Starting capital
€500 100 shares
DMFA CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €601,126 (2025)
€601,126
peak €40,477 (2025)
€40,477
peak €40,977 (2025)
€40,977
€31,556
Board1 name since 2024
1 directorFARIA AZEVEDO Domingos Manuel
Documentsfilings and deeds
24-05-202668 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsPosition in the sector
€40,477
Higher net result than 82% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
Checked score
66
Healthy
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.9%
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 2.3%▲ +0.4 percentage points vs 12-2025
02-2026: 2.4%▲ +0.1 percentage points vs 01-2026
03-2026: 2.7%▲ +0.3 percentage points vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 3.0%▲ +0.3 percentage points vs 04-2026highest value
06-2026: 1.2%▼ -1.8 percentage points vs 05-2026
07-2026: 1.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 1.2%▲ +0.1 percentage points vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €601,126, total assets €72,532
Founded in 2024
lowers risk
Liquidity: current ratio 2.09, cash €14,229
Equity €40,977 (56.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 49% on liquidity and 71% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DMFA CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DMFA CONSTRUCT itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DMFA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.09, above the usual 1.5. Short-term debt is 43.5% and cash 19.6% of total assets. 43.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-05-2026, 68 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
68 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014172711
Incorporation
Founding capital of €500, 100 shares · Founder: FARIA AZEVEDO Domingos Manuel (sole founder) · Appointment: FARIA AZEVEDO Domingos Manuel (director) · published on 30-09-2024 · Gazette deed
First establishment
Bergensesteenweg 323, Sint-Pieters-Leeuw
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DMFA CONSTRUCT Sint-Pieters-Leeuw | €72,532 | €58,625 | 56.5% | - |
| FB TECHNICS Boortmeerbeek | €73,408 | €59,081 | 46.0% | - |
| AMBS Beersel | €82,321 | €55,491 | 45.8% | - |
| KVT TECHNICS Nieuwerkerken (Limb.) | €70,945 | €63,053 | 61.8% | - |
| JH ELEC Anthisnes | €69,014 | €57,303 | 43.0% | - |
| CasaVolta Herzele | €67,463 | €64,555 | 66.7% | - |
| SecuWatts Zwevegem | €71,822 | €54,061 | 44.6% | - |
These companies have the same main activity as DMFA CONSTRUCT: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €67,500 and €82,300, founded in 2024.
Official details
Source: KBO- Status
- Active since 26-09-2024Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Establishment unit
- 2.364.396.6751600 Sint-Pieters-Leeuw, since 26-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €601,126
- €40,477
- €40,977
- €72,532
- Filing
- Filed on 24-05-2026, 68 days before the end of the filing period
Insights on DMFA CONSTRUCT
DMFA CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,977 and a net result of €40,477.
Its solvency ranks better than 61% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-05-2026, 68 days before the deadline€601,126
€56,561
€58,253
€42,169
56.5%
2.09
Money flows
of every €100 of turnover, €6.73 remains as profit in 2025Balance sheet
balance sheet total €72,532 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
56.5%
Higher than 61% of 35,156 companies in 2025.
2.09
Higher than 57% of 34,529 companies in 2025.
55.8%
Higher than 95% of 34,730 companies in 2025.
DMFA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
72,532 | |
21/28 |
6,709 | |
22/27 |
6,709 | |
23 |
671 | |
24 |
6,037 | |
29/58 |
65,824 | |
40/41 |
49,903 | |
40 |
38,207 | |
41 |
11,697 | |
54/58 |
14,229 | |
490/1 |
1,691 | |
| Balance sheet: equity and liabilities | ||
10/49 |
72,532 | |
10/15 |
40,977 | |
10/11 |
500 | |
13 |
40,477 | |
133 |
40,477 | |
17/49 |
31,556 | |
42/48 |
31,556 | |
44 |
10,342 | |
440/4 |
10,342 | |
45 |
20,402 | |
450/3 |
20,402 | |
47/48 |
811 | |
| Income statement | ||
70 |
601,126 | |
9900 |
58,625 | |
60/61 |
542,501 | |
630 |
1,692 | |
640/8 |
371 | |
9901 |
56,561 | |
65/66B |
351 | |
65 |
351 | |
9903 |
56,210 | |
67/77 |
15,733 | |
9904 |
40,477 | |
9905 |
40,477 | |
| Appropriation of the result | ||
9906 |
40,477 | |
691/2 |
40,477 | |
6921 |
40,477 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-05-2026 | 2026-00123340 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 58,253 | ||
| 42,169 | ||
| 8,401 | ||
| 34,268 | ||
| 9.4% | ||
| 56.5% | ||
| 2.09 | ||
| 0.77 | ||
| 98.8% | ||
| 55.8% | ||
| over 100 | ||
| 23 days | ||
| 7 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €8,401 |
| €1,692 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on DMFA CONSTRUCT
Debt's share of the balance-sheet total is 43.5%.
