DM CREATION
ActiveDM CREATION has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €33k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 12.05 against 4.5 in 2024; short-term debt: 7.9% and cash: 1.9% of total assets), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
19.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
50 d late
2022
403 d late
2021
649 d late
2020
31 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 27.1%
2024 · €123k
2018: €52k
2019: €40k
2020: €27k
2021: €62k
2022: €72k
2023: €86k
2024: €123k
2018 → 2025
Total assets
€170k▲ 9.4%
2024 · €155k
2018: €82k
2019: €90k
2020: €89k
2021: €144k
2022: €163k
2023: €158k
2024: €155k
2018 → 2025
Net result
€33k▼ 21.4%
2024 · €42k
2018: €-4k
2019: €-13k
2020: €-12k
2021: €35k
2022: €10k
2023: €19k
2024: €42k
2018 → 2025
Working capital
€149k▲ 32.1%
2024 · €112k
2018: €53k
2019: €30k
2020: €14k
2021: €41k
2022: €58k
2023: €94k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€72k▲ 15.9%€86k▲ 19.1%€123k▲ 43.4%€156k▲ 27.1%
Operating result€35k-€10k▼ 71.1%€37k▲ 261%€44k▲ 19.7%€34k▼ 22.7%
Net result€35k-€10k▼ 71.6%€19k▲ 91.4%€42k▲ 124%€33k▼ 21.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€8k▼ 27.5%
Current assets
€162k▲ 12.0%
Equity and liabilities €170k
Equity
€156k▲ 27.1%
Debt
€13k▼ 58.1%
The debt ratio falls from 20.7% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €48k
Cash flow
€36k▼
2024 · €46k
Solvency
92.1%▲
2024 · 79.3%
Current ratio
12.05▲
2024 · 4.50
Quick ratio
12.05▲
2024 · 4.50
Debt / equity
0.09▼
2024 · 0.26
ROE
21.3%▼
2024 · 34.4%
ROA
19.6%▼
2024 · 27.3%
Interest coverage
51.14▲
2024 · 28.30
Debt
€13k▼
2024 · €32k
Debt ≤ 1 year
€13k▼
2024 · €32k
Staff costs
€0▲
2024 · €-118
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€170k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€3k€402▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€5k€5k▲
Current assets29/58€145k€162k▲
Amounts receivable within one year40/41€118k€132k▲
Trade receivables40€98k€60k▼
Other amounts receivable41€20k€72k▲
Cash at bank and in hand54/58€246€3k▲
Deferred charges and accrued income490/1€27k€27k=
Equity and liabilities
Total equity and liabilities10/49€155k€170k▲
Equity10/15€123k€156k▲
Contributions10/11€25k€25k=
Reserves13€23k€48k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€20k€45k▲
Profit (loss) carried forward14€75k€84k▲
Amounts payable17/49€32k€13k▼
Amounts payable within one year42/48€32k€13k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€29k€12k▼
Taxes450/3€29k€12k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€-118€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€951€1k▲
Gross operating margin9900€48k€38k▼
Operating profit (loss)9901€44k€34k▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€2k€726▼
Recurring financial charges65€2k€726▼
Profit (loss) for the period before taxes9903€42k€33k▼
Profit (loss) for the period9904€42k€33k▼
Profit (loss) for the period to be appropriated9905€42k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€109k▲
Profit (loss) brought forward from the previous period14P€53k€75k▲
Transfer to equity691/2€20k€25k▲
To the legal reserve6920€20k€25k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 12.05
Current ratio from 4.50 to 12.05; short-term debt falls from €32k to €13k.
31-12
Financial
Equity above €150kEq €156k ▲27.1%
5 profitable years in a row build equity to €156k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €42k ▲124%
Operating result €44k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲43.4%
4 profitable years in a row build equity to €123k.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 403 days late
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 649 days late
2021
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 119 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kroonprinses Elisabethstraat 113190 BoortmeerbeekGround area
1,350 m²
Building footprint
275 m²
Volume, LiDAR
809 m³
2 parcels, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DM CREATION
since 20042.144.035.243
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014E0314/00B000 | Flanders | 704 m² | 1 · 183 m² | 6.2 m · 1 fl. |
| 24014E0034/00P000 | Flanders | 646 m² | 1 · 92 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PIERRET MARKETING & DEVELOPMENT
BE 0461.960.817
Libin · Eq €155k
ECO-PROJECTS
BE 0758.406.574
Bilzen-Hoeselt · Eq €157k
Leto
BE 0838.268.258
Lummen · Eq €154k
GREEN ROOF TOOLS
BE 0883.724.735
Lummen · Eq €153k
DAJOKA
BE 0465.440.048
Beringen · Eq €153k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2004
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
46130Agents in the wholesale of timber and building materials
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.