DMB AUTO SERVICES
ActiveSummary
DMB AUTO SERVICES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,691 and a net result of €4,191. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+4
Solvency39▲+6
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.58 in 2024; short-term debt: 55.5% and cash: 17.7% of total assets), and 86.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
12 d late
2022
31 d early
2021
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€68,939
EBIT margin
3.8%
Net result
€4,191▲ 115%
2024 · €1,948
Working capital
-€11,585▲ 40.1%
2024 · -€19,342
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€68,939-
Operating result€2,614--€619-€1,274▼ 106%€3,984€7,794▲ 95.6%
Net result€2,608within the sector's middle half--€660within the sector's middle half-€1,397below the sector's middle half▼ 112%€1,948within the sector's middle half€4,191within the sector's middle half▲ 115%
EBIT margin3.8%-
Equity€7,608within the sector's middle half-€6,948within the sector's middle half▼ 8.7%€5,551below the sector's middle half▼ 20.1%€7,500within the sector's middle half▲ 35.1%€11,691within the sector's middle half▲ 55.9%
Total assets€26,586below the sector's middle half-€25,931below the sector's middle half▼ 2.5%€39,789below the sector's middle half▲ 53.4%€90,986within the sector's middle half▲ 129%€85,625within the sector's middle half▼ 5.9%
Debt€18,978-€18,983=€34,238▲ 80.4%€83,486▲ 144%€73,934▼ 11.4%
Working capital€5,819within the sector's middle half-€5,595within the sector's middle half▼ 3.8%€4,635within the sector's middle half▼ 17.2%-€19,342below the sector's middle half-€11,585below the sector's middle half▲ 40.1%
Solvency28.6%within the sector's middle half-26.8%within the sector's middle half▼ 1.8pp14.0%within the sector's middle half▼ 12.8pp8.2%below the sector's middle half▼ 5.7pp13.7%within the sector's middle half▲ 5.4pp
Current ratio1.31within the sector's middle half-1.29within the sector's middle half▼ 0.011.14within the sector's middle half▼ 0.160.58below the sector's middle half▼ 0.560.76below the sector's middle half▲ 0.18
Return on assets (ROA)9.8%within the sector's middle half--2.5%below the sector's middle half▼ 12.4pp-3.5%below the sector's middle half▼ 1.0pp2.1%within the sector's middle half▲ 5.7pp4.9%within the sector's middle half▲ 2.8pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 96% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85,581
Fixed assets
€49,656 ▼ 22.8%
Current assets
€35,925 ▲ 37.1%
Equity and liabilities €85,625
Equity
€11,691 ▲ 55.9%
Debt
€73,934 ▼ 11.4%
Debt's share of the balance-sheet total falls from 91.8% to 86.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,714▲
2024 · €16,032
Cash flow
€20,111▲
2024 · €13,997
Quick ratio
0.39▲
2024 · 0.22
Debt to equity
6.32▼
2024 · 11.13
ROE
35.8%▲
2024 · 26.0%
Interest coverage
13.07▲
2024 · 7.87
Debt ≤ 1 year
€47,510▲
2024 · €45,547
Debt > 1 year
€26,424▼
2024 · €37,939
Income taxes
€1,818
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,273 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,273 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €68,939 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €69,762 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €394 | €437 | €437 | €12,048 | €15,920 | ▲ 32.1% |
| Other operating charges640/8 | - | - | - | €686 | €779 | ▲ 13.5% |
| Gross operating margin9900 | €3,009 | -€183 | -€837 | €16,718 | €24,493 | ▲ 46.5% |
| Operating profit (loss)9901 | €2,614 | -€619 | -€1,274 | €3,984 | €7,794 | ▲ 95.6% |
| Financial income75/76B | €1 | €64 | €0 | €1 | €30 | ▲ 4,820% |
| Recurring financial income75 | €1 | €64 | €0 | €1 | €30 | ▲ 4,820% |
| Financial charges65/66B | €7 | €105 | €123 | €2,036 | €1,815 | ▼ 10.9% |
| Recurring financial charges65 | €7 | €105 | €123 | €2,036 | €1,815 | ▼ 10.9% |
| Profit (loss) for the period before taxes9903 | €2,608 | -€660 | -€1,397 | €1,948 | €6,009 | ▲ 208% |
| Income taxes67/77 | - | - | - | - | €1,818 | - |
