Skip to content
Private limited companyfounded 20196 yrs activeAvenue du Parc(BU) 18, 5004 Namur, BelgiumKBO/BCE: BE 0738.942.535
Summary

DMCH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €180,697 and a net result of €918. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 40% of 8074 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
2 d early
2021
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 2019, DMCH was incorporated as a Private limited company.1 Total assets went from EUR 318,687 in 2021 to EUR 470,507 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€180,697▼ 45.2%
2024 · €329,779
Net result
€918▼ 98.5%
2024 · €59,866
Total assets
€470,507▼ 14.5%
2024 · €550,438
Solvency
38.4%▼ 21.5pp
2024 · 59.9%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€261,831-€200,877▼ 23.3%€57,773▼ 71.2%€72,463▲ 25.4%-€2,336
Net result€205,247-€158,570▼ 22.7%€48,097▼ 69.7%€59,866▲ 24.5%€918▼ 98.5%
Equity€178,247-€321,817▲ 80.5%€369,914▲ 14.9%€329,779▼ 10.8%€180,697▼ 45.2%
Total assets€318,687-€442,503▲ 38.9%€428,686▼ 3.1%€550,438▲ 28.4%€470,507▼ 14.5%
Debt€140,439-€120,685▼ 14.1%€58,772▼ 51.3%€220,658▲ 275%€289,811▲ 31.3%
Working capital€157,468-€296,692▲ 88.4%€344,810▲ 16.2%€337,462▼ 2.1%€163,813▼ 51.5%
Solvency55.9%-72.7%▲ 16.8pp86.3%▲ 13.6pp59.9%▼ 26.4pp38.4%▼ 21.5pp
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €261,831€261,831Net result 2021: €205,247€205,247Operating result 2022: €200,877€200,877Net result 2022: €158,570€158,570Operating result 2023: €57,773€57,773Net result 2023: €48,097€48,097Operating result 2024: €72,463€72,463Net result 2024: €59,866€59,866Operating result 2025: -€2,336-€2,336Net result 2025: €918€91820212022202320242025-€20,000€0€20,000€40,000€60,000€80,000Operating result 2023: €57,773€57,800Net result 2023: €48,097€48,100Operating result 2024: €72,463€72,500Net result 2024: €59,866€59,900Operating result 2025: -€2,336-€2,340Net result 2025: €918€918202320242025
The operating result turns negative in 2025: a loss of €2,336 after €72,463 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470,507
Fixed assets €55,224 ▲ 45.4%
Current assets €415,283 ▼ 19.0%
Equity and liabilities €470,507
Equity €180,697 ▼ 45.2%
Debt €289,811 ▲ 31.3%
Debt's share of the balance-sheet total rises from 40.1% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
0.5%▼
2024 · 18.2%
ROA
0.2%▼
2024 · 10.9%
Debt ≤ 1 year
€251,471▲
2024 · €174,986
Debt > 1 year
€38,340▼
2024 · €45,673
Income taxes
€102▼
2024 · €16,605
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€550,438€470,507▼
Fixed assets21/28€37,990€55,224▲
Tangible fixed assets22/27€37,990€55,224▲
Furniture and vehicles24€16,186€17,055▲
Other tangible fixed assets26€21,804€38,169▲
Current assets29/58€512,448€415,283▼
Amounts receivable after more than one year29€185,000€185,000=
Other amounts receivable291€185,000€185,000=
Amounts receivable within one year40/41€273,156€208,774▼
Trade receivables40€218,600€184,400▼
Other amounts receivable41€54,556€24,374▼
Cash at bank and in hand54/58€46,010€7,147▼
Deferred charges and accrued income490/1€8,282€14,362▲
Equity and liabilities
Total equity and liabilities10/49€550,438€470,507▼
Equity10/15€329,779€180,697▼
Contributions10/11€3,000€3,000=
Reserves13€326,779€177,697▼
Distributable reserves133€326,779€177,697▼
Profit (loss) carried forward14-€0
Amounts payable17/49€220,658€289,811▲
Amounts payable after more than one year17€45,673€38,340▼
Financial debts170/4€45,673€38,340▼
Amounts payable within one year42/48€174,986€251,471▲
Current portion of amounts payable after more than one year42€7,048€7,333▲
Trade debts44€15,417€9,760▼
Suppliers440/4€15,417€9,760▼
Taxes, remuneration and social security45€37,160€1,062▼
Taxes450/3€27,282€1,062▼
Remuneration and social security454/9€9,878€0▼
Other amounts payable47/48€115,361€233,316▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,429€18,554▲
Other operating charges640/8€1,076€2,715▲
Non-recurring operating charges66A€2,086€0▼
Gross operating margin9900€88,054€18,934▼
Operating profit (loss)9901€72,463-€2,336▼
Financial income75/76B€4,995€5,568▲
Recurring financial income75€4,995€5,568▲
Financial charges65/66B€987€2,212▲
Recurring financial charges65€987€2,212▲
Profit (loss) for the period before taxes9903€76,471€1,019▼
Income taxes67/77€16,605€102▼
Profit (loss) for the period9904€59,866€918▼
Profit (loss) for the period to be appropriated9905€59,866€918▼
Appropriation of the result
