DNDS
ActiveDNDS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €123k and a net result of €29k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 5491 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
2023
28 d late
2022
28 d late
2021
26 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 2.9%
2024 · €119k
2020: €52k
2021: €63k
2022: €74k
2023: €92k
2024: €119k
2020 → 2025
Net result
€29k▲ 7.1%
2024 · €27k
2020: €46k
2021: €10k
2022: €11k
2023: €18k
2024: €27k
2020 → 2025
Total assets
€172k▼ 8.3%
2024 · €188k
2020: €193k
2021: €234k
2022: €201k
2023: €186k
2024: €188k
2020 → 2025
Solvency
71.3%▲ 7.8pp
2024 · 63.5%
2020: 27.1%
2021: 26.8%
2022: 36.8%
2023: 49.4%
2024: 63.5%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€74k▲ 18.1%€92k▲ 24.1%€119k▲ 29.6%€123k▲ 2.9%
Operating result€20k-€21k▲ 3.5%€27k▲ 30.0%€39k▲ 43.2%€43k▲ 11.1%
Net result€10k-€11k▲ 9.3%€18k▲ 56.8%€27k▲ 52.4%€29k▲ 7.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€138k▼ 2.0%
Current assets
€35k▼ 27.0%
Equity and liabilities €172k
Equity
€123k▲ 2.9%
Debt
€49k▼ 27.8%
The debt ratio falls from 36.5% to 28.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
71.3%▲
2024 · 63.5%
ROE
23.7%▲
2024 · 22.8%
ROA
16.9%▲
2024 · 14.5%
Debt
€49k▼
2024 · €69k
Debt ≤ 1 year
€49k▼
2024 · €55k
Income taxes
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€172k▼
Fixed assets21/28€140k€138k▼
Tangible fixed assets22/27€4k€832▼
Furniture and vehicles24€4k€832▼
Financial fixed assets28€137k€137k=
Current assets29/58€47k€35k▼
Amounts receivable within one year40/41€43k€18k▼
Trade receivables40€40k€15k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€4k€17k▲
Deferred charges and accrued income490/1-€83
Equity and liabilities
Total equity and liabilities10/49€188k€172k▼
Equity10/15€119k€123k▲
Contributions10/11€6k€6k=
Reserves13€113k€117k▲
Distributable reserves133€113k€117k▲
Amounts payable17/49€69k€49k▼
Amounts payable after more than one year17€14k-
Financial debts170/4€14k-
Amounts payable within one year42/48€55k€49k▼
Current portion of amounts payable after more than one year42€24k€14k▼
Trade debts44€248€403▲
Suppliers440/4€248€403▲
Taxes, remuneration and social security45€31k€35k▲
Taxes450/3€29k€35k▲
Remuneration and social security454/9€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€3k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€53k€47k▼
Operating profit (loss)9901€39k€43k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€635▼
Recurring financial charges65€1k€635▼
Profit (loss) for the period before taxes9903€37k€42k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€27k€29k▲
Profit (loss) for the period to be appropriated9905€27k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€29k▲
Transfer from equity791/2-€26k
Transfer to equity691/2€27k€29k▲
To other reserves6921€27k€29k▲
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €100kEq €119k ▲29.6%
5 profitable years in a row build equity to €119k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €10k ▼77.5%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelsancklaan 3063520 ZonhovenGround area
768 m²
Building footprint
164 m²
Volume, LiDAR
67 m³
Parcel 71444B0705/00W000, Flanders · tallest building 0.8 m. Linked by address, not a title deed.
1 establishment unit
DNDS
since 20192.291.366.662
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71444B0705/00W000 | Flanders | 768 m² | 1 · 164 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.