DMJ THERMO
ActiveDMJ THERMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €2k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 126 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-9
Solvency97▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.31 in 2024; short-term debt: 26.8% and cash: 43.9% of total assets), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
21 d early
2022
6 d early
2021
on the day
2020
11 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▲ 0.6%
2024 · €316k
2019: €90k
2020: €121k
2021: €182k
2022: €247k
2023: €285k
2024: €316k
2019 → 2025
Total assets
€443k▼ 2.1%
2024 · €453k
2019: €350k
2020: €477k
2021: €475k
2022: €483k
2023: €457k
2024: €453k
2019 → 2025
Net result
€2k▼ 94.1%
2024 · €32k
2019: €36k
2020: €31k
2021: €61k
2022: €65k
2023: €38k
2024: €32k
2019 → 2025
Working capital
€209k▲ 27.4%
2024 · €164k
2019: €184
2020: €-47k
2021: €-17k
2022: €34k
2023: €104k
2024: €164k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€247k▲ 35.7%€285k▲ 15.4%€316k▲ 11.1%€318k▲ 0.6%
Operating result€89k-€90k▲ 0.6%€55k▼ 39.1%€47k▼ 14.0%€10k▼ 79.6%
Net result€61k-€65k▲ 6.3%€38k▼ 41.7%€32k▼ 16.3%€2k▼ 94.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €443k
Fixed assets
€115k▼ 29.6%
Current assets
€328k▲ 13.4%
Equity and liabilities €443k
Equity
€318k▲ 0.6%
Debt
€125k▼ 8.5%
The debt ratio falls from 30.1% to 28.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▼
2024 · €95k
Cash flow
€50k▼
2024 · €80k
Solvency
71.8%▲
2024 · 69.9%
Current ratio
2.76▲
2024 · 2.31
Quick ratio
2.17▲
2024 · 1.79
Debt / equity
0.39▼
2024 · 0.43
ROE
0.6%▼
2024 · 10.0%
ROA
0.4%▼
2024 · 7.0%
Interest coverage
52.47▼
2024 · 56.14
Debt
€125k▼
2024 · €137k
Debt ≤ 1 year
€119k▼
2024 · €125k
Debt > 1 year
€6k▼
2024 · €11k
Income taxes
€7k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€453k€443k▼
Fixed assets21/28€164k€115k▼
Tangible fixed assets22/27€164k€115k▼
Plant, machinery and equipment23€138k€96k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€17k€13k▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€289k€328k▲
Stocks and contracts in progress3€65k€70k▲
Stocks30/36€65k€70k▲
Amounts receivable within one year40/41€64k€63k▼
Trade receivables40€60k€59k▼
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€160k€195k▲
Deferred charges and accrued income490/1€322€328▲
Equity and liabilities
Total equity and liabilities10/49€453k€443k▼
Equity10/15€316k€318k▲
Contributions10/11€25k€25k=
Reserves13€291k€293k▲
Distributable reserves133€291k€293k▲
Amounts payable17/49€137k€125k▼
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€125k€119k▼
Current portion of amounts payable after more than one year42€11k€5k▼
Trade debts44€5k€14k▲
Suppliers440/4€5k€14k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€100k€88k▼
Accrued charges and deferred income492/3€142€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€0▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€95k€60k▼
Operating profit (loss)9901€47k€10k▼
Financial income75/76B€1k€224▼
Recurring financial income75€1k€224▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€46k€9k▼
Income taxes67/77€15k€7k▼
Profit (loss) for the period9904€32k€2k▼
Profit (loss) for the period to be appropriated9905€32k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€2k▼
Transfer to equity691/2€32k€2k▼
To other reserves6921€32k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €2k ▼94.1%
Net result drops to €2k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €65k ▲6.3%
Operating result €90k, net result €65k, both a record.
30-06
Financial
Equity above €200kEq €247k ▲35.7%
4 profitable years in a row build equity to €247k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €150kEq €182k ▲50.6%
3 profitable years in a row build equity to €182k.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €121k ▲33.9%
2 profitable years in a row build equity to €121k.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorperheideweg 353950 BocholtGround area
3,111 m²
Building footprint
245 m²
Volume, LiDAR
1,258 m³
Parcel 72016B0005/00G030, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DMJ THERMO
since 20102.185.354.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016B0005/00G030 | Flanders | 3,111 m² | 1 · 245 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 602 companies in sector 22260 we hold annual accounts for 282. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2010
Fiscal year end30-06
Activities, NACEBEL
22260Manufacture of rubber and plastic products
49420Removal services
52250Logistics services
52290Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.