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DlcORL

Active
Private limited companyfounded 20242 yrs activeRue de Gawday 21, 5300 Andenne, BelgiumKBO/BCE: BE 1006.235.636
Summary

The computed 12-month bankruptcy probability of DlcORL is 2.4% (moderate). The 2025 annual accounts show equity of €368,094 and a net result of €176,577. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth52
Track record82
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.45 against 3.2 in 2024; short-term debt: 18% and cash: 74.8% of total assets), and 18% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82%
Return on assets
39.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 d early
2024
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 February 2024, DlcORL was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€368,094▲ 92.2%
2024 · €191,517
Total assets
€448,984▲ 62.5%
2024 · €276,260
Net result
€176,577▼ 5.8%
2024 · €187,517
Working capital
€359,774▲ 93.2%
2024 · €186,194
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€269,868-€252,657▼ 6.4%
Net result€187,517-€176,577▼ 5.8%
Equity€191,517-€368,094▲ 92.2%
Total assets€276,260-€448,984▲ 62.5%
Debt€84,743-€80,890▼ 4.5%
Working capital€186,194-€359,774▲ 93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2024: €269,868€269,868Net result 2024: €187,517€187,517Operating result 2025: €252,657€252,657Net result 2025: €176,577€176,57720242025€0€100,000€200,000€300,000Operating result 2024: €269,868€270,000Net result 2024: €187,517€188,000Operating result 2025: €252,657€253,000Net result 2025: €176,577€177,00020242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €448,984
Fixed assets €8,320 ▲ 56.3%
Current assets €440,664 ▲ 62.6%
Equity and liabilities €448,984
Equity €368,094 ▲ 92.2%
Debt €80,890 ▼ 4.5%
Debt's share of the balance-sheet total falls from 30.7% to 18.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€255,911▼
2024 · €274,127
Cash flow
€179,831▼
2024 · €191,776
Current ratio
5.45▲
2024 · 3.20
Debt to equity
0.22▼
2024 · 0.44
ROE
48.0%▼
2024 · 97.9%
ROA
39.3%▼
2024 · 67.9%
Interest coverage
2751.73▼
2024 · 12460.32
Debt ≤ 1 year
€80,890▼
2024 · €84,743
Income taxes
€79,540▼
2024 · €82,867
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€276,260€448,984▲
Fixed assets21/28€5,323€8,320▲
Tangible fixed assets22/27€5,323€8,320▲
Plant, machinery and equipment23€5,323€2,662▼
Furniture and vehicles24-€5,658
Current assets29/58€270,937€440,664▲
Amounts receivable after more than one year29€80,000€80,000=
Other amounts receivable291€80,000€80,000=
Amounts receivable within one year40/41€20,443€24,728▲
Other amounts receivable41€20,443€24,728▲
Cash at bank and in hand54/58€170,494€335,936▲
Equity and liabilities
Total equity and liabilities10/49€276,260€448,984▲
Equity10/15€191,517€368,094▲
Contributions10/11€4,000€4,000=
Reserves13€180,000€350,000▲
Distributable reserves133€180,000€350,000▲
Profit (loss) carried forward14€7,517€14,094▲
Amounts payable17/49€84,743€80,890▼
Amounts payable within one year42/48€84,743€80,890▼
Trade debts44€1,883€1,870▼
Suppliers440/4€1,883€1,870▼
Taxes, remuneration and social security45€82,860€79,020▼
Taxes450/3€82,860€79,020▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,259€3,254▼
Other operating charges640/8-€135
Gross operating margin9900€274,127€256,046▼
Operating profit (loss)9901€269,868€252,657▼
Financial income75/76B€538€3,553▲
Recurring financial income75€538€3,553▲
Financial charges65/66B€22€93▲
Recurring financial charges65€22€93▲
Profit (loss) for the period before taxes9903€270,384€256,117▼
Income taxes67/77€82,867€79,540▼
Profit (loss) for the period9904€187,517€176,577▼
Profit (loss) for the period to be appropriated9905€187,517€176,577▼
Appropriation of the result
Profit (loss) to be appropriated9906€187,517€184,094▼
Profit (loss) brought forward from the previous period14P-€7,517
Transfer to equity691/2€180,000€170,000▼
To other reserves6921€180,000€170,000▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,259€3,254▼ 23.6%
Other operating charges640/8-€135-
Gross operating margin9900€274,127€256,046▼ 6.6%
Operating profit (loss)9901€269,868€252,657▼ 6.4%
Financial income75/76B€538€3,553▲ 560%
Recurring financial income75€538€3,553▲ 560%
Financial charges65/66B€22€93▲ 323%
Recurring financial charges65€22€93▲ 323%
Profit (loss) for the period before taxes9903€270,384€256,117▼ 5.3%
Income taxes67/77€82,867€79,540▼ 4.0%
Profit (loss) for the period9904€187,517€176,577▼ 5.8%
Profit (loss) for the period to be appropriated9905€187,517€176,577▼ 5.8%
Line20242025Change
Assets
Total assets20/58€276,260€448,984▲ 62.5%
Fixed assets21/28€5,323€8,320▲ 56.3%
Tangible fixed assets22/27€5,323€8,320▲ 56.3%
Plant, machinery and equipment23€5,323€2,662▼ 50.0%
Furniture and vehicles24-€5,658-
Current assets29/58€270,937€440,664▲ 62.6%
Amounts receivable after more than one year29€80,000€80,000=
Other amounts receivable291€80,000€80,000=
Amounts receivable within one year40/41€20,443€24,728▲ 21.0%
Other amounts receivable41€20,443€24,728▲ 21.0%
Cash at bank and in hand54/58€170,494€335,936▲ 97.0%
Equity and liabilities
Total equity and liabilities10/49€276,260€448,984▲ 62.5%
Equity10/15€191,517€368,094▲ 92.2%
Contributions10/11€4,000€4,000=
Reserves13€180,000€350,000▲ 94.4%
Distributable reserves133€180,000€350,000▲ 94.4%
Profit (loss) carried forward14€7,517€14,094▲ 87.5%
Amounts payable17/49€84,743€80,890▼ 4.5%
Amounts payable within one year42/48€84,743€80,890▼ 4.5%
Trade debts44€1,883€1,870▼ 0.7%
Suppliers440/4€1,883€1,870▼ 0.7%
Taxes, remuneration and social security45€82,860€79,020▼ 4.6%
Taxes450/3€82,860€79,020▼ 4.6%
Line20242025Change
Profit (loss) for the period9904€187,517€176,577▼ 5.8%
+ Depreciation and write-downs630€4,259€3,254▼ 23.6%
Operating cash flow (approximation)€191,776€179,831▼ 6.2%
Investment in fixed assets (approximation)--€6,251-
Change in cash-€165,442-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200,000Eq €368,094 ▲92.2%
2 profitable years in a row build equity to €368,094.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,638 m²
Building footprint
223 m²
Volume, LiDAR
702 m³
2 parcels, Wallonia · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DlcORL
Rue Albert 1er 134, 4280 HannutSpecialist medical practice
since 20242.356.027.060
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92081A0055/02R000 Wallonia 1,411 m² 1 · 116 m² -
64034B0604/00F009 Wallonia 1,227 m² 1 · 106 m² 12.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.