DM 2020
ActiveDM 2020 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €-48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-42
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 1.13 in 2024; short-term debt: 126.7% and cash: 2.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33%
Return on assets
-40.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
53 d early
2024
51 d early
2023
40 d early
2022
40 d early
2021
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-39k
2024 · €9k
2021: €605
2022: €11k
2023: €-25k
2024: €9k
2021 → 2025
Total assets
€118k▲ 125%
2024 · €52k
2021: €38k
2022: €41k
2023: €12k
2024: €52k
2021 → 2025
Net result
€-48k
2024 · €28k
2021: €-2k
2022: €10k
2023: €-36k
2024: €28k
2021 → 2025
Working capital
€-144k
2024 · €6k
2021: €-5k
2022: €965
2023: €-31k
2024: €6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€605-€11k▲ 1,720%€-25k€9k€-39k
Operating result€-1k-€13k€-35k€29k€-46k
Net result€-2k-€10k€-36k€28k€-48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €46k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€113k▲ 3,290%
Current assets
€5k▼ 89.5%
Key figures and ratios
EBITDA
€-22k▼
2024 · €33k
Cash flow
€-23k▼
2024 · €33k
Solvency
-33.0%▼
2024 · 17.0%
Current ratio
0.03▼
2024 · 1.13
Quick ratio
0.03▼
2024 · 1.08
Debt / equity
-4.03▼
2024 · 4.87
ROA
-40.5%▼
2024 · 53.8%
Interest coverage
-15.43▼
2024 · 142.85
Debt
€157k▲
2024 · €44k
Debt ≤ 1 year
€149k▲
2024 · €44k
Debt > 1 year
€7k
Income taxes
€160▼
2024 · €220
Staff costs
€669
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€118k▲
Fixed assets21/28€3k€113k▲
Tangible fixed assets22/27€3k€113k▲
Plant, machinery and equipment23€3k€20k▲
Furniture and vehicles24-€92k
Current assets29/58€49k€5k▼
Stocks and contracts in progress3€2k-
Contracts in progress37€2k-
Amounts receivable within one year40/41€40k€15▼
Trade receivables40€40k-
Other amounts receivable41€480€15▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€52k€118k▲
Equity10/15€9k€-39k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€-41k▼
Amounts payable17/49€44k€157k▲
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€44k€149k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€220€177▼
Taxes450/3€220€177▼
Other amounts payable47/48€40k€133k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€669
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€25k▲
Other operating charges640/8€784€761▼
Gross operating margin9900€34k€-20k▼
Operating profit (loss)9901€29k€-46k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€234€1k▲
Recurring financial charges65€234€1k▲
Profit (loss) for the period before taxes9903€28k€-48k▼
Income taxes67/77€220€160▼
Profit (loss) for the period9904€28k€-48k▼
Profit (loss) for the period to be appropriated9905€28k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-41k▼
Profit (loss) brought forward from the previous period14P€-22k€6k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-48k ▼270%
Net result drops to €-48k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 1.13
Current ratio from 0.14 to 1.13.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Striekestraat 33740 Bilzen-HoeseltGround area
1,110 m²
Building footprint
154 m²
Parcel 73023A0386/00K000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
All Construct DM
since 20212.312.145.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73023A0386/00K000 | Flanders | 1,110 m² | 1 · 154 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 356 EUR awarded · 356 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 356 EUR | 356 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 21,698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2021
Fiscal year end31-12
Trade name NL
All Construct DM
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.