DMMJ Motor
ActiveDMMJ Motor has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-2
Solvency48▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.07 in 2024; short-term debt: 60.4% and cash: 4.1% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
5.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €152k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
18 d late
2023
14 d late
2022
11 d late
2021
26 d early
2020
5 d early
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 26.6%
2024 · €54k
2018: €15k
2019: €-15k
2020: €-7k
2021: €-13k
2022: €5k
2023: €19k
2024: €54k
2018 → 2025
Working capital
€77k▲ 157%
2024 · €30k
2018: €64k
2019: €-47k
2020: €-83k
2021: €-83k
2022: €-72k
2023: €-36k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€40k▲ 15.1%€59k▲ 48.0%€113k▲ 90.3%€152k▲ 34.8%
Operating result€-6k-€15k€36k▲ 148%€98k▲ 171%€76k▼ 22.8%
Net result€-13k-€5k€19k▲ 265%€54k▲ 178%€39k▼ 26.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664k
Fixed assets
€186k▼ 12.5%
Current assets
€478k▲ 0.7%
Equity and liabilities €664k
Equity
€152k▲ 34.8%
Debt
€511k▼ 10.9%
The debt ratio falls from 83.6% to 77.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €128k
Cash flow
€66k▼
2024 · €84k
Solvency
22.9%▲
2024 · 16.4%
Current ratio
1.19▲
2024 · 1.07
Quick ratio
0.13▼
2024 · 0.22
Debt / equity
3.36▼
2024 · 5.09
ROE
25.8%▼
2024 · 47.5%
ROA
5.9%▼
2024 · 7.8%
Interest coverage
4.94▲
2024 · 4.83
Debt
€511k▼
2024 · €574k
Debt ≤ 1 year
€401k▼
2024 · €444k
Debt > 1 year
€111k▼
2024 · €128k
Income taxes
€16k▼
2024 · €18k
Staff costs
€61k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€687k€664k▼
Fixed assets21/28€213k€186k▼
Tangible fixed assets22/27€212k€186k▼
Land and buildings22€203k€184k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€5k€0▼
Other tangible fixed assets26€65€0▼
Financial fixed assets28€206€206=
Current assets29/58€474k€478k▲
Stocks and contracts in progress3€377k€424k▲
Stocks30/36€377k€424k▲
Amounts receivable within one year40/41€24k€19k▼
Trade receivables40€24k€8k▼
Other amounts receivable41-€11k
Cash at bank and in hand54/58€68k€27k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€687k€664k▼
Equity10/15€113k€152k▲
Contributions10/11€8k€8k=
Reserves13€117k€156k▲
Distributable reserves133€117k€156k▲
Profit (loss) carried forward14€-12k€-12k=
Amounts payable17/49€574k€511k▼
Amounts payable after more than one year17€128k€111k▼
Financial debts170/4€128k€111k▼
Amounts payable within one year42/48€444k€401k▼
Current portion of amounts payable after more than one year42€17k€19k▲
Financial debts43€225k€225k=
Credit institutions430/8€225k€225k=
Trade debts44€38k€45k▲
Suppliers440/4€38k€45k▲
Taxes, remuneration and social security45€38k€8k▼
Taxes450/3€37k€3k▼
Remuneration and social security454/9€422€4k▲
Other amounts payable47/48€126k€105k▼
Accrued charges and deferred income492/3€1k€190▼
Income statement
Code20242025
Remuneration, social security and pensions62€33k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€27k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€167k€169k▲
Operating profit (loss)9901€98k€76k▼
Financial income75/76B€110€92▼
Recurring financial income75€110€92▼
Financial charges65/66B€27k€21k▼
Recurring financial charges65€27k€21k▼
Profit (loss) for the period before taxes9903€72k€55k▼
Income taxes67/77€18k€16k▼
Profit (loss) for the period9904€54k€39k▼
Profit (loss) for the period to be appropriated9905€54k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€27k▼
Profit (loss) brought forward from the previous period14P€-12k€-12k=
Transfer to equity691/2€54k€39k▼
To other reserves6921€54k€39k▼
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
31-12
Financial
Equity above €150kEq €152k ▲34.8%
4 profitable years in a row build equity to €152k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
31-12
Financial
Highest result since 2018net €54k ▲178%
Operating result €98k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲90.3%
3 profitable years in a row build equity to €113k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 11 days late
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
31-12
Financial
Weakest financial yearnet €-15k ▼202%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 177 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Samme(BIN) 787130 BincheGround area
302 m²
Building footprint
34 m²
Volume, LiDAR
132 m³
Parcel 56011E0012/00S005, Wallonia · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
"DMMJ Motor"
since 20122.215.630.052
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011E0012/00S005 | Wallonia | 302 m² | 1 · 34 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 338 companies in sector 46713 we hold annual accounts for 204. 148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2012
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45194
46713Wholesale trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.