Profit (loss) to be appropriated9906€59,866€918▼
Transfer from equity791/2€100,000€150,000▲
Transfer to equity691/2€59,866€918▼
To other reserves6921€59,866€918▼
Profit to be distributed694/7€100,000€150,000▲
Return on contributions (dividend)694€100,000€150,000▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,973€10,570€11,565€12,429€18,554▲ 49.3%
Other operating charges640/8€650€880€1,255€1,076€2,715▲ 152%
Non-recurring operating charges66A---€2,086€0▼ 100%
Gross operating margin9900€272,454€212,328€70,593€88,054€18,934▼ 78.5%
Operating profit (loss)9901€261,831€200,877€57,773€72,463-€2,336▼ 103%
Financial income75/76B--€2,890€4,995€5,568▲ 11.5%
Recurring financial income75--€2,890€4,995€5,568▲ 11.5%
Financial charges65/66B€535€763€591€987€2,212▲ 124%
Recurring financial charges65€535€763€591€987€2,212▲ 124%
Profit (loss) for the period before taxes9903€261,296€200,114€60,072€76,471€1,019▼ 98.7%
Income taxes67/77€56,049€41,544€11,975€16,605€102▼ 99.4%
Profit (loss) for the period9904€205,247€158,570€48,097€59,866€918▼ 98.5%
Profit (loss) for the period to be appropriated9905€205,247€158,570€48,097€59,866€918▼ 98.5%
Line20212022202320242025Change
Assets
Total assets20/58€318,687€442,503€428,686€550,438€470,507▼ 14.5%
Fixed assets21/28€39,456€28,886€25,104€37,990€55,224▲ 45.4%
Tangible fixed assets22/27€39,456€28,886€25,104€37,990€55,224▲ 45.4%
Furniture and vehicles24€39,456€28,886€25,104€16,186€17,055▲ 5.4%
Other tangible fixed assets26---€21,804€38,169▲ 75.1%
Current assets29/58€279,231€413,617€403,582€512,448€415,283▼ 19.0%
Amounts receivable after more than one year29--€185,000€185,000€185,000=
Other amounts receivable291--€185,000€185,000€185,000=
Amounts receivable within one year40/41€78,650€301,412€168,562€273,156€208,774▼ 23.6%
Trade receivables40€78,650€278,912€146,062€218,600€184,400▼ 15.6%
Other amounts receivable41-€22,500€22,500€54,556€24,374▼ 55.3%
Cash at bank and in hand54/58€200,254€111,844€46,784€46,010€7,147▼ 84.5%
Deferred charges and accrued income490/1€326€360€3,236€8,282€14,362▲ 73.4%
Equity and liabilities
Total equity and liabilities10/49€318,687€442,503€428,686€550,438€470,507▼ 14.5%
Equity10/15€178,247€321,817€369,914€329,779€180,697▼ 45.2%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Reserves13€175,247€318,817€366,914€326,779€177,697▼ 45.6%
Distributable reserves133€175,247€318,817€366,914€326,779€177,697▼ 45.6%
Profit (loss) carried forward14----€0-
Amounts payable17/49€140,439€120,685€58,772€220,658€289,811▲ 31.3%
Amounts payable after more than one year17€18,677€3,761-€45,673€38,340▼ 16.1%
Financial debts170/4€18,677€3,761-€45,673€38,340▼ 16.1%
Amounts payable within one year42/48€121,763€116,925€58,772€174,986€251,471▲ 43.7%
Current portion of amounts payable after more than one year42€14,715€14,916€3,761€7,048€7,333▲ 4.0%
Trade debts44€1,671€1,403€2,330€15,417€9,760▼ 36.7%
Suppliers440/4€1,671€1,403€2,330€15,417€9,760▼ 36.7%
Taxes, remuneration and social security45€71,439€62,300€29,377€37,160€1,062▼ 97.1%
Taxes450/3€71,439€56,972€17,635€27,282€1,062▼ 96.1%
Remuneration and social security454/9-€5,329€11,741€9,878€0▼ 100%
Other amounts payable47/48€33,938€38,305€23,305€115,361€233,316▲ 102%
Line20212022202320242025Change
Profit (loss) for the period9904€205,247€158,570€48,097€59,866€918▼ 98.5%
+ Depreciation and write-downs630€9,973€10,570€11,565€12,429€18,554▲ 49.3%
Operating cash flow (approximation)€215,220€169,140€59,662€72,295€19,472▼ 73.1%
Investment in fixed assets (approximation)-€0-€7,783-€25,315-€35,789▼ 41.4%
Change in cash--€88,410-€65,061-€774-€38,863▼ 4,922%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €918 ▼98.5%
Net result drops to €918, the lowest in the series.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial Equity above €200,000Eq €321,817 ▲80.5%
2 profitable years in a row build equity to €321,817.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
304 m²
Building footprint
77 m²
Volume, LiDAR
675 m³
Parcel 92021F0226/00_000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DMCH
Avenue du Parc(BU) 18, 5004 NamurReal estate development
since 20192.297.465.091
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92021F0226/00_000 Wallonia 304 m² 1 · 77 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,511 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-2019
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0738942535
Registered 22-07-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.