DM Houtprojecten
ActiveDM Houtprojecten has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €34k. Equity is growing by ~48.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-5
Solvency76▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 1.97 in 2024; short-term debt: 35% and cash: 61.1% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
14.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
7 d late
2023
33 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€117k▲ 41.1%
2024 · €83k
2022: €27k
2023: €48k
2024: €83k
2022 → 2025
Total assets
€229k▲ 21.8%
2024 · €188k
2022: €121k
2023: €156k
2024: €188k
2022 → 2025
Net result
€34k▼ 1.1%
2024 · €34k
2022: €26k
2023: €21k
2024: €34k
2022 → 2025
Working capital
€115k▲ 62.4%
2024 · €71k
2022: €30k
2023: €44k
2024: €71k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€27k-€48k▲ 76.8%€83k▲ 71.2%€117k▲ 41.1%
Operating result€34k-€28k▼ 15.6%€45k▲ 59.2%€45k▼ 0.5%
Net result€26k-€21k▼ 20.3%€34k▲ 64.0%€34k▼ 1.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€34k▼ 24.1%
Current assets
€195k▲ 36.1%
Equity and liabilities €229k
Equity
€117k▲ 41.1%
Debt
€113k▲ 6.6%
The debt ratio falls from 56.2% to 49.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €56k
Cash flow
€47k▲
2024 · €45k
Solvency
50.8%▲
2024 · 43.8%
Current ratio
2.43▲
2024 · 1.97
Quick ratio
1.76▼
2024 · 1.86
Debt / equity
0.97▼
2024 · 1.28
ROE
29.1%▼
2024 · 41.6%
ROA
14.8%▼
2024 · 18.2%
Interest coverage
17.49▼
2024 · 20.75
Debt
€113k▲
2024 · €106k
Debt ≤ 1 year
€80k▲
2024 · €73k
Debt > 1 year
€18k▼
2024 · €32k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€229k▲
Fixed assets21/28€45k€34k▼
Tangible fixed assets22/27€45k€34k▼
Plant, machinery and equipment23€29k€25k▼
Furniture and vehicles24€16k€9k▼
Current assets29/58€143k€195k▲
Stocks and contracts in progress3€8k€54k▲
Stocks30/36€8k€29k▲
Contracts in progress37-€25k
Amounts receivable within one year40/41€12k€1k▼
Trade receivables40€11k€885▼
Other amounts receivable41€697€135▼
Cash at bank and in hand54/58€123k€140k▲
Equity and liabilities
Total equity and liabilities10/49€188k€229k▲
Equity10/15€83k€117k▲
Contributions10/11€1k€1k=
Reserves13€82k€116k▲
Distributable reserves133€82k€116k▲
Amounts payable17/49€106k€113k▲
Amounts payable after more than one year17€32k€18k▼
Financial debts170/4€32k€18k▼
Amounts payable within one year42/48€73k€80k▲
Current portion of amounts payable after more than one year42€13k€17k▲
Trade debts44€420€8k▲
Suppliers440/4€420€8k▲
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48€45k€52k▲
Accrued charges and deferred income492/3€966€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€226€232▲
Gross operating margin9900€57k€59k▲
Operating profit (loss)9901€45k€45k▼
Financial income75/76B€220€803▲
Recurring financial income75€220€803▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€43k€42k▼
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€34k€34k▼
Profit (loss) for the period to be appropriated9905€34k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€34k▼
Transfer to equity691/2€34k€34k▼
To other reserves6921€34k€34k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €117k ▲41.1%
4 profitable years in a row build equity to €117k.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
2024
31-12
Financial
Highest result since 2022net €34k ▲64%
Operating result €45k, net result €34k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €21k ▼20.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeklostraat 1109971 KaprijkeGround area
2,885 m²
Building footprint
193 m²
Volume, LiDAR
374 m³
Parcel 43009B0963/00G003, Flanders · tallest building 7.9 m. Linked by address, not a title deed.
1 establishment unit
DM Houtprojecten
since 20222.329.634.449
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009B0963/00G003 | Flanders | 2,885 m² | 1 · 193 m² | 7.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEWAL
BE 0465.292.865
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Gruyaert & Co
BE 0675.509.384
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DREVOTREND
BE 0480.241.060
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V.N.D.
BE 0860.990.014
Hasselt · Eq €116k
JABOIS
BE 0828.708.315
Lasne · Eq €116k
Of 1,600 companies in sector 16230 we hold annual accounts for 782. 629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2022
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
31001Manufacture of furniture
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.