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Private limited companyfounded 201510 yrs activeKruishillestraat 27, 8210 Zedelgem, BelgiumKBO/BCE: BE 0641.801.587
Summary

DKZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €973,726 and a net result of €101,089. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 5565 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
3 d early
2024
6 d early
2023
on the day
2022
28 d early
2021
3 d late
2020
8 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 October 2015, DKZ was incorporated.1 Total assets went from EUR 966,119 in 2019 to EUR 1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€973,726▲ 11.6%
2024 · €872,638
Net result
€101,089▼ 58.6%
2024 · €244,238
Total assets
€1.0m▼ 5.3%
2024 · €1.1m
Solvency
94.3%▲ 14.3pp
2024 · 80.1%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€63,479▼ 40.0%€147,672▲ 133%€218,397▲ 47.9%€326,811▲ 49.6%€147,603▼ 54.8%
Net result€44,086▼ 42.2%€110,824▲ 151%€163,052▲ 47.1%€244,238▲ 49.8%€101,089▼ 58.6%
Equity€454,523▲ 10.7%€565,347▲ 24.4%€728,399▲ 28.8%€872,638▲ 19.8%€973,726▲ 11.6%
Total assets€964,557▲ 0.2%€985,071▲ 2.1%€1.0m▲ 4.6%€1.1m▲ 5.7%€1.0m▼ 5.3%
Debt€510,034▼ 7.7%€419,724▼ 17.7%€302,134▼ 28.0%€217,149▼ 28.1%€58,483▼ 73.1%
Working capital-€251,752▼ 9.1%-€205,903▲ 18.2%-€108,938▲ 47.1%-€30,232▲ 72.2%€22,517
Solvency47.1%▲ 4.5pp57.4%▲ 10.3pp70.7%▲ 13.3pp80.1%▲ 9.4pp94.3%▲ 14.3pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €63,479€63,479Net result 2021: €44,086€44,086Operating result 2022: €147,672€147,672Net result 2022: €110,824€110,824Operating result 2023: €218,397€218,397Net result 2023: €163,052€163,052Operating result 2024: €326,811€326,811Net result 2024: €244,238€244,238Operating result 2025: €147,603€147,603Net result 2025: €101,089€101,08920212022202320242025€0€100,000€200,000€300,000Operating result 2023: €218,397€218,000Net result 2023: €163,052€163,000Operating result 2024: €326,811€327,000Net result 2024: €244,238€244,000Operating result 2025: €147,603€148,000Net result 2025: €101,089€101,000202320242025
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €951,209 =
Current assets €81,000 ▼ 41.4%
Equity and liabilities €1.0m
Equity €973,726 ▲ 11.6%
Debt €58,483 ▼ 73.1%
Debt's share of the balance-sheet total falls from 19.9% to 5.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
10.4%▼
2024 · 28.0%
ROA
9.8%▼
2024 · 22.4%
Debt ≤ 1 year
€58,483▼
2024 · €168,399
Debt > 1 year
€0▼
2024 · €48,750
Income taxes
€42,916▼
2024 · €76,426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.0m▼
Fixed assets21/28€951,619€951,209=
Tangible fixed assets22/27€1,619€1,209▼
Plant, machinery and equipment23€1,619€1,209▼
Financial fixed assets28€950,000€950,000=
Current assets29/58€138,167€81,000▼
Amounts receivable within one year40/41€125,454€5,942▼
Trade receivables40-€1,362
Other amounts receivable41€125,454€4,580▼
Current investments50/53-€15,087
Cash at bank and in hand54/58€9,599€56,179▲
Deferred charges and accrued income490/1€3,114€3,791▲
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.0m▼
Equity10/15€872,638€973,726▲
Contributions10/11€150,000€150,000=
Reserves13€722,638€823,726▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€722,638€823,726▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€217,149€58,483▼
Amounts payable after more than one year17€48,750€0▼
Financial debts170/4€48,750€0▼
Amounts payable within one year42/48€168,399€58,483▼
Current portion of amounts payable after more than one year42€65,000€48,750▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1,020€578▼
Suppliers440/4€1,020€578▼
Taxes, remuneration and social security45€2,380€9,155▲
Taxes450/3€2,380€9,155▲
Other amounts payable47/48€100,000€0▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€410€410=
Other operating charges640/8€1,140€1,484▲
Gross operating margin9900€328,361€149,496▼
Operating profit (loss)9901€326,811€147,603▼
Financial income75/76B€0€130▲
Recurring financial income75€0€130▲
Financial charges65/66B€6,147€3,728▼
Recurring financial charges65€6,147€3,728▼
Profit (loss) for the period before taxes9903€320,664€144,005▼
Income taxes67/77€76,426€42,916▼
Profit (loss) for the period9904€244,238€101,089▼
Profit (loss) for the period to be appropriated9905€244,238€101,089▼
Appropriation of the result
Profit (loss) to be appropriated9906€244,238€101,089▼
Transfer to equity691/2€144,238€101,089▼
To other reserves6921€144,238€101,089▼
Profit to be distributed694/7€100,000€0▼
