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DMAM CONSTRUCT

Active
Private limited companyfounded 2020active for 6 yearsAarschotstraat 64, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0748.540.684
Summary

The computed 12-month bankruptcy probability of DMAM CONSTRUCT is 8.3% (elevated). The 2025 annual accounts show equity of €9,648 and a net result of €12,193. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 9,217 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (60 days) Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550112.

Turnover
€192,327
EBIT margin
7.5%
Net result
€12,193
2024 · -€647
Working capital
€9,648
2024 · -€2,545
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result returns to profit in 2025: €14,371 after a loss of €571 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€14,371 2025 Net result€12,193 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Turnover€192,327
Operating result-€1,756--€348▲ 80.2%-€1,390-€571▲ 58.9%€14,371
Net result-€1,781below the sector's middle half--€348below the sector's middle half▲ 80.5%-€1,470below the sector's middle half-€647within the sector's middle half▲ 56.0%€12,193within the sector's middle half
EBIT margin7.5%
Equity-€1,131below the sector's middle half--€429below the sector's middle half▲ 62.1%-€429below the sector's middle half=-€1,898below the sector's middle half▼ 342%-€2,545below the sector's middle half▼ 34.1%€9,648below the sector's middle half
Total assets€406below the sector's middle half-€1,108below the sector's middle half▲ 173%€1,108below the sector's middle half=€3,948below the sector's middle half▲ 256%€2,552below the sector's middle half▼ 35.4%€30,751below the sector's middle half▲ 1,105%
Debt€1,537-€1,537=€1,537=€5,847▲ 280%€5,098▼ 12.8%€21,103▲ 314%
Working capital-€1,131below the sector's middle half--€429below the sector's middle half▲ 62.1%-€429below the sector's middle half=-€1,898below the sector's middle half▼ 342%-€2,545below the sector's middle half▼ 34.1%€9,648within the sector's middle half
Solvency31.4%within the sector's middle half
Current ratio1.46within the sector's middle half
Return on assets (ROA)39.7%above the sector's middle half
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
Equity and liabilities €30,751
Equity €9,648
Debt €21,103
Debt finances 68.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt to equity
2.19
ROE
126.4%
Debt ≤ 1 year
€21,103▲
2024 · €5,098
Income taxes
€3,004
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,552€30,751▲
Current assets29/58€2,552€30,751▲
Amounts receivable within one year40/41-€30,751
Other amounts receivable41-€30,751
Cash at bank and in hand54/58€2,552-
Equity and liabilities
Total equity and liabilities10/49€2,552€30,751▲
Equity10/15-€2,545€9,648▲
Contributions10/11€1,700€1,700=
Profit (loss) carried forward14-€4,245€7,948▲
Amounts payable17/49€5,098€21,103▲
Amounts payable within one year42/48€5,098€21,103▲
Trade debts44-€18,099
Suppliers440/4-€18,099
Taxes, remuneration and social security45-€3,004
Taxes450/3-€3,004
Other amounts payable47/48€5,098-
Income statement Code20242025
Turnover70-€192,327
Goods, raw materials, services and sundry goods60/61€571€177,651▲
Other operating charges640/8-€305
Gross operating margin9900-€571€14,676▲
Operating profit (loss)9901-€571€14,371▲
Financial income75/76B-€826
Recurring financial income75-€826
Financial charges65/66B€76-
Recurring financial charges65€76-
Profit (loss) for the period before taxes9903-€647€15,198▲
Income taxes67/77-€3,004
Profit (loss) for the period9904-€647€12,193▲
Profit (loss) for the period to be appropriated9905-€647€12,193▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,245€7,948▲
Profit (loss) brought forward from the previous period14P-€3,598-€4,245▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Turnover70-----€192,327-
Goods, raw materials, services and sundry goods60/61-€348-€1,390€571€177,651▲ 31,032%
Other operating charges640/8-----€305-
Gross operating margin9900-€1,756-€348--€1,390-€571€14,676-
Operating profit (loss)9901-€1,756-€348--€1,390-€571€14,371-
Financial income75/76B-----€826-
Recurring financial income75-----€826-
Financial charges65/66B---€80€76--
Recurring financial charges65€25--€80€76--
Profit (loss) for the period before taxes9903-€1,781-€348--€1,470-€647€15,198-
Income taxes67/77-----€3,004-
Profit (loss) for the period9904-€1,781-€348--€1,470-€647€12,193-
Profit (loss) for the period to be appropriated9905-€1,781-€348--€1,470-€647€12,193-
Line202020212022202320242025Change
Assets
Total assets20/58€406€1,108€1,108€3,948€2,552€30,751▲ 1,105%
Current assets29/58€406€1,108€1,108€3,948€2,552€30,751▲ 1,105%
Amounts receivable within one year40/41€327€237€237€700-€30,751-
Trade receivables40-€0-----
Other amounts receivable41-€237€237€700-€30,751-
Cash at bank and in hand54/58€79€871€871€3,248€2,552--
Equity and liabilities
Total equity and liabilities10/49€406€1,108€1,108€3,948€2,552€30,751▲ 1,105%
Equity10/15-€1,131-€429-€429-€1,898-€2,545€9,648-
Contributions10/11-€1,700€1,700€1,700€1,700€1,700=
Profit (loss) carried forward14-€1,781-€2,129-€2,129-€3,598-€4,245€7,948-
Amounts payable17/49€1,537€1,537€1,537€5,847€5,098€21,103▲ 314%
Amounts payable within one year42/48€1,537€1,537€1,537€5,847€5,098€21,103▲ 314%
Trade debts44-----€18,099-
Suppliers440/4-----€18,099-
Taxes, remuneration and social security45-----€3,004-
Taxes450/3-----€3,004-
Other amounts payable47/48-€1,537€1,537€5,847€5,098--
Line202020212022202320242025Change
Profit (loss) for the period9904-€1,781-€348--€1,470-€647€12,193-
Operating cash flow (approximation)-€1,781-€348--€1,470-€647€12,193-
Change in cash-€792€0€2,377-€696--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 micro format 29-09-2026 2026-00550112
31-12-2024 micro format 09-12-2025 2025-00578494
31-12-2023 micro format 15-09-2024 2024-00462251
31-12-2022 micro format 30-09-2023 2023-00463783
31-12-2021 micro format 05-08-2022 2022-20274156
31-12-2020 micro format 09-02-2022 2022-05300031

Similar companies · same sector, comparable size

Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,159. 9,283 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.