DLM AUTO
ActiveThe computed 12-month bankruptcy probability of DLM AUTO is 2.1% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-187. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 18024 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency41▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.22 against 1.18 in 2024), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
-0.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
19 d early
2024
1 d early
2023
26 d late
2022
26 d late
2021
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 1.1%
2024 · €16k
2021: €6k
2022: €12k
2023: €13k
2024: €16k
2021 → 2025
Total assets
€66k▼ 15.0%
2024 · €78k
2021: €45k
2022: €58k
2023: €59k
2024: €78k
2021 → 2025
Net result
€-187
2024 · €3k
2021: €-4k
2022: €7k
2023: €591
2024: €3k
2021 → 2025
Working capital
€11k▼ 1.7%
2024 · €11k
2021: €3k
2022: €10k
2023: €8k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€12k▲ 121%€13k▲ 4.8%€16k▲ 26.8%€16k▼ 1.1%
Operating result€-4k-€7k€2k▼ 73.3%€5k▲ 157%€-247
Net result€-4k-€7k€591▼ 91.2%€3k▲ 481%€-187
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €247 after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€5k=
Current assets
€61k▼ 16.0%
Equity and liabilities €66k
Equity
€16k▼ 1.1%
Debt
€50k▼ 18.6%
The debt ratio falls from 79.1% to 75.7%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
24.3%▲
2024 · 20.9%
Current ratio
1.22▲
2024 · 1.18
Quick ratio
0.87▲
2024 · 0.73
Debt / equity
3.12▼
2024 · 3.79
ROE
-1.2%▼
2024 · 21.1%
ROA
-0.3%▼
2024 · 4.4%
Debt
€50k▼
2024 · €62k
Debt ≤ 1 year
€50k▼
2024 · €62k
Income taxes
€-113▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€66k▼
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€73k€61k▼
Stocks and contracts in progress3€28k€18k▼
Stocks30/36€28k€18k▼
Amounts receivable within one year40/41€33k€22k▼
Trade receivables40€33k€22k▼
Cash at bank and in hand54/58€12k€21k▲
Equity and liabilities
Total equity and liabilities10/49€78k€66k▼
Equity10/15€16k€16k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€6k€6k▼
Amounts payable17/49€62k€50k▼
Amounts payable within one year42/48€62k€50k▼
Trade debts44€31k€20k▼
Suppliers440/4€31k€20k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€27k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103-
Other operating charges640/8€822€940▲
Non-recurring operating charges66A-€400
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€5k€-247▼
Financial income75/76B€10€101▲
Recurring financial income75€10€101▲
Non-recurring financial income76B€10€101▲
Financial charges65/66B€165€154▼
Recurring financial charges65€165€154▼
Non-recurring financial charges66B€165€154▼
Profit (loss) for the period before taxes9903€5k€-300▼
Income taxes67/77€1k€-113▼
Profit (loss) for the period9904€3k€-187▼
Profit (loss) for the period to be appropriated9905€3k€-187▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▼
Profit (loss) brought forward from the previous period14P€3k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westvaartdijk 3141850 GrimbergenGround area
482 m²
Building footprint
195 m²
Volume, LiDAR
1,645 m³
Parcel 23402D0314/00W000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Poddegemstraat 94C, 1850 Grimbergen
since 20202.305.490.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402D0314/00W000 | Flanders | 482 m² | 1 · 195 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Temo Garage
BE 0406.194.329
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AUTO GALAXIE
BE 0432.673.943
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DMI TRADING
BE 0768.505.165
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FAN-CAR INVEST
BE 0691.577.732
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SIRIN CARS
BE 1011.466.015
Liège · Eq €16k
Of 10,615 companies in sector 47811 we hold annual accounts for 5,192. 2,476 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2020
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.