| Profit (loss) for the period9904 | €2,608 | -€660 | -€1,397 | €1,948 | €4,191 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | €2,608 | -€660 | -€1,397 | €1,948 | €4,191 | ▲ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26,586 | €25,931 | €39,789 | €90,986 | €85,625 | ▼ 5.9% |
| Formation expenses20 | €1,790 | €1,353 | €916 | €480 | €43 | ▼ 91.0% |
| Fixed assets21/28 | €0 | €0 | €0 | €64,301 | €49,656 | ▼ 22.8% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | - | - | - | €64,301 | €49,656 | ▼ 22.8% |
| Land and buildings22 | - | - | - | €64,301 | - | - |
| Plant, machinery and equipment23 | - | - | - | - | €507 | - |
| Furniture and vehicles24 | - | - | - | - | €49,150 | - |
| Current assets29/58 | €24,796 | €24,578 | €38,873 | €26,205 | €35,925 | ▲ 37.1% |
| Stocks and contracts in progress3 | €16,300 | €22,914 | €32,300 | €16,300 | €17,255 | ▲ 5.9% |
| Stocks30/36 | €16,300 | €22,914 | €32,300 | €16,300 | €17,255 | ▲ 5.9% |
| Amounts receivable within one year40/41 | €204 | €200 | €286 | €6,115 | €1,611 | ▼ 73.7% |
| Trade receivables40 | - | €200 | €169 | €4,414 | €1,594 | ▼ 63.9% |
| Other amounts receivable41 | €204 | €0 | €117 | €1,701 | €17 | ▼ 99.0% |
| Cash at bank and in hand54/58 | €7,644 | €15 | €4,727 | €1,955 | €15,190 | ▲ 677% |
| Deferred charges and accrued income490/1 | €648 | €1,450 | €1,560 | €1,835 | €1,868 | ▲ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26,586 | €25,931 | €39,789 | €90,986 | €85,625 | ▼ 5.9% |
| Equity10/15 | €7,608 | €6,948 | €5,551 | €7,500 | €11,691 | ▲ 55.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | - | - | - | - | €4,191 | - |
| Distributable reserves133 | - | - | - | - | €4,191 | - |
| Profit (loss) carried forward14 | €2,608 | €1,948 | €551 | €2,500 | €2,500 | = |
| Amounts payable17/49 | €18,978 | €18,983 | €34,238 | €83,486 | €73,934 | ▼ 11.4% |
| Amounts payable after more than one year17 | - | - | - | €37,939 | €26,424 | ▼ 30.4% |
| Financial debts170/4 | - | - | - | €37,939 | €26,424 | ▼ 30.4% |
| Amounts payable within one year42/48 | €18,978 | €18,983 | €34,238 | €45,547 | €47,510 | ▲ 4.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €11,106 | €11,607 | ▲ 4.5% |
| Trade debts44 | €15,905 | €17,403 | €30,861 | €1,708 | €1,818 | ▲ 6.4% |
| Suppliers440/4 | €15,905 | €17,403 | €30,861 | €1,708 | €1,818 | ▲ 6.4% |
| Advances received on contracts in progress46 | €3,000 | €0 | €3,375 | - | - | - |
| Taxes, remuneration and social security45 | - | €1,243 | - | - | €1,451 | - |
| Taxes450/3 | - | €1,243 | - | - | €1,451 | - |
| Other amounts payable47/48 | €73 | €338 | €2 | €32,732 | €32,634 | ▼ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,608 | -€660 | -€1,397 | €1,948 | €4,191 | ▲ 115% |
| + Depreciation and write-downs630 | €394 | €437 | €437 | €12,048 | €15,920 | ▲ 32.1% |
| Operating cash flow (approximation) | €3,002 | -€223 | -€960 | €13,997 | €20,111 | ▲ 43.7% |
| Investment in fixed assets (approximation) | - | -€437 | -€437 | -€76,349 | -€1,276 | ▲ 98.3% |
| Change in cash | - | -€7,629 | €4,713 | -€2,772 | €13,235 | ▲ 577% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2021net €4,191 ▲115%
Operating result €7,794, net result €4,191, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,948
Net result €1,948 after 2 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet -€1,397
Net result drops to -€1,397, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2021
Ground area
1,056 m²
Building footprint
229 m²
Volume, LiDAR
1,102 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DMB AUTO SERVICES
since 20212.321.794.176
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55003B0161/00S002 | Wallonia | 633 m² | 1 · 165 m² | 5.4 m · 1 fl. |
| 55042A0520/00D002 | Wallonia | 424 m² | 1 · 64 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,962. 1,290 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
95314Bodywork repair (including spraying and painting)
Contact
Phone
+32472826380
E-invoicing
Reachable via Peppol
Peppol ID
0208:0762997149
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.