DND-Consult
ActiveSummary
DND-Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €26k. Equity is growing by ~36.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+4
Solvency68▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.53 in 2024; short-term debt: 57.3% and cash: 86.2% of total assets), but 57.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
20.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 39.7%
2024 · €87k
2021: €25k
2022: €46k
2023: €63k
2024: €87k
2021 → 2025
Total assets
€122k▼ 12.6%
2024 · €140k
2021: €96k
2022: €91k
2023: €122k
2024: €140k
2021 → 2025
Net result
€26k▲ 2.4%
2024 · €25k
2021: €21k
2022: €23k
2023: €19k
2024: €25k
2021 → 2025
Working capital
€42k▼ 41.8%
2024 · €72k
2021: €16k
2022: €40k
2023: €64k
2024: €72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€46k▲ 87.1%€63k▲ 36.9%€87k▲ 36.7%€52k▼ 39.7%
Operating result€30k-€32k▲ 5.8%€25k▼ 22.8%€36k▲ 43.9%€36k▼ 0.6%
Net result€21k-€23k▲ 8.5%€19k▼ 19.2%€25k▲ 33.4%€26k▲ 2.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€10k ▼ 49.8%
Current assets
€112k ▼ 6.3%
Equity and liabilities €122k
Equity
€52k ▼ 39.7%
Debt
€70k ▲ 31.5%
Debt's share of the balance-sheet total rises from 38.1% to 57.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €47k
Cash flow
€36k▼
2024 · €36k
Current ratio
1.60▼
2024 · 2.53
Debt to equity
1.34▲
2024 · 0.62
ROE
48.9%▲
2024 · 28.8%
ROA
20.9%▲
2024 · 17.8%
Interest coverage
172.80▲
2024 · 133.23
Debt ≤ 1 year
€70k▲
2024 · €47k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€140k€122k▼
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€20k€10k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€20k€10k▼
Current assets29/58€120k€112k▼
Amounts receivable within one year40/41€30k€5k▼
Trade receivables40€30k€5k▼
Other amounts receivable41€11€0▼
Cash at bank and in hand54/58€89k€106k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€140k€122k▼
Equity10/15€87k€52k▼
Contributions10/11€5k€5k=
Reserves13€82k€47k▼
Distributable reserves133€82k€47k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€53k€70k▲
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€47k€70k▲
Current portion of amounts payable after more than one year42€7k€7k▼
Trade debts44€7k€790▼
Suppliers440/4€7k€790▼
Taxes, remuneration and social security45€21k€7k▼
Taxes450/3€19k€7k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€12k€56k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€1k€977▼
Non-recurring operating charges66A€0-
Gross operating margin9900€48k€47k▼
Operating profit (loss)9901€36k€36k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€349€264▼
Recurring financial charges65€349€264▼
Profit (loss) for the period before taxes9903€35k€35k▼
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€25k€26k▲
Profit (loss) for the period to be appropriated9905€25k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€26k▲
Transfer from equity791/2-€60k
Transfer to equity691/2€23k€26k▲
To contributions691€23k€0▼
To other reserves6921€0€26k▲
Profit to be distributed694/7€2k€60k▲
Return on contributions (dividend)694€2k€60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €26k ▲2.4%
Net result €26k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €19k ▼19.2%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 3.22
Current ratio from 1.41 to 3.22; short-term debt falls from €40k to €18k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2020
Ground area
718 m²
Building footprint
157 m²
Volume, LiDAR
751 m³
Parcel 23009D0155/00G000, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DND-Consult
since 20202.304.578.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009D0155/00G000 | Flanders | 718 m² | 1 · 157 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 78 EUR awarded · 78 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.