DMV-EXPERTS

Active

Private limited companyfounded 201511 yrs activeOude Sint-Denijsstraat(Z) 2, 8550 Zwevegem, BelgiumKBO/BCE: BE 0635.980.795

DMV-EXPERTS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €-27k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 1611 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

55 / 100

Fair= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency51▼-11

Growth52=

Stability100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €13k at 30 days acceptable

Liquidity tight (current ratio 1.12 against 1.45 in 2024), and 68.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.1%

Return on assets

-3.4%

Age of the figures

15 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€27k

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 d early

2024

28 d late

2023

33 d early

2022

18 d early

2021

on the day

2020

1 d late

2019

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close16-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€243k▼ 9.9%

2024 · €270k

2019: €23k 2020: €94k 2021: €134k 2022: €242k 2023: €272k 2024: €270k

2019 → 2025

Total assets

€782k▼ 5.2%

2024 · €824k

2019: €440k 2020: €620k 2021: €716k 2022: €831k 2023: €946k 2024: €824k

2019 → 2025

Net result

€-27k▼ 1,340%

2024 · €-2k

2019: €17k 2020: €71k 2021: €41k 2022: €110k 2023: €31k 2024: €-2k

2019 → 2025

Working capital

€26k▼ 67.1%

2024 · €80k

2019: €-56k 2020: €-71k 2021: €-24k 2022: €67k 2023: €26k 2024: €80k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€134k-€242k▲ 81.2%€272k▲ 12.3%€270k▼ 0.7%€243k▼ 9.9%

Operating result€61k-€178k▲ 193%€61k▼ 65.8%€27k▼ 54.9%€-4k

Net result€41k-€110k▲ 168%€31k▼ 71.4%€-2k€-27k▼ 1,340%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €4k after €27k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €782k

68.2%

31.8%

Fixed assets €533k▼ 6.1%

Current assets €249k▼ 3.2%

Equity and liabilities €782k

31.1%

68.9%

Equity €243k▼ 9.9%

Debt €538k▼ 2.9%

The debt ratio rises from 67.2% to 68.9%: equity shrinks faster than debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€133k▼

2024 · €162k

Cash flow

€110k▼

2024 · €133k

Solvency

31.1%▼

2024 · 32.8%

Current ratio

1.12▼

2024 · 1.45

Quick ratio

1.12▼

2024 · 1.45

Debt / equity

2.21▲

2024 · 2.05

ROE

-11.0%▼

2024 · -0.7%

ROA

-3.4%▼

2024 · -0.2%

Interest coverage

12.08▼

2024 · 13.25

Debt

€538k▼

2024 · €554k

Debt ≤ 1 year

€222k▲

2024 · €177k

Debt > 1 year

€315k▼

2024 · €375k

Income taxes

€12k▼

2024 · €18k

Staff costs

€256k▲

2024 · €222k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€824k€782k▼

Fixed assets21/28€568k€533k▼

Intangible fixed assets21€40k€88k▲

Tangible fixed assets22/27€527k€445k▼

Land and buildings22-€3k

Plant, machinery and equipment23€7k€2k▼

Furniture and vehicles24€170k€120k▼

Other tangible fixed assets26€350k€320k▼

Current assets29/58€257k€249k▼

Amounts receivable within one year40/41€143k€167k▲

Trade receivables40€122k€146k▲

Other amounts receivable41€21k€21k▲

Cash at bank and in hand54/58€78k€74k▼

Deferred charges and accrued income490/1€36k€8k▼

Equity and liabilities

Total equity and liabilities10/49€824k€782k▼

Equity10/15€270k€243k▼

Contributions10/11€6k€6k=

Reserves13€264k€237k▼

Non-distributable reserves130/1€785€785=

Reserves not available under the articles1311€785€785=

Distributable reserves133€263k€236k▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€554k€538k▼

Amounts payable after more than one year17€375k€315k▼

Financial debts170/4€375k€315k▼

Amounts payable within one year42/48€177k€222k▲

Current portion of amounts payable after more than one year42€60k€68k▲

Financial debts43€0-

Credit institutions430/8€0-

Trade debts44€73k€98k▲

Suppliers440/4€73k€98k▲

Taxes, remuneration and social security45€38k€46k▲

Taxes450/3€26k€28k▲

Remuneration and social security454/9€12k€18k▲

Other amounts payable47/48€6k€11k▲

Accrued charges and deferred income492/3€3k€2k▼

Income statement Code20242025

Non-recurring operating income76A-€0

Remuneration, social security and pensions62€222k€256k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€134k€137k▲

Other operating charges640/8€3k€3k▲

Gross operating margin9900€387k€393k▲

Operating profit (loss)9901€27k€-4k▼

Financial income75/76B€1k€120▼

Recurring financial income75€0€120▲

Non-recurring financial income76B€1k-

Financial charges65/66B€12k€11k▼

Recurring financial charges65€12k€11k▼

Profit (loss) for the period before taxes9903€16k€-15k▼

Income taxes67/77€18k€12k▼

Profit (loss) for the period9904€-2k€-27k▼

Profit (loss) for the period to be appropriated9905€-2k€-27k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-27k▼

Profit (loss) brought forward from the previous period14P-€138

Transfer from equity791/2€2k€27k▲

Transfer to equity691/2€0-

To other reserves6921€0-

Profit to be distributed694/7€0-

Return on contributions (dividend)694€0-

Social balance

Average headcount (FTE)90873.23.5▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

29-01

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-06

Financial Weakest financial yearnet €-27k

Net result drops to €-27k, the lowest in the series.

28-02

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 28 days late

2023

29-12

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

13-01

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

30-06

Financial Highest result since 2019net €110k ▲168%

Operating result €178k, net result €110k, both a record.

30-06

Financial Equity above €200kEq €242k ▲81.2%

4 profitable years in a row build equity to €242k.

31-01

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

30-06

Financial Equity above €100kEq €134k ▲41.9%

3 profitable years in a row build equity to €134k.

01-02

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 1 day late

2020

29-01

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

31-01

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

05-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

04-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zwevegem · 3 establishment units since 2015

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Sint-Denijsstraat(Z) 28550 Zwevegem

Ground area

3,508 m²

Building footprint

855 m²

Volume, LiDAR

7,376 m³

3 parcels, Flanders · tallest building 26.3 m, ±6 floors. Linked by address, not a title deed.

3 establishment units

DMV-EXPERTS

Oude Sint-Denijsstraat(Z) 2, 8550 ZwevegemHoldings

since 20152.245.926.320

Voskenslaan 286, 9000 Gent

Holdings

since 20192.287.848.829

DMV-EXPERTS

Blancgarinstraat 1, 8300 Knokke-HeistHoldings

since 20242.353.720.638

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34042C0221/00V000	Flanders	2,807 m²	1 · 492 m²	10.7 m · 2 fl.
44809I0424/00P002	Flanders	489 m²	1 · 152 m²	11.4 m · 2 fl.
31013A0853/00A000	Flanders	212 m²	1 · 211 m²	26.3 m · 6 fl.