Return on contributions (dividend)694€100,000€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€20€410€410=
Other operating charges640/8-€1,044€1,045€1,140€1,484▲ 30.1%
Gross operating margin9900€63,653€148,716€219,463€328,361€149,496▼ 54.5%
Operating profit (loss)9901€63,479€147,672€218,397€326,811€147,603▼ 54.8%
Financial income75/76B--€1€0€130-
Recurring financial income75--€1€0€130-
Financial charges65/66B-€4,739€4,779€6,147€3,728▼ 39.4%
Recurring financial charges65€8,017€4,739€4,779€6,147€3,728▼ 39.4%
Profit (loss) for the period before taxes9903€55,462€142,933€213,619€320,664€144,005▼ 55.1%
Income taxes67/77€11,376€32,109€50,568€76,426€42,916▼ 43.8%
Profit (loss) for the period9904€44,086€110,824€163,052€244,238€101,089▼ 58.6%
Profit (loss) for the period to be appropriated9905€44,086€110,824€163,052€244,238€101,089▼ 58.6%
Line20212022202320242025Change
Assets
Total assets20/58€964,557€985,071€1.0m€1.1m€1.0m▼ 5.3%
Fixed assets21/28€950,025€950,000€952,029€951,619€951,209=
Tangible fixed assets22/27--€2,029€1,619€1,209▼ 25.3%
Plant, machinery and equipment23--€2,029€1,619€1,209▼ 25.3%
Financial fixed assets28€950,025€950,000€950,000€950,000€950,000=
Current assets29/58€14,532€35,071€78,504€138,167€81,000▼ 41.4%
Amounts receivable within one year40/41€3,142€0€3€125,454€5,942▼ 95.3%
Trade receivables40----€1,362-
Other amounts receivable41-€0€3€125,454€4,580▼ 96.3%
Current investments50/53----€15,087-
Cash at bank and in hand54/58€10,550€35,071€76,849€9,599€56,179▲ 485%
Deferred charges and accrued income490/1-€0€1,651€3,114€3,791▲ 21.7%
Equity and liabilities
Total equity and liabilities10/49€964,557€985,071€1.0m€1.1m€1.0m▼ 5.3%
Equity10/15€454,523€565,347€728,399€872,638€973,726▲ 11.6%
Contributions10/11-€150,000€150,000€150,000€150,000=
Reserves13€304,523€415,347€578,399€722,638€823,726▲ 14.0%
Non-distributable reserves130/1-€9,277€9,277€0--
Reserves not available under the articles1311-€9,277€9,277€0--
Distributable reserves133-€406,070€569,122€722,638€823,726▲ 14.0%
Profit (loss) carried forward14---€0€0-
Amounts payable17/49€510,034€419,724€302,134€217,149€58,483▼ 73.1%
Amounts payable after more than one year17€243,750€178,750€113,750€48,750€0▼ 100%
Financial debts170/4-€178,750€113,750€48,750€0▼ 100%
Amounts payable within one year42/48€266,284€240,974€187,442€168,399€58,483▼ 65.3%
Current portion of amounts payable after more than one year42-€65,000€65,000€65,000€48,750▼ 25.0%
Financial debts43-€30,000€50,000€0--
Credit institutions430/8-€30,000€50,000€0--
Trade debts44€1,418€589€688€1,020€578▼ 43.3%
Suppliers440/4-€589€688€1,020€578▼ 43.3%
Taxes, remuneration and social security45-€4,114€3,483€2,380€9,155▲ 285%
Taxes450/3-€4,114€3,483€2,380€9,155▲ 285%
Other amounts payable47/48-€141,270€68,270€100,000€0▼ 100%
Accrued charges and deferred income492/3--€942€0--
Line20212022202320242025Change
Profit (loss) for the period9904€44,086€110,824€163,052€244,238€101,089▼ 58.6%
+ Depreciation and write-downs630--€20€410€410=
Operating cash flow (approximation)€44,086€110,824€163,072€244,648€101,499▼ 58.5%
Investment in fixed assets (approximation)-€25-€2,049€0€0-
Change in cash-€24,521€41,778-€67,250€46,580▲ 169%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
28-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
25-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Highest result since 2019net €244,238 ▲49.8%
Operating result €326,811, net result €244,238, both a record.
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
03-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Equity above €500,000Eq €565,347 ▲24.4%
4 profitable years in a row build equity to €565,347.
2021
03-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial Weakest financial yearnet €44,086 ▼42.2%
Net result drops to €44,086, the lowest in the series; recovery starts the following year.
2020
23-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
2,964 m²
Building footprint
1,775 m²
Parcel 31040D0424/00G000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DKZ
Kruishillestraat 27, 8210 ZedelgemIntermediation services for non-specialised retail
since 20152.247.021.826
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31040D0424/00G000 Flanders 2,964 m² 1 · 1,775 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-03-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-03-2025 of DKZ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-10-2015
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0641801587
Also 9925:BE0641801587
Registered 14-02-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.