490/1€45-
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.82M▲
Equity10/15€679k€729k▲
Contributions10/11€6k€6k=
Reserves13€672k€722k▲
Distributable reserves133€672k€722k▲
Amounts payable17/49€1.04M€1.09M▲
Amounts payable after more than one year17€905k€867k▼
Financial debts170/4€905k€867k▼
Amounts payable within one year42/48€133k€220k▲
Trade debts44-€52
Suppliers440/4-€52
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€132k€219k▲
Accrued charges and deferred income492/3€2k€675▼
Income statement
Code20242025
Non-recurring operating income76A€1k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A€310-
Gross operating margin9900€16k€36k▲
Operating profit (loss)9901€-6k€10k▲
Financial income75/76B€110k€50k▼
Recurring financial income75€110k€50k▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€95k€50k▼
Income taxes67/77€786€548▼
Profit (loss) for the period9904€94k€50k▼
Profit (loss) for the period to be appropriated9905€94k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€50k▼
Transfer to equity691/2€94k€50k▼
To other reserves6921€94k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €94k ▲190%
Net result €94k, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €500kEq €519k ▲4%
3 profitable years in a row build equity to €519k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 1062430 LaakdalGround area
3,082 m²
Building footprint
202 m²
Volume, LiDAR
1,122 m³
Parcel 13045A0655/00C000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DNS
since 19992.319.063.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045A0655/00C000 | Flanders | 3,082 m² | 1 · 202 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BM ENGINEERING INVEST
BE 0641.980.939
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HOLDAST
BE 0478.019.958
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JONCKPARK
BE 0536.507.097
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RS GROUPE
BE 0797.453.727
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BOSSA TRAVEL
BE 0550.574.176
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.