DM-OG
ActiveSummary
DM-OG has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €25k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency73▲+1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 2.09 in 2024; short-term debt: 28.4% and cash: 10.3% of total assets), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
29.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
13 d early
2022
66 d early
2021
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▼ 15.2%
2024 · €48k
2021: €30k
2022: €58k
2023: €48k
2024: €48k
2021 → 2025
Total assets
€86k▼ 15.6%
2024 · €102k
2021: €50k
2022: €115k
2023: €109k
2024: €102k
2021 → 2025
Net result
€25k▲ 6,313%
2024 · €392
2021: €25k
2022: €82k
2023: €28k
2024: €392
2021 → 2025
Working capital
€22k▼ 15.3%
2024 · €26k
2021: €25k
2022: €48k
2023: €20k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€58k▲ 91.1%€48k▼ 16.6%€48k▲ 0.8%€41k▼ 15.2%
Operating result€32k-€103k▲ 226%€36k▼ 64.7%€3k▼ 91.9%€33k▲ 1,024%
Net result€25k-€82k▲ 226%€28k▼ 65.3%€392▼ 98.6%€25k▲ 6,313%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,024% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€40k ▼ 24.4%
Current assets
€46k ▼ 6.1%
Equity and liabilities €86k
Equity
€41k ▼ 15.2%
Debt
€45k ▼ 16.0%
Debt's share of the balance-sheet total falls from 52.7% to 52.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €18k
Cash flow
€40k▲
2024 · €16k
Current ratio
1.89▼
2024 · 2.09
Debt to equity
1.10▼
2024 · 1.11
ROE
61.2%▲
2024 · 0.8%
ROA
29.1%▲
2024 · 0.4%
Interest coverage
32.45▲
2024 · 9.69
Debt ≤ 1 year
€25k▲
2024 · €24k
Debt > 1 year
€21k▼
2024 · €30k
Income taxes
€7k▲
2024 · €665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€102k€86k▼
Fixed assets21/28€53k€40k▼
Tangible fixed assets22/27€51k€38k▼
Furniture and vehicles24€51k€38k▼
Financial fixed assets28€2k€2k=
Current assets29/58€49k€46k▼
Amounts receivable within one year40/41€17k€33k▲
Trade receivables40€12k€31k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€29k€9k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€102k€86k▼
Equity10/15€48k€41k▼
Contributions10/11€5k€5k=
Reserves13€43k€36k▼
Distributable reserves133€43k€36k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€54k€45k▼
Amounts payable after more than one year17€30k€21k▼
Financial debts170/4€30k€21k▼
Amounts payable within one year42/48€24k€25k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€2k€794▼
Suppliers440/4€2k€794▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3-€215
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€525€531▲
Non-recurring operating charges66A€0-
Gross operating margin9900€19k€49k▲
Operating profit (loss)9901€3k€33k▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€1k€32k▲
Income taxes67/77€665€7k▲
Profit (loss) for the period9904€392€25k▲
Profit (loss) for the period to be appropriated9905€392€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€392€25k▲
Transfer from equity791/2€0€33k▲
Transfer to equity691/2€392€25k▲
To other reserves6921€392€25k▲
Profit to be distributed694/7€0€33k▲
Return on contributions (dividend)694€0€33k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €392 ▼98.6%
Net result drops to €392, the lowest in the series; recovery starts the following year.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €82k ▲226%
Operating result €103k, net result €82k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burggravenlaan 3159000 GentGround area
124 m²
Building footprint
79 m²
Volume, LiDAR
787 m³
Parcel 44808H0242/00X003, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DM-OG
since 20202.309.204.863
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0242/00X003 | Flanders | 124 m² | 1 · 79 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCOJH CONSULT
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VIGILANTOPS
BE 0721.568.944
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FIX FOOD
BE 0787.631.981
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MEA SERVICES
BE 0686.580.054
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ruben.verhack@gmail.com