DMG TERRASSEMENT

Active

Private limited companyfounded 20188 yrs activeLa-Golette, Rendeux 17, 6987 Rendeux, BelgiumKBO/BCE: BE 0691.914.262

DMG TERRASSEMENT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €-63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 1493 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

18 / 100

Critical▲ +2 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency11▼-22

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.31 against 0.2 in 2024), and 83% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 77

Relative position

BE, all sectors

reference

Sector 77

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

17%

Return on assets

-10.3%

Age of the figures

8 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

31 d late

2024

136 d early

2023

26 d late

2022

34 d early

2021

32 d early

2020

36 d early

2019

3 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€104k

2024 · €-8k

2018: €-12k 2019: €-28k 2020: €-43k 2021: €-31k 2022: €-5k 2023: €-56k 2024: €-8k

2018 → 2025

Total assets

€613k▲ 40.7%

2024 · €436k

2018: €355k 2019: €322k 2020: €319k 2021: €296k 2022: €266k 2023: €449k 2024: €436k

2018 → 2025

Net result

€-63k

2024 · €48k

2018: €-18k 2019: €-16k 2020: €-14k 2021: €12k 2022: €26k 2023: €-51k 2024: €48k

2018 → 2025

Working capital

€-172k▲ 25.0%

2024 · €-229k

2018: €-115k 2019: €-62k 2020: €-128k 2021: €-90k 2022: €-164k 2023: €-198k 2024: €-229k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-31k-€-5k▲ 82.6%€-56k▼ 943%€-8k▲ 85.6%€104k

Operating result€18k-€30k▲ 67.8%€-40k€59k€-48k

Net result€12k-€26k▲ 120%€-51k€48k€-63k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €48k after €59k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €613k

87.5%

12.5%

Fixed assets €536k▲ 41.6%

Current assets €77k▲ 34.9%

Equity and liabilities €613k

17.0%

83.0%

Equity €104k

Debt €509k

Debt finances 83.0% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€39k▼

2024 · €125k

Cash flow

€24k▼

2024 · €114k

Solvency

17.0%▲

2024 · -1.9%

Current ratio

0.31▲

2024 · 0.20

Quick ratio

0.25▲

2024 · 0.20

Debt / equity

4.89▲

2024 · -54.89

ROE

-60.6%▲

2024 · -596.1%

ROA

-10.3%▼

2024 · 11.1%

Interest coverage

2.58▼

2024 · 11.22

Debt

€509k▲

2024 · €444k

Debt ≤ 1 year

€248k▼

2024 · €286k

Debt > 1 year

€261k▲

2024 · €158k

Income taxes

€0

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€436k€613k▲

Fixed assets21/28€379k€536k▲

Tangible fixed assets22/27€379k€536k▲

Land and buildings22€19k€254k▲

Plant, machinery and equipment23€93k€70k▼

Furniture and vehicles24€168k€138k▼

Leasing and similar rights25€98k€74k▼

Financial fixed assets28€174€444▲

Current assets29/58€57k€77k▲

Stocks and contracts in progress3-€14k

Stocks30/36-€14k

Amounts receivable within one year40/41€51k€52k▲

Trade receivables40€6k€48k▲

Other amounts receivable41€45k€5k▼

Cash at bank and in hand54/58€1k€5k▲

Deferred charges and accrued income490/1€5k€6k▲

Equity and liabilities

Total equity and liabilities10/49€436k€613k▲

Equity10/15€-8k€104k▲

Contributions10/11€6k€262k▲

Profit (loss) carried forward14€-14k€-158k▼

Amounts payable17/49€444k€509k▲

Amounts payable after more than one year17€158k€261k▲

Financial debts170/4€123k€189k▲

Other amounts payable178/9€35k€71k▲

Amounts payable within one year42/48€286k€248k▼

Current portion of amounts payable after more than one year42€54k€77k▲

Trade debts44€167k€115k▼

Suppliers440/4€167k€115k▼

Taxes, remuneration and social security45€0€3k▲

Taxes450/3€0€999▲

Remuneration and social security454/9-€3k

Other amounts payable47/48€66k€53k▼

Accrued charges and deferred income492/3-€28

Income statement Code20242025

Non-recurring operating income76A-€344

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€87k▲

Other operating charges640/8€3k€9k▲

Gross operating margin9900€129k€48k▼

Operating profit (loss)9901€59k€-48k▼

Financial income75/76B€32€1▼

Recurring financial income75€32€1▼

Financial charges65/66B€11k€15k▲

Recurring financial charges65€11k€15k▲

Profit (loss) for the period before taxes9903€48k€-63k▼

Income taxes67/77-€0

Profit (loss) for the period9904€48k€-63k▼

Transfer from tax-exempt reserves789-€244

Profit (loss) for the period to be appropriated9905€48k€-63k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-14k€-158k▼

Profit (loss) brought forward from the previous period14P€-62k€-95k▼

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €-63k ▼231%

Net result drops to €-63k, the lowest in the series.

31-12

Financial Equity above €100kEq €104k

Equity rises from €-8k to €104k.

17-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €48k

Net result €48k after one loss-making year.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

27-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

29-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €12k

Net result €12k after 3 loss-making years.

25-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

03-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 3 days late

2019

15-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2023

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

21-11-2023 Didier DEFÊCHE: Resigned as Director

21-11-2023 Françoise MEUNIER: Resigned as Director

Location & real-estate footprint

Registered office, Rendeux · 1 establishment unit since 2018

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

La-Golette, Rendeux 176987 Rendeux

Ground area

341 m²

Building footprint

225 m²

Parcel 83044B0650/00C002, Wallonia. Linked by address, not a title deed.