Board & ownership
Board
1 director, since incorporationDirector
since 26-09-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 24-05-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-09-2024
Mandates through the years
1 name, the dashed line is todayFARIA AZEVEDO Domingos Manuel
Director
Director
Board
Mandates as a list
- FARIA AZEVEDO Domingos Manuel
- Director, from 26-09-2024 to date
Control
Founder
This company
DMFA CONSTRUCT
Equity €40,977
Profit €40,477 in 2025
Capital
- Contribution
- €500
- Shares
- 100
- Contribution per share
- €5
- Equity per share
- €410 in 2025
- Source
- deed of 30-09-2024
Articles of association
deed of 30-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Tenzij anders bepaald bij het benoemingsbesluit van de algemene vergadering kan de algemene vergadering het mandaat van een niet-statutair…”“Wanneer de bestuurders een collegiaal orgaan vormen en de plaats van een bestuurder vóór het einde van zijn mandaat openvalt, hebben de…”“Hij kan bijzondere machten toekennen aan elke mandataris, beperkingen aan de bevoegdheden van de bestuurders evenals een takenverdeling…”“Het bestuursorgaan kan te allen tijde het orgaan van dagelijks bestuur herroepen, die elk alleen, gezamenlijk of als college optreden”“Wanneer een rechtspersoon een mandaat opneemt van lid van een bestuursorgaan of persoon belast met het dagelijks bestuur, benoemt hij een…”“Elke bestuurder mag aan één van zijn collega's, schriftelijk of via elk ander communicatiemiddel dat over een materiële drager beschikt…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 30-09-2024 ↗
- FARIA AZEVEDO Domingos Manuel 100 shares (100%) · €500
Network & group
No group
DMFA CONSTRUCT has no parent and no holdings in its annual accounts. FARIA AZEVEDO Domingos Manuel is the only director. DMFA CONSTRUCT shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 68 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014172711
2024
IncorporationFounding capital of €500, 100 shares · Founder: FARIA AZEVEDO Domingos Manuel (sole founder) · Appointment: FARIA AZEVEDO Domingos Manuel (director) · published on 30-09-20243 points ▸
- Founder, FARIA AZEVEDO Domingos Manuel (sole founder)
- Founding capital, €500, 100 shares
- Director appointment, FARIA AZEVEDO Domingos Manuel
- The deed holds 1 more point.
First establishment Bergensesteenweg 323, Sint-Pieters-Leeuw
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1014.172.711
- VAT number
- BE 1014.172.711
- Peppol ID
- 0208:1014172711
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 18:00deed of 30-09-2024 (in Dutch)
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DMFA CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-09-2024 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
43230
Insulation installation
43320
Joinery installation
43341
Painting of buildings
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
43291
Specialised construction activities
43299
Specialised construction activities
43320
Joinery installation
43341
Painting of buildings
43992
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle activiteiten die verband houden met de bouw en renovatie van gebouwen, inclusief het ruwbouw, de pleisterwerken, het schrijnwerk…”deed of 30-09-2024 (in Dutch)
20 activities
- Alle activiteiten die verband houden met de bouw en renovatie van gebouwen, inclusief het ruwbouw, de pleisterwerken, het schrijnwerk, evenals de installatie van liften en roltrappen
- De plaatsing van tegels en houten bekleding voor vloeren en muren
- Het aanbrengen van behangpapier en andere wand- en vloerbekledingen in verschillende materialen
- Schilderwerken, zowel binnen als buiten, inclusief op metalen structuren
- Afwerkingswerken
- Het schoonmaken van nieuwe gebouwen en de herstelling van ruimtes na werkzaamheden
- Dakwerken en het monteren van dakstructuren in alle materialen
- De installatie van regenwaterafvoersystemen
- Waterdichtingswerken aan muren en daken, inclusief terrassen
- De behandeling van muren met waterafstotende producten
- Gevelrestauratiewerken, inclusief stoomreiniging en zandstralen
- De bouw van decoratieve schoorstenen en open haarden
- Metselwerken, voegwerken en restauratiewerken aan gebouwen
- De plaatsing van chapes
- Plafonnering
- De installatie van Gyproc-systemen
- Loodgieterij en elektriciteit
- Alle commerciële, industriële, financiële, roerende of onroerende verrichtingen die rechtstreeks of onrechtstreeks verband houden met haar voorwerp
- Eender welke functie of mandaat uitoefenen
- Een belang nemen door inbreng, fusie, inschrijving of op elke andere wijze, in alle zaken, ondernemingen, verenigingen of vennootschappen die een identiek, analoog of gelijkaardig voorwerp hebben of die bijdragen tot de ontwikkeling van haar onderneming, haar van middelen voorziet of de verkoop van diensten en producten vergemakkelijkt
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bergensesteenweg 323 registered office 1600 Sint-Pieters-Leeuw | 26-09-2024 | 2.364.396.675 |
Buildings and parcels at the address
- Ground area
- 248 m²
- Buildings
- 99 m²
- Volume, LiDAR
- 546 m³
- Tallest building
- 10.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23582E0663/00S002 | 248 m² | 1 · 99 m² | 10.0 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1014.172.711